Crackhead w/o insurance hit my car
#1
Crackhead w/o insurance hit my car
Yep - happened in a parking lot yesterday. Dude just backed right into me and tried to flee. Luckily, I had witnesses so he stopped down the road a little ways.
Bringing her in this morning...hoping it's all cosmetic
Bringing her in this morning...hoping it's all cosmetic
#2
Member
Dang, sorry to hear. That doesn't look too bad. Make sure you take it to a good shop of your choosing. You have the right to select whatever repair facility you want.
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tyga11 (07-24-2020)
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tyga11 (07-24-2020)
#5
Agreed. If you have full coverage, most policies include an uninsured motorist provision where your own insurance will cover the repair costs (and many policies state that it will not result in an increase in your premium). Additionally, if you are in CA, you have the right to send it to any repair shop of your choosing (perhaps applies in other states as well).
#6
Agreed. If you have full coverage, most policies include an uninsured motorist provision where your own insurance will cover the repair costs (and many policies state that it will not result in an increase in your premium). Additionally, if you are in CA, you have the right to send it to any repair shop of your choosing (perhaps applies in other states as well).
I was able to select my repair shop also. Luckily it appears to be all cosmetic. I actually drove the car back home since it will take 2-3 days for the part to be shipped so I figured I may as well still drive her and not worry about renting a car.
#7
Member
I have State Farm and just went through this. I have a $500 collision deductible, but under the uninsured motorist coverage my deductible was zero somehow. My car was totaled, though. Ask your carrier what your deductible is for uninsured motorist because it may not be anything!
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chrissy0874 (07-26-2020)
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#8
I have State Farm and just went through this. I have a $500 collision deductible, but under the uninsured motorist coverage my deductible was zero somehow. My car was totaled, though. Ask your carrier what your deductible is for uninsured motorist because it may not be anything!
#9
I have State Farm and just went through this. I have a $500 collision deductible, but under the uninsured motorist coverage my deductible was zero somehow. My car was totaled, though. Ask your carrier what your deductible is for uninsured motorist because it may not be anything!
#10
#11
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Ugh, that sux. What was the crackhead driving? Hope it works out for ya!
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tyga11 (07-24-2020)
#12
Thanks man. He was driving a 2005 Chevy Avalanche. And for the record, I'm calling this guy a crackhead b/c he literally had missing teeth and appeared to be high on speed. I also attempted to file a police report since I had all his info and 2 witnesses but apparently PHX PD will not file if an accident occurs in a private parking lot....
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tyga11 (07-24-2020)
#14
Yep - I have full coverage since I lease. I am only responsible for my deductible and they did advise they would go after the crack head since he is at fault.
I was able to select my repair shop also. Luckily it appears to be all cosmetic. I actually drove the car back home since it will take 2-3 days for the part to be shipped so I figured I may as well still drive her and not worry about renting a car.
I was able to select my repair shop also. Luckily it appears to be all cosmetic. I actually drove the car back home since it will take 2-3 days for the part to be shipped so I figured I may as well still drive her and not worry about renting a car.
#15
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No more MB:(
Personally, I think it's imperative to have maximum coverage, if anything too much coverage even. One crackhead having a bad day and you're done. Plus if a crackhead sees the Mercedes logo he might think free ride.
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cjaredscott (08-01-2020)