Originally Posted by Hodog16

I googled credit union auto rates and went looking for a needle in haystack. I found a local CU that had 1.99 across the board but in November they raised it to 2.49, so I had a baseline.

Any CU with higher rates I quickly moved on, but any below 1.99 I looked at the membership guidelines, looking for out of state ones that allowed donations.

I narrowed it down to three—this one, one in Texas, and one in California. The CA one allowed donations but only for relatively local people. The Texas one allowed me to be a member but American 1 had the best rates and let me join so I stopped the search there.

I took delivery yesterday with cashiers check so it’s all good.