C43/C63 Insurance Cost
Senior Member
Joined: Jan 2019
Posts: 439
Likes: 74
From: California
2019 AMG C63S
I pay $200/month for both myself and my significant other, for 2 cars (one of which is a C63S sedan) - 100/300/300 with a $500 deductible for both Comprehensive and Collision, and includes OEM parts coverage for my C63S. I have also indicated that this is a weekend car for leisure purpose.
Prior to adding my C63S, I was paying 40% of what I am paying now. So definitely my rate went up significantly after adding my C63S. But there are many factors, and the key one I feel is Zip code (Bay area California zip codes have higher crime rate and costs in general). My significant other has had her license for a much shorter time than me and is also another factor. Also with the car's depreciation, the premium also goes down.
Prior to adding my C63S, I was paying 40% of what I am paying now. So definitely my rate went up significantly after adding my C63S. But there are many factors, and the key one I feel is Zip code (Bay area California zip codes have higher crime rate and costs in general). My significant other has had her license for a much shorter time than me and is also another factor. Also with the car's depreciation, the premium also goes down.
Member
Joined: Jun 2019
Posts: 229
Likes: 58
From: New York, NY
2020 C63S Coupe , 2014 BMW M5
I pay $1k/mo for my c63s insurance and I’m 21 with 2 points on my record (130mph in a 65 zone). That’s full coverage btw. But honestly insurance isn’t the main concern between c43 and c63. Where you are really going to get screwed is maintenance. A break job on this thing is nearly $6k and not to mention all the other costs associated with keeping these kinds of cars running at 100%. You should really look into maintenance on both vehicles because the c43 is basically free when comparing maintenance costs. So far I’ve put 10k miles on my c63s and I have been through two sets of breaks. Almost $12k in breaks in 8 months 😳
i love my car but there is no fu**ing way i would pay 1k monthly just on insurance for it. that is absurd.
MBWorld Fanatic!
Joined: Sep 2016
Posts: 1,718
Likes: 608
From: Australia
⏱️ 700HP Facelift converted C63 S Coupe with Drexler 3.06 plated LSD
I pay $1k/mo for my c63s insurance and I’m 21 with 2 points on my record (130mph in a 65 zone). That’s full coverage btw. But honestly insurance isn’t the main concern between c43 and c63. Where you are really going to get screwed is maintenance. A break job on this thing is nearly $6k and not to mention all the other costs associated with keeping these kinds of cars running at 100%. You should really look into maintenance on both vehicles because the c43 is basically free when comparing maintenance costs. So far I’ve put 10k miles on my c63s and I have been through two sets of breaks. Almost $12k in breaks in 8 months 😳
I reckon you should try and go through a broker if you can bro.
F*ck I'm in my mid 30's now. I remember getting quotes not far from that back in 2002 when I was 21 years old for a 93' Supra hahaha.
Now I'm paying $1900 for the C63s Coupe per year, comprehensive with Budget Direct (QBE), excess is $1250 (in Australia). I'm in the most expensive category too (due to loss of licence in the past etc.)
Last edited by Jimmy_c63s; Dec 28, 2019 at 01:39 AM.
MBWorld Fanatic!
Joined: Sep 2016
Posts: 1,718
Likes: 608
From: Australia
⏱️ 700HP Facelift converted C63 S Coupe with Drexler 3.06 plated LSD
I'm 35, shady driving record with a huge list of fines but no accident claims and I'm $2230 per year comprehensive in Australia for a Coupe.
Super Member
Joined: Aug 2003
Posts: 772
Likes: 81
From: Bayarea, California
2003 C320 coupe/c450 in Feb 2016
the more you drive, the more it will cost.
i drive around 20,000 miles per year.
i currently paying 2800$ a year on a 2016 C450AMG full coverage, 500k bodily injury, 100k property damage. comprehensive 500$, collision 1000$ with AAA California.
i have clean record, 44 y.o.
i drive around 20,000 miles per year.
i currently paying 2800$ a year on a 2016 C450AMG full coverage, 500k bodily injury, 100k property damage. comprehensive 500$, collision 1000$ with AAA California.
i have clean record, 44 y.o.
MBWorld Fanatic!
Joined: Dec 2019
Posts: 1,511
Likes: 424
From: Florida
AMG C63s
the more you drive, the more it will cost.
i drive around 20,000 miles per year.
i currently paying 2800$ a year on a 2016 C450AMG full coverage, 500k bodily injury, 100k property damage. comprehensive 500$, collision 1000$ with AAA California.
i have clean record, 44 y.o.
i drive around 20,000 miles per year.
i currently paying 2800$ a year on a 2016 C450AMG full coverage, 500k bodily injury, 100k property damage. comprehensive 500$, collision 1000$ with AAA California.
i have clean record, 44 y.o.
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Member
Joined: Jun 2017
Posts: 117
Likes: 25
2017 C63S AMG
How’s your driving record? If it’s pristine and your credit is decent (unlikely due to lack of credit experience), you may see rates between $300-1,000/month.
You’re looking at high risk, performance vehicles while in a high risk age group. It’s going to be expensive and honestly, it’s pay to play. If you have deep pockets, go to town and get full coverage including GAP and full tort.
insurance, brakes and tires are things you NEVER skimp on.
Member
Joined: Jun 2017
Posts: 117
Likes: 25
2017 C63S AMG
There's got to be more to this that you are not telling, but this is pretty much all around insane. Perhaps need to rethink driving technique. The reckless speeding ticket perhaps gives some perspective. Was that jail time? For comparison, I just had my 10k Service A and have yet to pay anything for maintenance, other than the prepaid plan. Had the car for 7 months so far, but two of those it spent on a boat to the West Coast. I was expecting my rear brakes to be low, but fronts are at 8 mm and rears at 7 mm. That's with a 2019 C63S Coupe For context, I picked the car up in Germany where I blasted around the Autobahn at speeds much higher than your speeding ticket, alpine mountain roads, as well as several visits to the Nurburgring. In total ~6500 miles of driving in 8 weeks, and then some canyon carving once the car got here. However, I do drive with foresight, so I don't slam the brakes every time in order to slow down. Frequent track use with lots of hard braking, though, will certain make you go through brakes quickly with a car this heavy.
~Installed these on my 17’ C63S AMG in my garage. They’re Black Series 2 piece rotors with black aluminum hats (Brembo) Not only do they look gnarly, they carry a lifetime warranty (yes, even if you track your vehicle, brakes and pads are covered).
Do this at home, save yourself a literal fortune. My driving style was becoming a byproduct of babying the brakes to prolong their life span (huge no no). After installing, I could care less if I smell brakes lol. After all, the only consequence will be having to install free, warrantied pads and rotors!
ps, traction control uses the rear brakes to mitigate wheel spin. For those that don’t know, turning off traction control is the only way to save your rear pads and rotors from a very early demise.
Last edited by Wexlax732; Jul 30, 2020 at 11:28 AM.
MBWorld Fanatic!
Joined: Dec 2019
Posts: 1,511
Likes: 424
From: Florida
AMG C63s
If you financed the car or leased it, way more expensive than a cash purchase to insure.
How’s your driving record? If it’s pristine and your credit is decent (unlikely due to lack of credit experience), you may see rates between $300-1,000/month.
You’re looking at high risk, performance vehicles while in a high risk age group. It’s going to be expensive and honestly, it’s pay to play. If you have deep pockets, go to town and get full coverage including GAP and full tort.
insurance, brakes and tires are things you NEVER skimp on.
How’s your driving record? If it’s pristine and your credit is decent (unlikely due to lack of credit experience), you may see rates between $300-1,000/month.
You’re looking at high risk, performance vehicles while in a high risk age group. It’s going to be expensive and honestly, it’s pay to play. If you have deep pockets, go to town and get full coverage including GAP and full tort.
insurance, brakes and tires are things you NEVER skimp on.
Member
Joined: Sep 2019
Posts: 91
Likes: 26
From: Tampa, FL
AMG GTC Roadster, C63s Coupe
Currently paying 560 a month with 2000 dollar deductibles. Being young (23) and having a nice car in florida is expensive🙃
Progressive quoted me over 900 dollars a month fyi.
Progressive quoted me over 900 dollars a month fyi.
Member
Joined: Jul 2020
Posts: 107
Likes: 19
From: Seattle, WA
C63
~$214 month for a new Acura RDX A-spec, and a new nearly fully loaded c63 sedan. In Seattle proper area. Near full coverage (gold plan) with accident forgiveness with Allstate . I'm in my early 30's, but also have homeowners and a rental property tied in with our car insurance. Also have clean driving history and high credit score.
I guess I shouldn't have complained to my insurance agent when looking to bring down the costs of our insurance. I suddenly feel sheepish when I asked my agent why our rates were so high...
I guess I shouldn't have complained to my insurance agent when looking to bring down the costs of our insurance. I suddenly feel sheepish when I asked my agent why our rates were so high...
Senior Member
Joined: May 2013
Posts: 317
Likes: 31
C8, FF, C63S, 911 C4S, GTI, E350, Boxster S, 355, Esprit S4, Vantage, S5, Z4, M3, Miata, A4, 325is
$1200 per year with Progressive
Under 5000 miles per year
100/300k coverage
$1000 deductible
$0 glass deductible
Clean record
Multiple car discounts
Under 5000 miles per year
100/300k coverage
$1000 deductible
$0 glass deductible
Clean record
Multiple car discounts
Junior Member
Joined: Jul 2019
Posts: 35
Likes: 3
From: Halifax, Canada
2016 C63s AMG
Man insurance in the states sounds expensive with limited coverages.
I am paying $1650 a year Canadian for
$2 million liability
full collision and comprehensive up to vehicle value with $250 deductible.
at cost replacement coverage too
i get multi vehicle discount and graduate discount, my ram is more expensive to insure. 26 male with clean record for at fault claims and no tickets
I am paying $1650 a year Canadian for
$2 million liability
full collision and comprehensive up to vehicle value with $250 deductible.
at cost replacement coverage too
i get multi vehicle discount and graduate discount, my ram is more expensive to insure. 26 male with clean record for at fault claims and no tickets
MBWorld Fanatic!
Joined: Jul 2011
Posts: 1,146
Likes: 206
2019 AMG GT R
Man insurance in the states sounds expensive with limited coverages.
I am paying $1650 a year Canadian for
$2 million liability
full collision and comprehensive up to vehicle value with $250 deductible.
at cost replacement coverage too
i get multi vehicle discount and graduate discount, my ram is more expensive to insure. 26 male with clean record for at fault claims and no tickets
I am paying $1650 a year Canadian for
$2 million liability
full collision and comprehensive up to vehicle value with $250 deductible.
at cost replacement coverage too
i get multi vehicle discount and graduate discount, my ram is more expensive to insure. 26 male with clean record for at fault claims and no tickets
Junior Member
Joined: Jul 2019
Posts: 35
Likes: 3
From: Halifax, Canada
2016 C63s AMG
Newbie
Joined: Nov 2020
Posts: 2
Likes: 1
BMW X3
There's no way that some of you pay that much for insurance. It's insane.
I understand that it depends on the region and car, but 1k per month is too much. I don't know by what criteria you choose your company, but I'm shocked, to be honest, haha.
When I bought my car, I was searching for a good insurance company like a crazy person. I was looking on different websites, like joywallet.com. It was essential for me to find one that would satisfy me financially and have good conditions. Ended up paying 90$ per month.
I understand that it depends on the region and car, but 1k per month is too much. I don't know by what criteria you choose your company, but I'm shocked, to be honest, haha.
When I bought my car, I was searching for a good insurance company like a crazy person. I was looking on different websites, like joywallet.com. It was essential for me to find one that would satisfy me financially and have good conditions. Ended up paying 90$ per month.
Last edited by Brigantin; Aug 20, 2021 at 05:57 PM.
Member
Joined: Aug 2020
Posts: 151
Likes: 48
From: Atlanta,GA
2021 C63s Sedan
Member
Joined: Oct 2020
Posts: 124
Likes: 21
C63s
I know this thread has long been resolved but since some new life has been breathed into it I'll explain my situation.
I bought a c43 when I was 23 (male unmarried). I was paying ~240/month (GEICO)(lowest coverage amounts) in NYC doing 10k/year and driving for leisure. My insurance had always been the cheapest out of all my friends and nobody could figure out why. They all have clean records and mine.....well it's terrible really...multiple resolved tickets from my late teens, I typically have a couple that are pending and repeatedly being postponed to avoid points, a few speeding violations in Jersey that were amended down to something like careless operation.
Credit is >800 (always has been) so that helps, I work in healthcare so maybe that helps too. I got into an accident in that car which ended up totaling it last year in August 2020. A 17 year old made a left into oncoming traffic without looking.
After that car was gone I decided to go for what I really always wanted which was a c63s. I turned 25 between totaling the c43 and buying the c63, and when I reinstated my policy for the c63 the monthly actually dropped to around 225/month which is what I pay currently, still unmarried-10k in NYC for leisure, lowest coverage amounts, and now with an accident that left my car totaled.
I'm not sure how I pay what I do but Im happy with it. The premium dropped when I turned 25 even going from 365HP stock and AWD to 500HP and RWD.
Just whatever you do don't ever lie to them about what you use the car for, and don't go for an out of state address from a friend to try and save a few bucks (like people with PA plates here in NY). Insurers can/will deny you coverage if they find out you lied on your application.
I bought a c43 when I was 23 (male unmarried). I was paying ~240/month (GEICO)(lowest coverage amounts) in NYC doing 10k/year and driving for leisure. My insurance had always been the cheapest out of all my friends and nobody could figure out why. They all have clean records and mine.....well it's terrible really...multiple resolved tickets from my late teens, I typically have a couple that are pending and repeatedly being postponed to avoid points, a few speeding violations in Jersey that were amended down to something like careless operation.
Credit is >800 (always has been) so that helps, I work in healthcare so maybe that helps too. I got into an accident in that car which ended up totaling it last year in August 2020. A 17 year old made a left into oncoming traffic without looking.
After that car was gone I decided to go for what I really always wanted which was a c63s. I turned 25 between totaling the c43 and buying the c63, and when I reinstated my policy for the c63 the monthly actually dropped to around 225/month which is what I pay currently, still unmarried-10k in NYC for leisure, lowest coverage amounts, and now with an accident that left my car totaled.
I'm not sure how I pay what I do but Im happy with it. The premium dropped when I turned 25 even going from 365HP stock and AWD to 500HP and RWD.
Just whatever you do don't ever lie to them about what you use the car for, and don't go for an out of state address from a friend to try and save a few bucks (like people with PA plates here in NY). Insurers can/will deny you coverage if they find out you lied on your application.
Senior Member
Joined: Sep 2018
Posts: 397
Likes: 117
From: TX
IG: @amg.svr
I'm 24 with a couple too many points. C63S fully owned is around $1200 for 6 months. F-Type financed is $1800.
I didn't want to have to call you out my dude, but you have got to cool it on the constant IG and Youtube plugs
This is a forum for discussion and not for advertising personal social media on all your posts
This is a forum for discussion and not for advertising personal social media on all your posts
