Tire Poll
If you are going to deal with having to get in at all costs I would go and get some 265/55 R19 109H M+S rated tires and mount them on some 8.5x19 rims and be done with it.
Getting a winter setup makes sense if you encounter snow and ice frequently. If you don't and you are concerned, like the other poster said, go with a different size rim, either 19,20 or 22. The savings alone when it comes time to replace the tires will pay for the rims in the long run. I just replaced two contis and it was 1100 bucks installed from tirerack.
305/40/22 gives you more options, but it throws the speedometer off. And there are a bunch of options in 19 and 20. But 19's on a 550 don't quite achieve the look I imagine you were going for when you purchased the vehicle.
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