'05 E320--WRECKED--Total? Pics!
Was in an accident on Saturday night. Long story short, I was hit by a 17 year old girl who ran a red light. I was going about 25 thru a green light and she ran a very red light at approximately 45 mph. I saw my life flash before my eyes and thought I was about to die, no time to react, them BOOM!
I spun around 180 degrees and came to a stop...luckily, nobody else hit me or was moving. I had a witness who gave his report to the police corroborating my story. Girl and I were okay.....went to hospital and I checked out okay. Car was AMAZING in how it protected me. ****pit went undamaged....right side airbags deployed based on spin/contact. Front airbags did not deploy.
Car was calling CHP, 911, etc. I was too stunned to figure out what it was doing.....but was happy to be able to get out of the car without a mark other than my knees hitting the dash and my neck hurting. Amazing, I say, again. I am very lucky to be okay and could have been in much worse shape than I am had I been driving many other cars or my truck.
Car proved its mettle and safety to me. I had no time to slow down and she didn't either....she simply ran a red.....her speed limit was 25 and she was WAY over the limit.
Here are some pics....I've been told by the body shop that it's likely to be totaled.
It's an '05 E320 with 9K miles...premium and appearance packages. I wished I had gotten an E350 or E500....I am guessing I'll now have that opportunity.
Regards,
Dan K.
D
It looks pretty totalled to me but then thats up to the repair shop and your insurance company to decide. I would take it to a very expensive dealer if I were you. As much as they won't want to lose your business, if you hint at buying a higher model from them I am sure they'll lean towards the totalled.
Trending Topics
I plan to work through the other party's insurance, which is AAA, once fault is established.
And yes, I'm angry, but what can you do?
I can tell you all that the car is amazing in what it can do to protect it's occupants. You can all feel comfortable in that.
DK
The Best of Mercedes & AMG
I say get a used E55!!! My dad had an E320 and now E350 (very nice ride), and I have had an E500 and now an E55. You can't go wrong with any, but the E55 is sooo civil considering the beast beneath!!
Keep us posted and count your blessings!!
They are certified by MBUSA and work closely with the local dealer when frame work is necessary. No shortcuts with this group.
The usual insurance drill is for your insurance company to pay you right away, and then subrogate the other party's insurance where, as here, the other party is at fault. Your insurance is likely to be more generous in its settlement with you knowing that they can subrogate. Our insurance company offered us $23K for our car, which wasn't bad at all for a seven-year-old BMW 528i. Insurance companies will usually total a car if the estimated cost of repairs exceeds about 75% of the pre-crash value of the car.
Dan,
Nice to hear everyone walked away fine. It always breaks my heart to see these fine vehicles mangled.
Your car is now worth less because of the accident therefore and if it were me I would pursue collecting a diminished value (DV) settlement from the other company if it’s not totaled.
When someone else hits your car and does substantial damage, you are legally entitled to a diminished value settlement. It’s something you need to ask for because few insurance companies will volunteer it. Insurers have adopted the 17c Formula (10% of the NADA sale value) to settle DV claims however, 17c provides no explanation substantiating why 10% of the NADA value is an appropriate base figure for the decrease in value. You do not have to accept the dollar value resulting from 17c and have the right to contest with a second opinion.
I had a similar type accident where the guy pulled out of a corporate driveway and failed to look. Had my own insurance company foot the repair bill to be subrogated later and collected generous coin for DV within thirty days from the other insurance company.
Lastly, I would recommend seeing your doctor as soon as possible for your knees and neck.
If they let you visit the car in the junkyard to retrieve personal items, consider taking a few parts off the car. The insurance company won't let you take off too many things but I took off the hood emblem and side mirror which someone on ebay bought.
Again glad you and the girl are OK. Don’t get bummed about your wheels, sheet metal can be replaced, lives can’t.
I have already gone out looking....drove an E350 tonight. More power and more responsiveness when compared to my E320....engine sounded a different note and was definitely quicker off of the line.
I really want to get both the Appearance and Premium packages again....my car was loaded that way. Only problem is the '06 models don't have the active seats! I LOVED that option. Might have to get a lightly used '05 just for that reason.
Let's hope I can afford it!!!
Regards,
Dan K.
Also good thing that the impact/collision point was not on any of the doors otherwise the result might have been worse.
MB definitely provides one of the best safety features compare to others.
But between E & M class, which one do you guys think provide better safety?
Particularly since there are more & more SUV on the roads and side impacted by SUV is very dangerous.
My first thought is bigger cars (SUV) are safer than smaller cars. Also, bigger cars tend to be heavier as well. Which means M, G or most big SUV is very likely to be safer than E?
Can you guys share your opinion on this?
Last edited by MBS430; Feb 22, 2006 at 04:20 PM.
Last edited by DWP; Feb 22, 2006 at 01:23 PM.
Either way, I feel that both models are extremely safe in an accident. Yes the body takes a beating as compared to other makes, but I'd rather it be the car than my kids.
As for the Ebay idea, don't do it. As somebody already said, you will pay in the long run. It isn't ok to rip anyone off, not even an insurance company. You cheapen yourself, not the car.
I still say get a used E55!! Come on, you can swing it!



