Arlington Mercedes Ben dealer customer on test drive flips SUV on its side.
Thread Starter
Member
Joined: Oct 2008
Posts: 200
Likes: 4
From: San Diego, CA
2016 C450 AMG
Arlington Mercedes Ben dealer customer on test drive flips SUV on its side.
http://www.fox5dc.com/news/local-news/193990024-story
Talk about a bad day! Thankfully no one was hurt. It must say she is quite the idiot..
Talk about a bad day! Thankfully no one was hurt. It must say she is quite the idiot..
MBWorld Fanatic!
Joined: May 2008
Posts: 7,653
Likes: 560
2016 C300
That post made the former adjuster in me cringe. Her carrier owes for the collision damage on the car she flipped, plus the property damage X 3 on the cars she hit. Some poor SOB in claims is going to have a crappy Monday.
MBWorld Fanatic!
Joined: May 2008
Posts: 7,653
Likes: 560
2016 C300
Her insurance will cover the car she was driving but not any DOV claim, less her collision deductible. Most states do not recognize first party diminution of value. The dealer is probably SOL on that aspect. There is no dollar limit on collision coverage though so as far as repairs or a total loss the dealer will be made whole on the roll over.
She also hit two of the dealers parked cars. There is a policy limit on property damage coverage so depending on her limit ($10k, $25k, etc) and the extent of damage she might blow through that limit and be personally exposed on PD.
The real wrinkle is the damage she caused her own car. It's not a PD claim, because you aren't covered under PD for damage you cause to your own vehicle. It's not a collision claim because she wasn't operating it at the time of the loss. I guess comprehensive might be in play. Like I said, nightmare of coverage and liability issues for an adjuster to sort out.
She also hit two of the dealers parked cars. There is a policy limit on property damage coverage so depending on her limit ($10k, $25k, etc) and the extent of damage she might blow through that limit and be personally exposed on PD.
The real wrinkle is the damage she caused her own car. It's not a PD claim, because you aren't covered under PD for damage you cause to your own vehicle. It's not a collision claim because she wasn't operating it at the time of the loss. I guess comprehensive might be in play. Like I said, nightmare of coverage and liability issues for an adjuster to sort out.
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Senior Member
Joined: Feb 2016
Posts: 295
Likes: 19
2016 C300
man, that is one akward position to be for both parties.
i just cannot understand how you confuse the gas with the brake.
imagine if she was some average-income lady who just wanted to buy a used benz, and she only has liability on her current insurance. Man, that'll destroy her financialy.
i'm assuming she was test driving a used ML, since the new ones have an auto-braking feature, no?
i just cannot understand how you confuse the gas with the brake.
imagine if she was some average-income lady who just wanted to buy a used benz, and she only has liability on her current insurance. Man, that'll destroy her financialy.
i'm assuming she was test driving a used ML, since the new ones have an auto-braking feature, no?
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Thread Starter
Member
Joined: Oct 2008
Posts: 200
Likes: 4
From: San Diego, CA
2016 C450 AMG
man, that is one akward position to be for both parties.
i just cannot understand how you confuse the gas with the brake.
imagine if she was some average-income lady who just wanted to buy a used benz, and she only has liability on her current insurance. Man, that'll destroy her financialy.
i'm assuming she was test driving a used ML, since the new ones have an auto-braking feature, no?
i just cannot understand how you confuse the gas with the brake.
imagine if she was some average-income lady who just wanted to buy a used benz, and she only has liability on her current insurance. Man, that'll destroy her financialy.
i'm assuming she was test driving a used ML, since the new ones have an auto-braking feature, no?
Besides sheceas in a GLE per the video.
I bet she feels like total **** honestly. But after reading Mikes post. She's in for a nightmare insurance adjuster.
Hopefully she has a good insurance carrier. But she will likely face steep increases or be dropped.
To go clear across the parking lot and steer it into her car(amongst others) I just don't know how someone does that. She so freaked out she continues to give more and more gas lol. Scary people on the road could be that idiotic. Clearly she needs toy get more comfortable behind the wheel.
Senior Member
Joined: Jun 2015
Posts: 337
Likes: 7
From: North San Diego, CA
2015 C300
literally the first thing she did was crash. she wasnt even able to pull out of the parking spot fully before she mashed the throttle into those cars.
just some level of idiocy i'll never comprehend
just some level of idiocy i'll never comprehend
