Rim & Tire Ins

[dremorg]

I was just wondering if anyone was offered the rim & tire insurance w/the initial purchase of their car. & if so have you used the insurance yet?

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[SebringSilver]

Offered...declined.

What happened? Did you damage a wheel?

[taylorcoleman]

I declined for my MB--was ~$800. I purchased it with my E90 M3 for $300, which I thought was a good deal at that price.

BTW...how much did they offer it to you?

[Nimbus]

Standard MB pricing for all AMG vehicle is $999 for 5 years.

[peet]

Got mine about $500 if memory serves. Seeing as it covers rubber and tires - can't go wrong. Think about the math, buy tires every two years, skip on road hazard. One wheel ding on a pothole - it easily pays for itself.

Best part - it's from MB directly, so I don't expect to be jerked around. Oh - and it covers whatever is on the car at the time of incident, so summer and winter sets are covered.

[BerBer63]

I wasn't offered this, can it be purchased after the sale and is it only for stock 18s? What about European 19s? It's been about a month since my purchase, thanks.

[Jeffield]

I got offered and bought it, dont remember price but just in case my mom throws a few scratches on the AMG rims like she did to my SLK .... hehe

[xpjunoxp]

i bought mine, i had slk before but too much damage on my slk. So unless if you are going to change the rim, i think it's worth it

[chino1031]

i got the insurance and i have used it. i had a bubble in my front tire and they replaced it free of charge. then i went for service and they noticed i had a screw in the tire and they fixed it for free as well. it seems to work pretty good. if i damage a rim they also replace it. havent damaged one it whats they have told me

[W204+M156]

It got it, too many pot holes here in the northeast.

[tgibrit]

Originally Posted by dremorg

I was just wondering if anyone was offered the rim & tire insurance w/the initial purchase of their car. & if so have you used the insurance yet?

i was offered it for $800 but declined as i was told the tire had to blow for the damage to be covered.

[gsrjc]

offered and declined as well. i've had aftermarket rims before and i've never scratched one so i didn't need it.

[dremorg]

Originally Posted by SebringSilver

Offered...declined.

What happened? Did you damage a wheel?

No I didn't damage a wheel but i figuered it's a good thing to have being that my tires are almost bald. I don't remember how much I paid for the insurance. It was somewhere around $800 tho. They even told me that it covers aftermkt rims but only an inch bigger in diameter than stock.

[SebringSilver]

Originally Posted by dremorg

No I didn't damage a wheel but i figuered it's a good thing to have being that my tires are almost bald. I don't remember how much I paid for the insurance. It was somewhere around $800 tho. They even told me that it covers aftermkt rims but only an inch bigger in diameter than stock.

I see. But I'm not sure how having the insurance will do anything for your balding tires. The insurance doesn't cover regular wear and tear on the tires, right?

[dremorg]

Originally Posted by peet

Got mine about $500 if memory serves. Seeing as it covers rubber and tires - can't go wrong. Think about the math, buy tires every two years, skip on road hazard. One wheel ding on a pothole - it easily pays for itself.

Best part - it's from MB directly, so I don't expect to be jerked around. Oh - and it covers whatever is on the car at the time of incident, so summer and winter sets are covered.

Buy tires every two years? I need new rears & I've only got 6000 miles on the car.

[dremorg]

Originally Posted by SebringSilver

I see. But I'm not sure how having the insurance will do anything for your balding tires. The insurance doesn't cover regular wear and tear on the tires, right?

No but I'm gonna accidently roll over a couple of screws if you know what i mean.

[SebringSilver]

Originally Posted by dremorg

No but I'm gonna accidently roll over a couple of screws if you know what i mean.

True. Actually, I managed to put a nail in one of my snow tires recently. Mercedes Benz patched it up for me for free. How's THAT for service, eh?

[dremorg]

Originally Posted by SebringSilver

True. Actually, I managed to put a nail in one of my snow tires recently. Mercedes Benz patched it up for me for free. How's THAT for service, eh?

Nice.

[willc55]

Originally Posted by dremorg

No but I'm gonna accidently roll over a couple of screws if you know what i mean.

It constantly amazes me how people are so blase about insurance fraud. So often I hear people make statements like this, or about how they are going to add in additional losses to auto/home theft claims. This is a crime people.

And to those of you who claim this kind of thing to be victimless, have you ever wondered why car insurance premiums continue to rise despite a multitude of factors that seem to indicate they shouldn't, including a huge drop in auto thefts?

Obviously insurance fraud is not the sole reason, however the Insurance Research Council stated in Nov. 2008 that for Bodily Injury claims alone "[f]raud and “buildup” added $4.8 billion to $6.8 billion in excess payments to auto injury claims in 2007" and that "[b]ogus and abusive claims also are rising. They ranged between $4.3 billion and 5.8 billion in 2002, or between 11 percent and 15 percent of total payments." Again, these statistics are not even including give-ups (fraudulent theft reports) and other types of fraud.

Just something to think about and hopefully you'll think twice before committing a crime that costs us all a lot of money.