Is this a good offer?

SLIVER/ASH
PREMIUM II
IPOD INTEGRATION
7-SEAT
GLASS SUNROOF
CD CHANGER
MSRP$54210, dealer offer me $635/month with $0 money down, 33-month, 12k/year. He told me it's based on $2000 below invoice and money factor is 0.00025.
Is this a good deal? Any comments are welcome. Thanks in advance.


