Please help. Crashed into a light pole 91 to 71
#51
MBWorld Fanatic!
Technically, it would be a 1099, not a W2.
And a student visa does not convey work privileges, so technically they probably can't file a 1099 either, as he probably doesn't have a SSN to reference.
And a student visa does not convey work privileges, so technically they probably can't file a 1099 either, as he probably doesn't have a SSN to reference.
#52
Non resident aliens can't receive a 1099, but as far as I know they can receive a W2 and are still required to file taxes if they work while in the US, which I think many of them do.
#53
Super Member
Thank you all for the responses. After the 1st accident I insisted for full coverage with my name on the policy and I said I would pay the amount from my paycheck of 700 dollars. I wasn't looking for much when I came to America. I use credit cards for purchases, pay minimum payments. And my main purchases and spending is on books, tuition, gas, food and bill payments, my father's insurance and my father's storage fees, on my credit card.
I think they pay me as an independent contractor but I don't know how that works... I didn't sign any work contracts. I tried to file for taxes but it said I had no verifiable income since 2007? I have not really worked a lot before, just briefly during the semester at a nearby bookstore, etc. They didn't want me to use insurance for the 1st accident because they did not want it on their record. They wanted to handle it with cash regardless of whose fault it was. For legal advice what kind of lawyer would I need to consult? I don't have a lot of cash, but I do have a credit card. I have talked to my family about this and they suggested I come back to Korea, and continue to send them monthly payments for the vehicle. I really want to finish a bachelor's degree before returning to Korea. It is hard to get a decent paying job without a degree from the US or the UK. The minimum wage is about 4 dollars in Korea. Yes it is finals week and I'm working about 80 hours a week. I picked up a second job at a sushi restaurant last week and I'm in training. Thank you all for the responses.
I think they pay me as an independent contractor but I don't know how that works... I didn't sign any work contracts. I tried to file for taxes but it said I had no verifiable income since 2007? I have not really worked a lot before, just briefly during the semester at a nearby bookstore, etc. They didn't want me to use insurance for the 1st accident because they did not want it on their record. They wanted to handle it with cash regardless of whose fault it was. For legal advice what kind of lawyer would I need to consult? I don't have a lot of cash, but I do have a credit card. I have talked to my family about this and they suggested I come back to Korea, and continue to send them monthly payments for the vehicle. I really want to finish a bachelor's degree before returning to Korea. It is hard to get a decent paying job without a degree from the US or the UK. The minimum wage is about 4 dollars in Korea. Yes it is finals week and I'm working about 80 hours a week. I picked up a second job at a sushi restaurant last week and I'm in training. Thank you all for the responses.
#54
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#55
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2012 C250 Coupe
so basically you are telling us that they have insurance - and this probably means probably full insurance like most people get - but they TOLD YOU they didn't. I'd say there is a pretty good chance that they are again TELLING you one thing (no insurance) but doing another (pocketing the insurance check). You should definitely ask them again what insurance they have and then find out for sure.
I think my boss aka her boyfriend has full coverage on his vehicles... the mercedes G class and a porsche. She drives his porsche, and both of them don't mention the Mercedes to me at all. They didn't tell me what they wanted me to do, work out a payment plan, or take it from my paycheck, or if I should do extra work. When I apologized for the car accident, they said it's fine, it happens, at least you are alright. I only had a swollen leg and a Mercedes emblem ripping my skin off and being scarred into my arm from the air bag being deployed. When I didn't get a paycheck, I asked, and he said that I owe her a lot of money so he just wanted to cancel my paycheck.
Last edited by shinebin; 05-19-2015 at 02:43 PM.
#56
Super Member
so basically you are telling us that they have insurance - and this probably means probably full insurance like most people get - but they TOLD YOU they didn't. I'd say there is a pretty good chance that they are again TELLING you one thing (no insurance) but doing another (pocketing the insurance check). You should definitely ask them again what insurance they have and then find out for sure.
Please ask to see her actual insurance policy for the vehicle you totaled. Look for things like collision and comprehensive coverage to verify she only has the poor quality insurance coverage she claims. I think what we are all trying to tell you, in NOT the most direct terms, is that both your employer and his girlfriend, whose car you wrecked, are not on the up and up. What you're describing is a lot of very shady things going on here with the two of them.
If she refuses to show you her current insurance policy, then I would suspect you're being scammed and that they already filed an insurance claim for the car and are looking for you essentially double pay them. Her dodging the issue is very suspicious. You need to contact both a lawyer specializing in employment law for the state of California, to straighten out your employment / tax situation, as well as one who handles vehicular accidents and potential insurance fraud issues by your employer ans his girlfriend.
Finally, don't take this the wrong way, but you seem to have very poor judgment for someone in college. What are you majoring in? You seem to think nothing of just pulling out your credit card, at the drop of a hat, and adding more debt to yourself without thinking of the consequences. Your only focus seems to be just getting to class on time and nothing else. You say all you do is make the minimum monthly payments each month, so you credit card balance has to be ridiculous at this point. Even without this $24,000 bill to pay yet. You do understand there is a credit limit on your card right? One last question: When you graduate, do you intend to get a job here or go back to South Korea?
#57
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OP,
Please ask to see her actual insurance policy for the vehicle you totaled. Look for things like collision and comprehensive coverage to verify she only has the poor quality insurance coverage she claims. I think what we are all trying to tell you, in NOT the most direct terms, is that both your employer and his girlfriend, whose car you wrecked, are not on the up and up. What you're describing is a lot of very shady things going on here with the two of them.
If she refuses to show you her current insurance policy, then I would suspect you're being scammed and that they already filed an insurance claim for the car and are looking for you essentially double pay them. Her dodging the issue is very suspicious. You need to contact both a lawyer specializing in employment law for the state of California, to straighten out your employment / tax situation, as well as one who handles vehicular accidents and potential insurance fraud issues by your employer ans his girlfriend.
Finally, don't take this the wrong way, but you seem to have very poor judgment for someone in college. What are you majoring in? You seem to think nothing of just pulling out your credit card, at the drop of a hat, and adding more debt to yourself without thinking of the consequences. Your only focus seems to be just getting to class on time and nothing else. You say all you do is make the minimum monthly payments each month, so you credit card balance has to be ridiculous at this point. Even without this $24,000 bill to pay yet. You do understand there is a credit limit on your card right? One last question: When you graduate, do you intend to get a job here or go back to South Korea?
Please ask to see her actual insurance policy for the vehicle you totaled. Look for things like collision and comprehensive coverage to verify she only has the poor quality insurance coverage she claims. I think what we are all trying to tell you, in NOT the most direct terms, is that both your employer and his girlfriend, whose car you wrecked, are not on the up and up. What you're describing is a lot of very shady things going on here with the two of them.
If she refuses to show you her current insurance policy, then I would suspect you're being scammed and that they already filed an insurance claim for the car and are looking for you essentially double pay them. Her dodging the issue is very suspicious. You need to contact both a lawyer specializing in employment law for the state of California, to straighten out your employment / tax situation, as well as one who handles vehicular accidents and potential insurance fraud issues by your employer ans his girlfriend.
Finally, don't take this the wrong way, but you seem to have very poor judgment for someone in college. What are you majoring in? You seem to think nothing of just pulling out your credit card, at the drop of a hat, and adding more debt to yourself without thinking of the consequences. Your only focus seems to be just getting to class on time and nothing else. You say all you do is make the minimum monthly payments each month, so you credit card balance has to be ridiculous at this point. Even without this $24,000 bill to pay yet. You do understand there is a credit limit on your card right? One last question: When you graduate, do you intend to get a job here or go back to South Korea?
"You need to contact both a lawyer specializing in employment law for the state of California, to straighten out your employment / tax situation, as well as one who handles vehicular accidents and potential insurance fraud issues by your employer ans his girlfriend."
Do you have any recommendations? Do I google lawyers?
I came here to major in Education to become teacher certified in the State of California. I wanted to become a teacher. I recently enjoy studying Nutrition as well, but with these accidents I don't know what to major in or how to finish / return to school. Yes my credit utilization is very poor right now. This month I did not have the cash to pay the minimum payments so I used my discover card to pull out cash to pay the minimum payments. I would like to have a job here, but I would like to pay my debts off first. I think it would be better to go back to Korea and work until I pay the debts off and then come back to America. Tax is only 3.3% in Korea and I am able to save up a lot more than I do here.
#58
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Shinebin,
You've received generally good advice from folks here. The people you are living with and who pay you (apparently only when they feel like it), appear to be VERY shady people. I base this only on what you've said here, but the fact that that they don't pay you anything if you 'miss your quota', won't tell you how they want to handle the car, pay you under the table, and are unilaterally garnishing your wages for the accident, which is illegal, make this all seem really sketchy.
I know you're in a tough spot, but I would seriously try and completely remove yourself from that entire situation as soon as possible. Move in with a friend and sleep on the couch, ramp up your hours at the new sushi job to make up for your lost video editing wages, and try to start anew.
Ask your friends, professors, TAs, anyone that you know if they have any lawyer friends/family that they can refer you to. Initial consultation with a lawyer may likely be at no cost.
You're in a crappy situation, but do not let the people you work for bully you into an even worse situation. Take control out of their hands.
You've received generally good advice from folks here. The people you are living with and who pay you (apparently only when they feel like it), appear to be VERY shady people. I base this only on what you've said here, but the fact that that they don't pay you anything if you 'miss your quota', won't tell you how they want to handle the car, pay you under the table, and are unilaterally garnishing your wages for the accident, which is illegal, make this all seem really sketchy.
I know you're in a tough spot, but I would seriously try and completely remove yourself from that entire situation as soon as possible. Move in with a friend and sleep on the couch, ramp up your hours at the new sushi job to make up for your lost video editing wages, and try to start anew.
Ask your friends, professors, TAs, anyone that you know if they have any lawyer friends/family that they can refer you to. Initial consultation with a lawyer may likely be at no cost.
You're in a crappy situation, but do not let the people you work for bully you into an even worse situation. Take control out of their hands.
#59
If you could, move out! Finish your education or go back to Korea. They don't need you to pay them back and you were working under the table so don't file as the amount is so low anyway. Just pay off the credit cards if you want to stay and work in the US. You don't need a lawyer at this point; only need one if you want to file for bankruptcy because you can't handle the credit card.
#60
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2012 C250 Coupe
If you could, move out! Finish your education or go back to Korea. They don't need you to pay them back and you were working under the table so don't file as the amount is so low anyway. Just pay off the credit cards if you want to stay and work in the US. You don't need a lawyer at this point; only need one if you want to file for bankruptcy because you can't handle the credit card.
#61
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Shinebin,
You've received generally good advice from folks here. The people you are living with and who pay you (apparently only when they feel like it), appear to be VERY shady people. I base this only on what you've said here, but the fact that that they don't pay you anything if you 'miss your quota', won't tell you how they want to handle the car, pay you under the table, and are unilaterally garnishing your wages for the accident, which is illegal, make this all seem really sketchy.
I know you're in a tough spot, but I would seriously try and completely remove yourself from that entire situation as soon as possible. Move in with a friend and sleep on the couch, ramp up your hours at the new sushi job to make up for your lost video editing wages, and try to start anew.
Ask your friends, professors, TAs, anyone that you know if they have any lawyer friends/family that they can refer you to. Initial consultation with a lawyer may likely be at no cost.
You're in a crappy situation, but do not let the people you work for bully you into an even worse situation. Take control out of their hands.
You've received generally good advice from folks here. The people you are living with and who pay you (apparently only when they feel like it), appear to be VERY shady people. I base this only on what you've said here, but the fact that that they don't pay you anything if you 'miss your quota', won't tell you how they want to handle the car, pay you under the table, and are unilaterally garnishing your wages for the accident, which is illegal, make this all seem really sketchy.
I know you're in a tough spot, but I would seriously try and completely remove yourself from that entire situation as soon as possible. Move in with a friend and sleep on the couch, ramp up your hours at the new sushi job to make up for your lost video editing wages, and try to start anew.
Ask your friends, professors, TAs, anyone that you know if they have any lawyer friends/family that they can refer you to. Initial consultation with a lawyer may likely be at no cost.
You're in a crappy situation, but do not let the people you work for bully you into an even worse situation. Take control out of their hands.
I'm hoping that I can have a more transparent talk with both of them after my finals this week.
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