Thanks for the reply. I decided I was not going to attempt to convince Hagerty to take my money. If they don't want to insure me, that is their financial loss.

Agreed, pretty sad these days when they won't take our money especially when most of us likely never had a claim in our lives. Let us know what you find. I be curious if I am paying too much.

I’ve looked up Safeco and it seems I must use a broker. True?

I have an agent, yes. But our insurance was just renewed this month and it went up nearly 35%. My GTC is at $1845/yr. Not terrible but the Porsche jumped a bunch to $2400.
Never had a claim in my 47 yes...it's the wild west out there

Welcome to inflation gate I might go back to a horse and buggy.

Like I mentioned earlier my "broker" can't find anyone other than Progressive and SafeCo. Progressive was the least expensive. I would try them directly.

Seriously...In addition to us paying for other people's stolen cars, accidents and bad choices and lack of insurance.
Our property taxes went up another $1000 this year, homeowners insurance also went up...good grief.

I sold all my horses about 7 years ago but your plan is sounding really good! 🤣

Insurance companies say rates are up due to so many natural disasters. Which may be partially true. Although I would have thought humans would have figured out that you shouldn't live on top of the ocean or in places like tornado alley Kind of a fool me once type of thing

I ended up going with Progressive because I needed something. I didn't feel comfortable driving the car home without insurance until I could find some. I am paying $1500/year for the GTS.

I mean, I understand that cost of materials has gone up. But accidents and thefts have skyrocketed since Covid.

May I ask what state you live and year and model you drive?

Just switched our auto and umbrella to Progressive this am. Their auto policies only go out 6 months but combined with the umbrella, we're saving over $1350 for the next 6 months.
My parents have had Progressive for the past 11 years or so and my step dad was just involved in a collision where they totalled his vehicle and Progressive gave him an extremely fair price for it and made it very easy for them.
Wish they could do our home as well, but underwriting kicked it out due to wildfire risk.

Congrats....if that is even a proper term for getting insurance My broker said Progressive was good company. I do feel sorry for those who live in "fire country" and can't insure homes. Although seems like everything is in "fire country" these days.

Hahaha! Thanks! Ya I was a little annoyed by the rejection. We're in Eastern Washington and they just added a new fire station about 2 miles down the road. Oh well...

Mine renewed lately. Jump about 20% in comprehensive. So Cal. And...check this out: same coverage...my GT3 is cheaper than the GT R!

Probably cause there are more GT3's around would be my guess! Lol

I have been experiencing almost everything the rest of the thread has been discussing.
My take on car insurance includes at least 1 pet peeve.
UNINSURED MOTORIST.
I have to pay for the guy who ISN’T paying for insurance.
How on God’s green earth is that possible?
I want to be the guy who doesn’t buy insurance, and everybody else’s insurance pays for my accidents (even though I am like so many on the thread who have never had a claim).
Why do the responsible get to cover for the sins of the irresponsible?(somewhat of a rhetorical question).
We have a sickness in this country, that is slowly ripping us apart, where the makers are getting fed up with the takers.
There are pockets of sanity in the country like parts of Virginia.
A judge there, automatically assign responsibility and guilt to illegal aliens, and uninsured motorists(all to often 1 and the same).
His judicial logic is that, but for the guilty party committing the crime of driving while being here illegally, or uninsured, the accident could not have happened.
We need more judges like that. We need more political leaders like that.We need more law enforcement like that. And, if I may be so humble, we need more people like me!

Not really. This program was intended primarily for fleet owners who self-insure. I have never heard of a private owner who has utilized this option, and I have been practicing as a lawyer for over 50 years.

You are not paying to insure him. You are paying to insure yourself. Alternatively, you could take your chances with an uninsured motorist and try to collect when he/she is judgment-proof.

I’m sorry (not really). Please don’t patronize me. If they were insured, THEY would be paying for my car with THEIR insurance. You have fallen for yet another scam and trap. The focus should not be on the law abiding, hard working, tax paying, American citizen, with the clean driving record. Yet here you are placing the onus on the hero, and not the villain.
I am tempted to get even more personal about it, but I will refrain.

I got hit by an un-insured motorist once. It does help to have that coverage when it happens. Sadly there are WAY too many people driving without insurance. And WAY too many people driving who shouldn't. Driverless cars are becoming very popular here in Arizona. I can't wait for the day robots drive instead of my fellow humans. I would take a robot driver over one any day.

Just the bad, uninsured, unlicensed, and illegal alien drivers should not be driving. You and I should be able to enjoy the driving experience. Let all the rest of them be chauffeured in a driverless car.

Keep in mind that you can go direct with Progressive instead of using a broker. Could save another 20% or so...

People, please be careful with Progressive, All state and Geico as they all use after market parts first and OEM as last resort.
Pull out your policies and read the fine print before something unfortunate happens and the crying starts
Pay little bit more for a better policy now and have peace of mind
or
Pay less now and headaches later & no, there's no way around that

9 times out of 10 the car will probably be totalled anyway. And if it isn't, you're gonna take a hit on value. I am doubting that diminished value will amount to much more once the car is repaired if aftermarket parts are used. Most selective buyers would walk just based on the fact there has been a repair in the first place.. I am one of those.
If anything happened to my car, I would absolutely hope and pray it's totalled.