hokietx

Last month I bought a 2022 E 450 with only 600 miles. First owner, but warranty had been punched back in July 2022 so I have factory warranty through July 2026. Fletcher Jones offered a 7-year (from my purchase date), 75,000 mile exclusionary warranty with a $200 deductible for $3,200. This would give me almost an additional 5 years after the factory warranty. I also got a quote for the Mercedes ELW online, current cost for the 7-year/75,000 option is $2,870 with no deductible which would extend 3 years after factory warranty. I expect to put 10-12K miles per year on the car.

Wanted to get feedback from E 450 owners with the inline-6 on reliability. From what I've seen so far looks like W213 450 Sedan has not had many issues come up and I'm leaning towards cancelling the Prosidium warranty and re-evaluate purchasing the ELW 2 years from now before the factory warranty expires.

Thoughts?

JTK44

Any thoughts: Absolutely:

Do nothing now! I waited until the end of my factory warranty until I got the MB extended warranty. FWIW, I went to Jeff Jackson. The cost on my 2019 E450 was $2200. Zero deductible.

Why would you pay now for an extended warranty that will not come into effect for over two years!!!!

So many things can happen between now and July 2026: you may decide to sell your car, you car can be in an accident and you may not want to keep it, your car could be stolen.

Highline-Autos.com

What is the total payout of the warranty coverage? I do not see that in your attachment.

It is not a bad deal by any means, but like @JTK44 says, you've got ALOT of time to make that choice in reality... you have until 10K miles on the vehicle because leaving Fidelity's lowest mileage pricing tier... so in a year from now you can get the same length of coverage, $0 deductible, for right around $3K as well.

I'd avoid the ELW all together, you'll want to stick with exclusionary coverage no matter which coverage/provider you choose. A single claim covered by exclusionary coverage, that would not be covered by inclusionary coverage, is going to well exceed any price difference between the two coverage tiers.

Trenton O. Gibson
tgibson@highline-autos.com
Highline Autos
Direct: 602.909.9216
Office: 480.348.0777
www.highline-autos.com

hokietx

I've uploaded the Prosidium Terms and Conditions. Would Fidelity provide equivalent coverage including roadside assistance?

Highline-Autos.com

Send me an email, I'll be able to send you the full Fidelity Terms and Conditions. What you have there for the Prosidium plan looks like inclusionary coverage now, and I do not see anything about total payout in claims, it does not looks like a complete Terms and Conditions document.

Yes roadside is included in the Fidelity coverage.

Trenton O. Gibson
tgibson@highline-autos.com
Highline Autos
Direct: 602.909.9216
Office: 480.348.0777

Povitica3

Your car has only 600 miles, which means it has not yet been fully broken in and practically brand spanking new even for a 2-yo. Putting on 10-12K miles/y gets you to <25000 miles by the end of factory warranty. 25K miles is nothing on an MB. Many people worry so much about repair costs for their MB but I ask this, why would you own a luxury vehicle if you are afraid of it breaking and costing $$ to fix? I know I am asking a dumb question... but the point here is this, put that $2800-$3200 into your bank account and let it sit there until the car does need such costly repair. Sure no one can predict if you got one of those bad ones, but statistically these cars are pretty reliable and are well built. Dang, there is a 100+ year reputation about these cars... And MB has been building the E for over 20 years now, so why the concern.

OK ok ok... some folks are the worry nelly's and will always worry...got it... I am not. so these warranties don't bother me. Like I said, I bought my 2013 SLK350 in 2017 (~4 yr old) with only 1900 miles and now has 127xxx miles with a single warranty issue at 30K miles (cat converter replacement). That has been it... car drives like brand new despite the years (12 years) and high mileage. My current W213 450 was purchased in late 2022 with 13000 miles and now has 30K miles, with factory warranty ending Sept 2024 and 1-yr CPO ending next year... I have zero plans to buy any extended warranty on the car despite it having all the usual goodies that can go wrong. I am not sweating the little issues.. life is too short.

YMMV

JTK44

You are exception to the Rule: Which in my mind confirms the rule: Mercedes are very expensive to own: At 31,000 miles I had to have the rear shocks replaced. (covered under original warranty).The transmission was not shifty smoothly especial at slow speeds. A fault was found in the code of the torque converter. (also covered under original warranty) At 40,000 the entire exhaust system had to be replaced. (covered under MB extended warranty. Cost was $200 more than the cost of the warranty) At 45,000 miles back to the dealer next week because every time I hit a bump the front end shakes. The shifty problem has only gotten worse.

Why do I own a Mercedes: because when things are correct, again in my opinion, there is no finer auto at the same price range and moreover because I can afford a Mercedes.

But I am not blind to the fact that things break on my 2019 E450, much more so than on my wife's 2019 Ford, or my sons Honda Pilot. When things break on a Mercedes that are very, very expensive to fix.


100 years of building cars does not guarantee reliability: see Fiat, Jaguar, (and most other English cars) VW, most French cars and Chrysler to name a few.


Where I do agree with you, and as I posted, it would be foolish to buy and tie up your money now for an extended warranty that will not come into effect until July 2026, 2 years from now. As you correctly point out, put the $3000 into a bank account for two years at 5% and then in June 2026 re-evaluate.

If in July 2026 you only have 20,000 miles on the car, I too would not buy an extended warranty. Things tend to stay together on a Mercedes for at least 30/40,000 miles.

ua549

I've owned Mercedes (C's, E's, S's & SL's) since 1960 along with GM's, Ford's and a Jeep. The cost of repairs was lowest for the Mercedes overall, one of which I had for about 11 years and nearly a half million miles. I currently have an '18 E300 that has had two Mercedes warranty repairs - a left door hinge just after delivery and recently a windshield wiper blade. I have had tire warranty issues (Michelin) that I've posted about. I much prefer to maintain vehicles "by the book" so that repairs are almost nonexistent. I do not consider that replacing wear items as repairs. Maintenance and repairs are not the same.

Holtgraver

If you decide to look at an non-MB warranty, make sure you read carefully. I tried to buy one a few years back for an older BMW, but it required me to change oil every 3,000 miles and have evidence thereof. I couldn't get the company to change it either, so I just skipped it. My son totaled the car 3 years later (black ice).

Highline-Autos.com

Yes there are always devils in the details when warranty coverage cost is too good to be true. Our extended warranty retailers only require suggested OEM maintenance intervals are being followed, and there is some record of the maintenance being performed.

Trenton O. Gibson
tgibson@highline-autos.com
Highline Autos
Direct: 602.909.9216
Office: 480.348.0777

Povitica3

Reminds me of the first time I ventured to buy extended warranty, I bought one for my then 2007 535xi, in 2010, paid $2200 for a 3y/50K mile non-BMW extended warranty. Very bad idea. Car had 36K miles when I bought the warranty. Found out when the car needed head gasket replacement at 48K miles, then a $2500 repair estimate, and the fine prints got me… never again.

Holtgraver

I just read a brochure for a Continental Extended warrenty. Up front it says it covers "Electronics". Read deeper and it covers ANALOG electronics (not chips) and sensors. So watch out for this particular omission - it should explicitly state coverage of digital electionics and it should probably explicitly state "chips".

Long Islander

If you get an extended warranty get one that covers everything except for excluded items as opposed to one that covers specified items. A list of specified items that are covered may look exhaustive but remember that a car has something like 25,000 parts. So a specified items list may look like it covers everything but obviously the list of covered items won't be 25,000 items long. A list of excluded items is much easier to read and understand. I once had an extended warranty on a BMW that was not a BMW extended warranty and covered specified items that looked quite comprehensive. The brake light failed but wasn't covered. It turns out the brake system was covered, the brake lights were covered, but the brake light switch wasn't, and that was the culprit. The brake light switch was not a listed covered item.

Holtgraver

Do you remember the name of the company which provided the warrenty?