Insurance premiums
07-22-2011, 10:11 AM
#1
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Insurance premiums
Since I had my 04 E55 three years ago to my premiums now, they have been creeping up with a perfect driving record. No speeding tickets, points nada.
When I had my 04, I was around $85/month with Allstate, and to my horror, my 06 is costing me $132/month. I have a perfect driving record too, this all been with Allstate. My deductibles are very low, and have full coverage plus uninsured motorist coverage. Been with Allstate for about 15 years.
If you homie's dont mind, what are you guys folking out each month for Insurance? I am thinking I am getting raped
When I had my 04, I was around $85/month with Allstate, and to my horror, my 06 is costing me $132/month. I have a perfect driving record too, this all been with Allstate. My deductibles are very low, and have full coverage plus uninsured motorist coverage. Been with Allstate for about 15 years.
If you homie's dont mind, what are you guys folking out each month for Insurance? I am thinking I am getting raped
07-22-2011, 10:16 AM
#2
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$132/mo with USAA, although a lot of factors play into it like location, deductible, age, coverage amounts and options like towing and rental reimbursement. Hell, some companies are even looking at your credit score these days.
Last edited by HeissRod; 07-22-2011 at 10:59 AM.
07-22-2011, 10:16 AM
#3
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'19 E63S, ‘16 CLS63 RIP, '09 E63 Gone, '06 M5 Gone, '97 Supra TT Gone
While I don't have a perfect driving record, I'm dumping Geico TONIGHT. Just recently swapped out the BMW for my E63 and my premiums jumped to $270 a month!!!! RAPE!!! I haven't gotten a speeding ticket in 3 years, haven't been in an accident for 7. Makes no sense.
07-22-2011, 10:27 AM
#4
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2010 C63
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07-22-2011, 10:57 AM
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07-22-2011, 11:34 AM
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2014 E63s amg 4matic, 2009 C63, 2006 E55 AMG , 2001.5 AUDI S4 stg 3+ w/meth
my driving record isnt so great 
i am at $218 month with gieco and thats with 10,000/20,000 state minimum coverage and $2,000 deductable 
most other insurance companies wouldnt even insure the e55 though as they said it was a "premium car"
i am at $218 month with gieco and thats with 10,000/20,000 state minimum coverage and $2,000 deductable most other insurance companies wouldnt even insure the e55 though as they said it was a "premium car"
07-22-2011, 11:41 AM
#10
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$87 a month State Farm full coverage including rental car $250 deductible. State Farm is by far the best in Illinois and especially Central Illinois.
07-22-2011, 11:50 AM
#11
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I had Allstate since 99 and seemed like every year my premiums creeped up for no reason. Good driving record, no tickets at all.
Dumped them this year as well as my Homeowners and went to Hanover full year $1678 for 05 E55, 06 E500 and 99 civic si full coverage w/ $250 deductible. Allstate was trying to rape me for $2000/year. Homeowners Allstate $800 and hanover $375
Dumped them this year as well as my Homeowners and went to Hanover full year $1678 for 05 E55, 06 E500 and 99 civic si full coverage w/ $250 deductible. Allstate was trying to rape me for $2000/year. Homeowners Allstate $800 and hanover $375
07-22-2011, 12:02 PM
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05 White Pano E55, Cadillac CTS-V
I have no points and am 28 and use Progressive. I have full coverage on both my Audi and the E55 for $148/month. I have high deductibles and no rental car reimbursement though (since I have the 2nd car if I needed it) but do have uninsured motorist also so I think mine is a pretty descent deal then of course it is even less if you pay the 6th month premium out front.
07-22-2011, 01:18 PM
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07-22-2011, 02:40 PM
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E55 w/ goods, Z32 Project underway
$87 a month for both a GX470 and E55 with only a $500 deductible and towing,etc. And I'm no where close to 50 years old. I just fight for every discount and also have multi policy with Liberty for the house. Heck mine even dropped from the high 90s just 2 months ago. Zero tickets (that made it to my record) and zero accidents. Filed one claim with them for some illegal that hit my SUV-uninsured of course-2 years ago. GX was fine, that Chevy S10 was not. Tow hitch. "You speaky Spanish? No Mother Fxxxxx, I speak English, you have insurance? Ahhh, I no no..." Cops took his truck away. LOL
07-22-2011, 03:13 PM
#17
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$87 a month for both a GX470 and E55 with only a $500 deductible and towing,etc. And I'm no where close to 50 years old. I just fight for every discount and also have multi policy with Liberty for the house. Heck mine even dropped from the high 90s just 2 months ago. Zero tickets (that made it to my record) and zero accidents. Filed one claim with them for some illegal that hit my SUV-uninsured of course-2 years ago. GX was fine, that Chevy S10 was not. Tow hitch. "You speaky Spanish? No Mother Fxxxxx, I speak English, you have insurance? Ahhh, I no no..." Cops took his truck away. LOL
07-22-2011, 03:23 PM
#19
E55 and SC300 together run me $102/month with State Farm.
25/50, unisured motorist, and $500 deductible on Comp and Collision
Mercury was maybe $10/more a month with same policy type.
Now ironically, for me to insure a M5 would cost me $180/month, almost 3 times the E55. My agent knows this type of car and she thought it was a mistake, but she confirmed that my rate is inline with what Mercury and Progressive charges.
I can only surmise that there have not been a lot of claims with AMG models since they arent mass produced like the M Series. If there arent a lot of them on the road, then they are not getting into "incidents".
The FD is on a collector vehicle policy which is $26/month full coverage with Grundy. They will not insure my E55 though
25/50, unisured motorist, and $500 deductible on Comp and Collision
Mercury was maybe $10/more a month with same policy type.
Now ironically, for me to insure a M5 would cost me $180/month, almost 3 times the E55. My agent knows this type of car and she thought it was a mistake, but she confirmed that my rate is inline with what Mercury and Progressive charges.
I can only surmise that there have not been a lot of claims with AMG models since they arent mass produced like the M Series. If there arent a lot of them on the road, then they are not getting into "incidents".
The FD is on a collector vehicle policy which is $26/month full coverage with Grundy. They will not insure my E55 though
07-22-2011, 03:23 PM
#20
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2003 E55 AMG Silver with Merlot Interior
$614 every 6 months ($102.33/month) for full coverage with $500 deductible both comp and collision with AAA. 1 Point on my record and I also have my house, RV and my wife's Honda Odessey with them.
07-22-2011, 05:08 PM
#21
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This has got to be one of my favourite threads yet, just got off the phone with The Hartford, and lowered my rate from $792/6 mths with Allstate to 399/6mths with The Hartford. Thanks homies: )
07-22-2011, 10:29 PM
#23
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My Texas based 2007 E63 is $130/mo State Farm comprehensive w/ $100 deductible. no collission history only uninsured and "act of God" claims for hail damage on prior vehicle. Was only $30 more per month than my 07camry.
07-22-2011, 11:51 PM
#24
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Man some of your guys rates are low! Jealous. I have 42% discount and pay $248ish /month. (business class) if I want for "personal use" it's about $170. $500 deductible.
