Target Funds?
Thread Starter
Super Member
Joined: Nov 2007
Posts: 500
Likes: 137
From: Washington D.C. area
16 GLE400 4matic
Target Funds?
I have a Target 2040 k. What happen if I don't retire in the year 2040? Is it best to leave it in that or move it to another funds and why?
Out Of Control!!
Joined: Sep 2018
Posts: 14,679
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From: unbegrenzt
2017 GLE350 4MATIC
You can let it ride as long as you like. Read the fund prospectus for info on what happens to the asset mix/allocations.
I’m not a fan of target date funds because they are far too conservative for my investing style. If you have a moderate or higher risk appetite I would go at minimum with an SP index fund, better yet choose winning stocks and hold them for some time.
What is your time horizon to retirement and what is your risk appetite? With a 2040 fund does it mean you are in your early 40s?
I’m not a fan of target date funds because they are far too conservative for my investing style. If you have a moderate or higher risk appetite I would go at minimum with an SP index fund, better yet choose winning stocks and hold them for some time.
What is your time horizon to retirement and what is your risk appetite? With a 2040 fund does it mean you are in your early 40s?
Thread Starter
Super Member
Joined: Nov 2007
Posts: 500
Likes: 137
From: Washington D.C. area
16 GLE400 4matic
You can let it ride as long as you like. Read the fund prospectus for info on what happens to the asset mix/allocations.
I’m not a fan of target date funds because they are far too conservative for my investing style. If you have a moderate or higher risk appetite I would go at minimum with an SP index fund, better yet choose winning stocks and hold them for some time.
What is your time horizon to retirement and what is your risk appetite? With a 2040 fund does it mean you are in your early 40s?
I’m not a fan of target date funds because they are far too conservative for my investing style. If you have a moderate or higher risk appetite I would go at minimum with an SP index fund, better yet choose winning stocks and hold them for some time.
What is your time horizon to retirement and what is your risk appetite? With a 2040 fund does it mean you are in your early 40s?
I'm also owning shares from Tesla, Disney and Corsair. Those I'm giving it to my son and I'm also investing in NY Life as well for him.
EDIT:
I just open a Small Cap Index funds. I hope this will give me the extra boost
I'm still investing in the Target fund.
Last edited by amusa; Apr 7, 2021 at 11:17 AM.
