'16 G63 glass chip near pillar. repair or replace?

i know theres a big thread building on new G glass issues so i didnt want to stuff this in there..
one week into owning 16 G63 , took a rock hit and got a chip with "star" about 1/2" diameter
and close to the passenger A pillar. the chip is not in the heated zone, about 1" off frame.
MB recs a replacement. i have full glass at allstate but wondering if even necessary and dealer taking a payday.
going in tomorrow AM
thanks john






