Does insurance cover cracked rims?
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Does insurance cover cracked rims?
Today I discovered that my right rear rim is cracked on the inside. A new wheel will run me $1050 according to the dealership's part store. Any ideas if insurance will cover it? I'm afraid of contacting them if the answer is no, and if such a question/claim would automatically put me in some high risk category resulting in raised premiums.
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I honestly am wondering the same thing. I'm always careful when I go over bumps, and I've learned to avoid all the bumpy lanes and potholes on the GCP and the LIE!! And still this. Doesn't look too serious, and it's not leaking air, but would like to get it taken care of before it becomes anything serious.
Last edited by masterianvii; Apr 25, 2010 at 09:19 PM.
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From: San Diego, CA
'06 C55 AMG
I went over an overpass and the transition in the roadway from asphalt to concrete was worn and crappy and it broke both front wheels on my c55 (WALD wheels) and the insurance company paid out for them. not a great payout but enough to get the linea corse lemans wheels im running now.
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I am fairly sure that this would be considered a collision claim. The reason being that you would have to be moving in order to have this happen.
I had a cinder block fall off a pick up truck that I was following. I ended up hitting and breaking 2 wheels and tires. My insurance considered it collision. However, due to the circumstances it was a non-chargeable accident and did not affect my rates.
I had a cinder block fall off a pick up truck that I was following. I ended up hitting and breaking 2 wheels and tires. My insurance considered it collision. However, due to the circumstances it was a non-chargeable accident and did not affect my rates.
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I've had the wheel examined by my own mechanic and the dealer. Given that the crack is fairly minor, a new rim isn't necessary, so I'll have the wheel refinished. It's cheap enough that I won't even bother with the insurance, but good to know they may cover it judging from all of your experiences.
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2016 E250 Bluetec 2002 CL55, 2000 430CLK Cab
I've had the wheel examined by my own mechanic and the dealer. Given that the crack is fairly minor, a new rim isn't necessary, so I'll have the wheel refinished. It's cheap enough that I won't even bother with the insurance, but good to know they may cover it judging from all of your experiences.
On the other hand it would be a good time to do a 4 wheel slide into a curb if you were so inclined
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benzo larenzo
I honestly am wondering the same thing. I'm always careful when I go over bumps, and I've learned to avoid all the bumpy lanes and potholes on the GCP and the LIE!! And still this. Doesn't look too serious, and it's not leaking air, but would like to get it taken care of before it becomes anything serious.
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2010 C63
your insurance company will be able to get you new wheels for a couple hundred bucks. It's just barely more expensive than getting wheels refinished.
good luck!
Mike
good luck!
Mike
Today I discovered that my right rear rim is cracked on the inside. A new wheel will run me $1050 according to the dealership's part store. Any ideas if insurance will cover it? I'm afraid of contacting them if the answer is no, and if such a question/claim would automatically put me in some high risk category resulting in raised premiums.
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