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S-Class (W222) 2014-2020

Extended Warranty Questions

Old Jan 6, 2026 | 12:20 PM
  #26  
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The only options were Premium Package 1. You can see that it is a base model S550. It was exceptionally clean with very little wear as would be expected.
  • Premium 1 Package: Added features like Heated & Ventilated Front Seats, KEYLESS-GO, PARKTRONIC with Active Parking Assist, Hands-Free Access, and Power Rear Window Sunblinds.



Last edited by MBOcala; Jan 6, 2026 at 12:25 PM.
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Old Jan 6, 2026 | 12:25 PM
  #27  
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Originally Posted by MBOcala
The only options were Premium Package 1. You can see that it is a base model S550. It was exceptionally clean with very little wear as would be expected.
  • Premium 1 Package: Added features like Heated & Ventilated Front Seats, KEYLESS-GO, PARKTRONIC with Active Parking Assist, Hands-Free Access, and Power Rear Window Sunblinds.

BEAUTIFUL..
Effectively a brand new 11 year old car!
And, it was exactly what you wanted..no unneeded packages to add to the cost.
mine, on the other hand has Napa leather and all four packages.
Cost more but I love the fully loaded version
ENJOY the fun!
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Old Jan 6, 2026 | 12:29 PM
  #28  
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The opinion was based on the rate of repair the indy was seeing on the newer S models coming through his shop. I am sure it also included on the Indys knowledge of our driving habits and what we were looking for in our purchase.
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Old Jan 6, 2026 | 12:34 PM
  #29  
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Currently ‘2015 S550 4matic. Previously 03 E320, ‘06 S430, ‘08 S550 4matic
Originally Posted by MBOcala
The opinion was based on the rate of repair the indy was seeing on the newer S models coming through his shop. I am sure it also included on the Indys knowledge of our driving habits and what we were looking for in our purchase.
It is such a wonderful experience when the stars line up to present a once in a lifetime purchase.
At 73..sit back and literally enjoy the ride.
I’m doing the same thing at ‘77..
Ride off into the proverbial sunset in my ‘15 550 4matic..

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Old Jan 6, 2026 | 01:02 PM
  #30  
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Originally Posted by MBOcala
The opinion was based on the rate of repair the indy was seeing on the newer S models coming through his shop. I am sure it also included on the Indys knowledge of our driving habits and what we were looking for in our purchase.
Interesting...
Is it ok for me to respond? If not let me know and I'll delete this post. 1 out of 3 good decisions. You bought an exceptionally low mileage car and that's fantastic. But the other 2 pieces of advice from your indy were not something I'd agree with. First, buy and older MB versus newer. I don't know what he's experiencing or reading or viewing, but that's just plain backwards advice. MBs have always had high maintenance and repair costs, and the newer cars are holding up much better than older cars, that applies to all brands. Your car's low mileage kind fo trumps this, but not exactly. Any rubber part, natural or manmade, ages over time. And some last longer when lubricated vs when not being used. So there's no "get out of jail free card" for low mileage. And the thing about 16 or newer is weird because the W222 started in 2014 and the cylinder scoreing problem was rectified in mid 2014 for all 2015 and newer cars witht the M278 engine. Otherwise 215-2017 are all the same. Maybe he was giving you a year's buffer to avoid that problem. And 2018-2020 have upgraded tech and powertrains, with no downsides I've heard of, except for infrequent RMS or valve cover leaks caused by the OVS in the V8s. The OVS problem is REAL and not to be ignored, but infrequent and most aftermarket warranties will cover it.

BUT...CARSHIELD??!!! The worst nationwide aftermarket vehicle warranty company in the market. I have no idea what his rationale would be around suggesting Car Shield, unless he's a fan of the Rapper Ice-T. They have the biggest marketing budget of any of the companies, but they also have the worst quality and highest quantity of negative reviews. Several repair shops in my area won't even accept Carshield. I won't get into the specifics but I'm surprised that he would suggest this company. But this forum is about sharing ideas and experiences, and I'm always open to learning something new. I hope you have the best experience with your car and warranty company, I truly wish you the best and hope I'm wrong. Again, not trying to be negative, just informative - besides, nothing you can do about it now. And I'll delete the post if you want.
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Old Jan 6, 2026 | 01:12 PM
  #31  
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Originally Posted by SSBN629 Seattle
It is such a wonderful experience when the stars line up to present a once in a lifetime purchase.
At 73..sit back and literally enjoy the ride.
I’m doing the same thing at ‘77..
Ride off into the proverbial sunset in my ‘15 550 4matic..
Wish I was 73, but I am also 77.
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Old Jan 6, 2026 | 01:19 PM
  #32  
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Originally Posted by carlosinseattle
Interesting...
Is it ok for me to respond? If not let me know and I'll delete this post. 1 out of 3 good decisions. You bought an exceptionally low mileage car and that's fantastic. But the other 2 pieces of advice from your indy were not something I'd agree with. First, buy and older MB versus newer. I don't know what he's experiencing or reading or viewing, but that's just plain backwards advice. MBs have always had high maintenance and repair costs, and the newer cars are holding up much better than older cars, that applies to all brands. Your car's low mileage kind fo trumps this, but not exactly. Any rubber part, natural or manmade, ages over time. And some last longer when lubricated vs when not being used. So there's no "get out of jail free card" for low mileage. And the thing about 16 or newer is weird because the W222 started in 2014 and the cylinder scoreing problem was rectified in mid 2014 for all 2015 and newer cars witht the M278 engine. Otherwise 215-2017 are all the same. Maybe he was giving you a year's buffer to avoid that problem. And 2018-2020 have upgraded tech and powertrains, with no downsides I've heard of, except for infrequent RMS or valve cover leaks caused by the OVS in the V8s. The OVS problem is REAL and not to be ignored, but infrequent and most aftermarket warranties will cover it.

BUT...CARSHIELD??!!! The worst nationwide aftermarket vehicle warranty company in the market. I have no idea what his rationale would be around suggesting Car Shield, unless he's a fan of the Rapper Ice-T. They have the biggest marketing budget of any of the companies, but they also have the worst quality and highest quantity of negative reviews. Several repair shops in my area won't even accept Carshield. I won't get into the specifics but I'm surprised that he would suggest this company. But this forum is about sharing ideas and experiences, and I'm always open to learning something new. I hope you have the best experience with your car and warranty company, I truly wish you the best and hope I'm wrong. Again, not trying to be negative, just informative - besides, nothing you can do about it now. And I'll delete the post if you want.
There is not any problem with your post and your options are valid. I do not mind you sharing them.
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Old Jan 6, 2026 | 02:33 PM
  #33  
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Sorry I wasn't able to help as the vehicle was to old for eligibility, I'd just be careful with Endurance/Car Shield/Empire... etc, anyone who runs TV commercials, spam phone calls, mailers and celebrity endorsements.

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Old Jan 6, 2026 | 02:40 PM
  #34  
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Originally Posted by GTIBlack
No. Go with Fidelity.
Freedom's capped coverage at a more approachable cost of coverage makes sense on vehicles over 50K miles where the uncapped providers like Fidelity/GWC/Easy Care can be 2x-3x the cost because of their mileage sensitivity. Of course everyone's situation is different.

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Old Jan 6, 2026 | 04:41 PM
  #35  
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Originally Posted by SSBN629 Seattle
Hi All
I just signed up with Endurance for an extended warranty. Very pleased with terms and cost
2015 S550 4matic. 69,222miles.
4 year 130,000 mile contract.
No down pymt.
$169/month for 30 mo.. $5070 total
$100 deductible
the last 18 months no charge.
30 day wait period
The amount that I drive projects to be at 100k at the end of the 4 years.
I can renew for another 4 years and get credit for unused miles.
the guy I worked with at Endurance was great!
message me if you would like more details and contact info for the rep I worked with.
The sales guys are always great. Hope you have the same experience with getting a claim paid.

I used my Endurance plan twice. The first time was for a trunk problem that came to around $1000. No problem. The second time was for a seat problem that came to around $4000. Big PITA.

It’s never about how nice the sales guy was or how cheap the plan was. It’s ALWAYS about if and how they pay the claim.
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Old Jan 7, 2026 | 10:55 AM
  #36  
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Currently ‘2015 S550 4matic. Previously 03 E320, ‘06 S430, ‘08 S550 4matic
Originally Posted by SSBN629 Seattle
Hi All
I just signed up with Endurance for an extended warranty. Very pleased with terms and cost
2015 S550 4matic. 69,222miles.
4 year 130,000 mile contract.
No down pymt.
$169/month for 30 mo.. $5070 total
$100 deductible
the last 18 months no charge.
30 day wait period
The amount that I drive projects to be at 100k at the end of the 4 years.
I can renew for another 4 years and get credit for unused miles.
the guy I worked with at Endurance was great!
message me if you would like more details and contact info for the rep I worked with.
FOLLOW UP..The Devil is in the details..
While I am still onboard with the policy purchased from Endurance, I want to get feedback.
The policy does NOT cover seals, gaskets or hoses other than what is involved in a repair of another issue.
I emailed the representative with these same questions
1). Are these exclusions standard for ALL Endurance policies?
2) Does Endurance offer coverage that DOES cover these items?
3) Does the age of my car (2015) make a difference?
4) What companies DO cover seals, gaskets and hoses?
I have a 30 day cancellation window if it comes to that
Thanks for the continued input.
To be continued..
Chuck

W

Last edited by SSBN629 Seattle; Jan 7, 2026 at 11:11 AM.
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Old Jan 7, 2026 | 11:05 AM
  #37  
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Originally Posted by SSBN629 Seattle
FOLLOW UP..The Devil is in the details..
While I am still onboard with the policy purchased from Endurance, I want to get feedback.
my policy does NOT cover seals, gaskets or hoses other than what is involved in a repair of another issue.
I emailed the representative with these same questions
1). Are these exclusions standard for ALLEndurance policies?
2) Does Endurance offer coverage that DOES cover these items?
3) Does the age of my car (2015) make a difference?
4) What companies DO cover seals, gaskets and hoses?
Thanks for the continued input.
To be continued..


W
This is why I went with Fidelity. They cover leaks that include seals and gaskets. Leaks are probably the biggest and most frequent problem with modern german cars followed by suspension issues. These leaks are a nuisance but they also cause other problems when they leak into things like the spark plug holes and foul out coils for example. In the state of Washington you can cancel an aftermarket warranty within 30 days of purchase. You really want an exclusionary policy that lists things that are specifically not covered. I would cancel what you have and do some shopping. This is where you can really leverage the knowledge on this board as there are a ton of folks on here that have done the tedious work of analyzing the different warranty companies and they can offer you some very valuable feedback. If you are going to buy a warranty, it is critical that you get one that will actually cover the real risks associated with your specific car. Another rule of thumb is to immediately rule out any company that you see TV ads for as most of them are a lightly veiled scam.
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Old Jan 7, 2026 | 11:09 AM
  #38  
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Originally Posted by superpop
This is why I went with Fidelity. They cover leaks that include seals and gaskets. Leaks are probably the biggest and most frequent problem with modern german cars followed by suspension issues. These leaks are a nuisance but they also cause other problems when they leak into things like the spark plug holes and foul out coils for example. In the state of Washington you can cancel an aftermarket warranty within 30 days of purchase. You really want an exclusionary policy that lists things that are specifically not covered. I would cancel what you have and do some shopping. This is where you can really leverage the knowledge on this board as there are a ton of folks on here that have done the tedious work of analyzing the different warranty companies and they can offer you some very valuable feedback. If you are going to buy a warranty, it is critical that you get one that will actually cover the real risks associated with your specific car. Another rule of thumb is to immediately rule out any company that you see TV ads for as most of them are a lightly veiled scam.
Your input is Gold!
I am now understanding the importance of coverage for the most likely issues,
Yes, my Indy said the same thing about advertised auto warranties.
Thank you so much Superpop
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Old Jan 7, 2026 | 11:31 AM
  #39  
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I would cancel now with Endurance and find a company that will give you what you want. It may vary from state to state, but you can also cancel after 30 days but pay a cancellation fee. Any claims paid would be deducted. Cancelling within 30 days with no claims should allow a full refund.

As always, read the fine print. On my last claim with Endurance, the adjuster threatened to cancel my policy because of “winter tires” until I pointed out that the ONLY cause for cancellation is non-payment of the premium. He shut up after that. Maybe I just got a butthole as an adjuster this one time, but it has left a very bad taste in my mouth.
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Old Jan 7, 2026 | 11:39 AM
  #40  
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Originally Posted by GTIBlack
I would cancel now with Endurance and find a company that will give you what you want. It may vary from state to state, but you can also cancel after 30 days but pay a cancellation fee. Any claims paid would be deducted. Cancelling within 30 days with no claims should allow a full refund.

As always, read the fine print. On my last claim with Endurance, the adjuster threatened to cancel my policy because of “winter tires” until I pointed out that the ONLY cause for cancellation is non-payment of the premium. He shut up after that. Maybe I just got a butthole as an adjuster this one time, but it has left a very bad taste in my mouth.
Thank you.
Does YOUR Endurance policy cover seals, gaskets and hoses?
As Superpop says..We want coverage for the most likely issues..
Stay tuned…

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Old Jan 7, 2026 | 12:25 PM
  #41  
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I would also stress the thing about seals gaskets and hoses, as mentioned above by @superpop , is the secondary problems they cause. So if a radiator hose blows, and leads to engine failure, you are NOT covered. Same thing for seals and gaskets; if they fail and cause a secondary failure, you aren't covered. That's the "trick" of the warranty companies.
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Old Jan 7, 2026 | 12:37 PM
  #42  
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Originally Posted by carlosinseattle
I would also stress the thing about seals gaskets and hoses, as mentioned above by @superpop , is the secondary problems they cause. So if a radiator hose blows, and leads to engine failure, you are NOT covered. Same thing for seals and gaskets; if they fail and cause a secondary failure, you aren't covered. That's the "trick" of the warranty companies.
YEP…
Thanks Carlos
Stay tuned!
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Old Jan 7, 2026 | 12:44 PM
  #43  
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Originally Posted by SSBN629 Seattle
Thank you.
Does YOUR Endurance policy cover seals, gaskets and hoses?
As Superpop says..We want coverage for the most likely issues..
Stay tuned…
only in conjunction with a covered repair. See paragraph 13.


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Old Jan 7, 2026 | 12:51 PM
  #44  
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Originally Posted by carlosinseattle
I would also stress the thing about seals gaskets and hoses, as mentioned above by @superpop , is the secondary problems they cause. So if a radiator hose blows, and leads to engine failure, you are NOT covered. Same thing for seals and gaskets; if they fail and cause a secondary failure, you aren't covered. That's the "trick" of the warranty companies.
Maybe. If a component fails for a reason other than a leak AND a leak is present, fight to show it wasn’t caused by the leak.
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Old Jan 7, 2026 | 01:18 PM
  #45  
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Originally Posted by GTIBlack
Maybe. If a component fails for a reason other than a leak AND a leak is present, fight to show it wasn’t caused by the leak.
Maybe is the operative word. If someone is buying a warranty because it provides "peace of mind" then the word "maybe" destroys that peace of mind. Thank for posting a section from the terms of your contract. I think Chuck has a different policy than yours based on coverages.
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