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My brand new c250 vs.. a deer

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Old Nov 15, 2012 | 07:17 AM
  #1  
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2012 MB C250
My brand new c250 vs.. a deer

was on the highway on my new 2012 mercedes leased... me and deer collided. the front left headlamp completely dissapeared no idea where it flew, dent on driver side door and the fender is loose and the side trim is torn... how much do u think this will cost me? just tryin to see what i should expect when i get an estimate from cooks collision
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Old Nov 15, 2012 | 03:19 PM
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$4-5000 easily for starters if you need new body panels. It's really hard to say without pics
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Old Nov 15, 2012 | 03:50 PM
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Originally Posted by Amahrix
was on the highway on my new 2012 mercedes leased... me and deer collided. the front left headlamp completely dissapeared no idea where it flew, dent on driver side door and the fender is loose and the side trim is torn... how much do u think this will cost me? just tryin to see what i should expect when i get an estimate from cooks collision
Cost you? Do you mean the car isn't insured?
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Old Nov 15, 2012 | 04:09 PM
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Originally Posted by RLE
Cost you? Do you mean the car isn't insured?
+1 I thought some if not all U.S. states have car insurance as a mandatory requirement when leasing?
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Old Nov 15, 2012 | 04:22 PM
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I rear ended a car 6 months left front. replaced hood, fender, headlight whole front bumper, grill included. minus mechanical new rad, mechanic fees. etc. it cost 5000$ est. get an oem headlight. aftermarket ones have a different xenon lens sometimes. good luck.


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Old Nov 15, 2012 | 04:23 PM
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Originally Posted by DonjuanOriginal
I rear ended a car 6 months ago. left front. replaced hood, fender, headlight whole front bumper, grill included. minus mechanical new rad, mechanic fees. etc. it cost 5000$ est. get an oem headlight. aftermarket ones have a different xenon lens sometimes. good luck.


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Old Nov 15, 2012 | 10:35 PM
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Originally Posted by PelicanParts.com
+1 I thought some if not all U.S. states have car insurance as a mandatory requirement when leasing?
States (some) require liability insurance. It's the car's owner (the leasing company) that requires physical damage insurance.
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Old Nov 15, 2012 | 10:43 PM
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Maybe he doesn't plan on telling the insurance company?
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Old Nov 16, 2012 | 06:27 PM
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Well I have learned many lessons from this accident.

Last edited by Amahrix; Nov 1, 2017 at 03:49 AM.
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Old Nov 16, 2012 | 07:18 PM
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Originally Posted by Amahrix
Well I have learned many lessons from this accident, but what happened is that the day this happened earlier in the morning i cut my mercury insurance since i didnt want to pay another $309.00/month and went to get farmers or state farm, i liked the quote state farm gave me ($120.00/month) so i said okay call me so i can give you my banking information, well she didnt call(i guess she left work or w/e) and i had to go somewhere so i took the risk of driving knowing i had no insurance and bam it occurred.... the second i didnt have insurance it effing occurred. i pay a ton of insurance idk y maybe cuz im 19... shud i just wait a week and report it to my insurance company or just pay out of pocket... and yah yah i know its ilegal blahblahlbha do any repair shops do payment plans or all in one payment? lol im so screwed.

oh and what is MB Gap Waiver on my lease, what does that do?
The leasing company is going to go nuts because you have violated the contract by driving without insurance.

I can go no further because the list nanny will chastise me.
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Old Nov 16, 2012 | 07:25 PM
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All you need to know about gap waiver is that it won't help you in this situation.

Originally Posted by RLE
I can go no further because the list nanny will chastise me.
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Old Nov 16, 2012 | 07:42 PM
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'08 C300 Lux Barolo Red Beige Leather P2 MM 18" wheels '84 944
Driving uninsured

Originally Posted by Amahrix
Well I have learned many lessons from this accident, but what happened is that the day this happened earlier in the morning i cut my mercury insurance since i didnt want to pay another $309.00/month and went to get farmers or state farm, i liked the quote state farm gave me ($120.00/month) so i said okay call me so i can give you my banking information, well she didnt call(i guess she left work or w/e) and i had to go somewhere so i took the risk of driving knowing i had no insurance and bam it occurred.... the second i didnt have insurance it effing occurred. i pay a ton of insurance idk y maybe cuz im 19... shud i just wait a week and report it to my insurance company or just pay out of pocket... and yah yah i know its ilegal blahblahlbha do any repair shops do payment plans or all in one payment? lol im so screwed.

oh and what is MB Gap Waiver on my lease, what does that do?
Speaking of driving without insurance, just yesterday here the big TV news coverage was about a 19 year old unlicensed kid from China driving his just-bought black 2008 C350 (with big aftermarket wheels) at 70mph in a residential area where he ignored a stop sign and broadsided a BMW sedan with four passengers. Two of them are now on life support with critical head injuries and it sounds like they won't survive.

Although he has a Chinese driver's license he doesn't even have an International Driver's License and has no US license at all.

His parents have already arrived from China and since he is a flight risk, he is in jail with a $2,000,000 bail bond.

It was reported that he showed no remorse and was only interested in getting out on bail.
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Old Nov 16, 2012 | 10:16 PM
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Go easy on the kid, guys. At least no one got hurt and he is really really screwed.
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Old Nov 16, 2012 | 10:40 PM
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Hope it all works out for you man, at least its something that you'll be able to learn from and hopefully others will benefit from the story to avoid driving between insurance.

I've always dreaded hitting a deer though. I spend a lot a time in western Virginia and North Carolina and see deer a lot.

Good luck getting through it all.
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Old Nov 17, 2012 | 12:48 AM
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the funny thing is the night before i was looking at youtube videos of people n russia and getting in stupid accidents then i end up n one i had a feeling it was coming i needed it tho as a wake up call lately ive been speeding and driving 2 much but this was good for me, still gotta pay up but its fine all good n da hood
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Old Nov 17, 2012 | 01:35 AM
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I have always found it is VERY hard to drop your insurance. When I switched providers a few years back, I had to call 10x+ for the original company to stop billing me and accept it was cancelled. They required proof of insurance from new company as well before they would cancel it.

Unless you had late payments or something, are you sure your original insurance wasn't still valid?

Good luck with everything!!! There could always be worse things in life. The car doesn't sound too too bad. Try to stay positive and work through it!
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Old Nov 17, 2012 | 09:35 AM
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Glad that you are not hurt...how was the deer?
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Old Nov 17, 2012 | 12:15 PM
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Another round of ICE
Right now, your problems can be solved just with money for the cost of the car. If you get caught in insurance fraud, your problems will multiply several times and won't be so easily undone. If ethics alone are not enough, just consider the practical outcome because the insurance companies have entire departments just to deal with people who do what you were contemplating, and they've seen it all before.
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Old Nov 17, 2012 | 11:02 PM
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Not only that, but depending on state laws - you can be racking up fines as we speak for having an uninsured but registered car. In Maryland charges can start within 24 hours of dropping insurance.
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Old Nov 18, 2012 | 04:48 PM
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Echoing what others said.

I would double check when the insurance technically terminated. If you asked for it to be terminated the day of, you might still be insured as of end of that day.

Make sure there is a police report or something that indicates the accident date in case you can still file a claim.
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Old Nov 18, 2012 | 08:15 PM
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I think the last thing the OP needs is a police report
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Old Nov 18, 2012 | 08:19 PM
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Originally Posted by keith100
I think the last thing the OP needs is a police report
Provided he has insurance through the end of the day. If he does not, police report is definitely not the best thing. If he does, he'll need it to prove the accident happen while he was insured.

Try and ask your insurance company to pay for damages when your policy is cancelled..
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Old Nov 18, 2012 | 09:30 PM
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your problems can be solved just with money for the cost of the car.
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