Help Please - Should I repair or cut my losses?




Are we talking a scenario of, "I'll be lucky to get another 10k miles out of this car without having to fix or replace ALL of those things?" or are we talking, "Over the next 30k miles, some or all of these things might need to be fixed but could also last another 60k"
I get that there are varied opinions on here and every reply is helpful and very much appreciated. But if you're saying it's more like the first scenario, then it's almost a no-brainer to try and sell the car ASAP and GTFO out of this as some others have also suggested. Whereas, if these things could go or could also just as easily last for tens more thousands of miles, then it makes driving this car for another 2-3 years while I pay off my low-interest debt 10k loan less of an awful idea.
If I'm looking at this all wrong please feel free to tell me. And thank you to everyone again for so many helpful, thoughtful replies. You guys have no idea how much I appreciate it
What Pierrejolliat, myself and others are saying is that this is not a Honda or a Toyota. It's an reasonably well built and accordingly reliable but expensive car that is not Toyota reliable in the sense that you aren't going to put 200k miles on it with just oil changes. Unless you are able and willing to turn your own wrenches you will have ongoing expenses with this car ranging from $500 to $2500 / year depending on how lucky or unlucky you are. For example somebody mentioned replacing the transmission fluid which should be done every 40k miles. That is in the neighborhood of $400 to 500 service. Tires are $900. etc
I think that odds are in your favor that you can get a couple of years more out of it but it is definitely a risk. Only you can answer whether you can afford the risk.
Last edited by MBNUT1; Feb 27, 2021 at 06:40 PM.
If the car isn't close to a rust emergency underneath, you probably have some time left to get your finances in order. I mean this chassis is a taxi in some countries, and not everyone keeps (or desires to) their car in pristine condition like some of us do on the forum. They're expensive to maintain properly but they are not inherently fragile.
How long do you think you need to get straight financially and get out from under it?

Maybe I'm reaching here.. but at a certain point does this start to transition into unscrupulous business practices, etc? Or do we all just give the dealers a free pass to screw over whoever is dumb enough to go to them.
..and all this time I thought that stereotype of the shady mechanic that creates problems to fix was from a hole-in-the-wall shop not a dealership smh.
What Pierrejolliat, myself and others are saying is that this is not a Honda or a Toyota. It's an reasonably well built and accordingly reliable but expensive car that is not Toyota reliable in the sense that you aren't going to put 200k miles on it with just oil changes. Unless you are able and willing to turn your own wrenches you will have ongoing expenses with this car ranging from $500 to $2500 / year depending on how lucky or unlucky you are. For example somebody mentioned replacing the transmission fluid which should be done every 40k miles. That is in the neighborhood of $400 to 500 service. Tires are $900. etc
I think that odds are in your favor that you can get a couple of years more out of it but it is definitely a risk. Only you can answer whether you can afford the risk.
To invest $5k into this car and then turn around and sell it for $5k (right after doing all of those repairs that I don't think increased the value of the vehicle at all) would mean that I literally threw $5k out the window. I mean, am I wrong that I probably could have sold this vehicle for about the same price either before or after all of the repairs that I just did?
Obviously when I take it to an indy, if he says parts of my car are horribly rusted or certain parts are on their way out, then it would be a no-brainer to try to sell it and deal with my outstanding loan but at least I wouldn't have to worry about losing even more money to this sinking ship. But I'm thinking, if I take it to an indy and he says that nothing looks horribly rusted or ready to go, then I should give it at least another year or two?
Would this vehicle really depreciate much more than it already has after another year or so of driving? Is it pretty much at a stable point of low value?
If the car isn't close to a rust emergency underneath, you probably have some time left to get your finances in order. I mean this chassis is a taxi in some countries, and not everyone keeps (or desires to) their car in pristine condition like some of us do on the forum. They're expensive to maintain properly but they are not inherently fragile.
How long do you think you need to get straight financially and get out from under it?
If I take it to an indy and he tells me parts of my car are severely rusted or that it's hanging on by a thread, I would definitely bite the bullet and sell it, pay off my loan or see about rolling it into another loan with the original bank for a new, cheaper make of car.
And I am sorry to beat a dead horse here but, if the indy looks at a part, are the only conclusions good or bad? I know I'm the newbie here but it would seem logical to me that it would be based on more of a spectrum of condition such as brand new, great, good, worn, broken, etc.
The only reason I'm even asking this is because I feel like this is exactly the type of information that would help me make the optimal decision. I think you guys probably get what I'm saying but for example, if the indy were to say a.) my break lines look perfect and show little wear, b.) they look like they are very worn with some rust, or c.) saying they look like they are about to go, etc. I just thought it would be more of a spectrum of condition versus only good or bad. Not trying to make this overly complicated, just looking for a way out of this by hopefully using as much specific information as I can get from an indy to try and make the most educated decision I can. I already found an indy that offered to look at my car for free in NYC (obviously I would still pay him something for his time if I ended up not getting any repairs done). Thank you again for everyone who has taken the time to reply, it is beyond appreciated.

The only reason I'm even asking this is because I feel like this is exactly the type of information that would help me make the optimal decision. I think you guys probably get what I'm saying but for example, if the indy were to say a.) my break lines look perfect and show little wear, b.) they look like they are very worn with some rust, or c.) saying they look like they are about to go, etc. I just thought it would be more of a spectrum of condition versus only good or bad. Not trying to make this overly complicated, just looking for a way out of this by hopefully using as much specific information as I can get from an indy to try and make the most educated decision I can. I already found an indy that offered to look at my car for free in NYC (obviously I would still pay him something for his time if I ended up not getting any repairs done). Thank you again for everyone who has taken the time to reply, it is beyond appreciated.
The Best of Mercedes & AMG
From what you're saying, it sounds like if I take it to an indy and he doesn't find anything majorly wrong, I should hopefully be okay holding onto this car for the time being.
Are you saying that the muffler doesn't really need to be fixed? Or just that it's not really urgent? Is there any issue or further damage that driving with a damaged muffler can cause to other parts of the vehicle? (yes, I am that inept at car anatomy)
If there is literally no other problem that continuing to drive with a damaged muffler would cause, then I wouldn't bother fixing it but if there is any potential damage or issue that could arise from the muffler I think I'd want to get it taken care of with the flush.
Stop worrying. Just drive it. If something breaks, fix it. Maintain the fluids and wearable parts (brakes, wipers, tires)
It really is that simple.
You owe what you owe. It's water over the dam. In the future look for a good indy, as many others have suggested. Go to a few and ask about the muffler. If they recommend replacement, ask them to show you why. Rust and holes are easy to see even for mechanical incompetents like me.
You don't say how many miles per year you drive, but that is a big factor in whether problems will crop up, which absolutely no one here can predict. It's always a risk. It's likely that the dealer has overstated, not understated, the repairs the car needed, and you're already indebted for those repairs. More water over the dam.
It it were me, and I still liked and enjoyed driving the car, I would take the risk and drive a MB (or any car) with 133K miles, as is, for the next 2.5 years until the loan is paid off. After that, you can decide whether to sell the car or keep it even longer, maybe until it dies.

From what you're saying, it sounds like if I take it to an indy and he doesn't find anything majorly wrong, I should hopefully be okay holding onto this car for the time being.
Are you saying that the muffler doesn't really need to be fixed? Or just that it's not really urgent? Is there any issue or further damage that driving with a damaged muffler can cause to other parts of the vehicle? (yes, I am that inept at car anatomy)
If there is literally no other problem that continuing to drive with a damaged muffler would cause, then I wouldn't bother fixing it but if there is any potential damage or issue that could arise from the muffler I think I'd want to get it taken care of with the flush.
https://www.ebay.com/itm/2010-2013-M...e/264647554484
https://www.ebay.com/itm/08-12-Merce...1/284170381873





Bottom line, they won't -- can't -- fix something they "find" if you tell them, "just fix what I've agreed to fix, and can the rest."
Lately, I've had a tire dealer refuse to rotate my tires on my E350 unless I replace all the tires instead, because one tire of the four had a small curb blemish in the sidewall. (I had already driven the tire for 2-years without incident, knowing the blemish was there since I acquired the car... the tire had 9/32" tread and was almost new.) I told them I wasn't buying tires today, and that if they wanted to sell me four new tires six months later, they'll rotate the tires as I requested. They refused. I chuckled, and left. They are not the only tire store in town. And that store did NOT have my business six months later, either.
Last edited by DFWdude; Feb 28, 2021 at 08:11 AM.





bottom line is they were trying to milk the warranty company. So, never trust the dealer and always get a second opinion.
You owe what you owe. It's water over the dam. In the future look for a good indy, as many others have suggested. Go to a few and ask about the muffler. If they recommend replacement, ask them to show you why. Rust and holes are easy to see even for mechanical incompetents like me.
You don't say how many miles per year you drive, but that is a big factor in whether problems will crop up, which absolutely no one here can predict. It's always a risk. It's likely that the dealer has overstated, not understated, the repairs the car needed, and you're already indebted for those repairs. More water over the dam.
It it were me, and I still liked and enjoyed driving the car, I would take the risk and drive a MB (or any car) with 133K miles, as is, for the next 2.5 years until the loan is paid off. After that, you can decide whether to sell the car or keep it even longer, maybe until it dies.
For the flushes, wouldn't it always be better to do them as preventative medicine though, rather than waiting until they become necessary? Wouldn't waiting until something becomes an issue only cause more potential problems? Or does it not work like that?
I would say, between my GF and me, we put about 10k miles on the car each year.
https://www.ebay.com/itm/2010-2013-M...e/264647554484
https://www.ebay.com/itm/08-12-Merce...1/284170381873
Are there usually certain types of shops that are more cool with me ordering parts and having them shipped to them to put on or is it more of a crap shoot?
I will try to post pics as soon as I am near the car, GF has the car right now.
Bottom line, they won't -- can't -- fix something they "find" if you tell them, "just fix what I've agreed to fix, and can the rest."
Lately, I've had a tire dealer refuse to rotate my tires on my E350 unless I replace all the tires instead, because one tire of the four had a small curb blemish in the sidewall. (I had already driven the tire for 2-years without incident, knowing the blemish was there since I acquired the car... the tire had 9/32" tread and was almost new.) I told them I wasn't buying tires today, and that if they wanted to sell me four new tires six months later, they'll rotate the tires as I requested. They refused. I chuckled, and left. They are not the only tire store in town. And that store did NOT have my business six months later, either.
I can't believe how naive I was before all of this happened. I thought the dealership of all places would have SOME sorts of standards or regulations to follow so they can't be this loose with repair recommendations
bottom line is they were trying to milk the warranty company. So, never trust the dealer and always get a second opinion.
Enough coddling. Figure it out, OP. Time to grow up. Good luck.
All of the valuable input I received from everyone that replied helped me figure out a way out of this mess (or at least what I initially thought was a mess).
Guys, maybe this didn't come across in my posts, maybe it did.. but I was losing sleep, stressed and panicked, in a nightmare scenario basically, at least for me it was. Thanks to everyone here, I now have an actionable game plan; visit an indy for more information and hopefully keep the vehicle instead of trying to just sell it in a panic while being out the $5k+ in repairs. I really can't thank you guys enough (yes even you Senecan for lightening the mood). I did not expect to get so much support as a first-time poster on this forum. You guys really helped me out here. THANK YOU






Are there usually certain types of shops that are more cool with me ordering parts and having them shipped to them to put on or is it more of a crap shoot?
I will try to post pics as soon as I am near the car, GF has the car right now.
https://repairpal.com/estimator
https://app.openbay.com/
https://www.yourmechanic.com
LOL if you wanna call people taking the time to respond to my post with actual helpful information and support instead of offering ridiculous insurance fraud scenarios, "coddling," have at it.
All of the valuable input I received from everyone that replied helped me figure out a way out of this mess (or at least what I initially thought was a mess).
Guys, maybe this didn't come across in my posts, maybe it did.. but I was losing sleep, stressed and panicked, in a nightmare scenario basically, at least for me it was. Thanks to everyone here, I now have an actionable game plan; visit an indy for more information and hopefully keep the vehicle instead of trying to just sell it in a panic while being out the $5k+ in repairs. I really can't thank you guys enough (yes even you Senecan for lightening the mood). I did not expect to get so much support as a first-time poster on this forum. You guys really helped me out here. THANK YOU








