Gynecologist MD

So.. I'm driving normally, and all of a sudden I hear a crash on my left side.

BAM



I was fine, but not the others behind me. Turns out a big semi caused it


But I got full coverage, so i'll get it all fixed up

Sathinas

Why not have the insurance of the person who hit you pay for it? Why involve your insurance?

W203E35

Damn, hope you are ok. Are there any more damages than the rear?



Hit Me:
http://www.youtube.com/watch?v=RPqsyFFZb_0

Gynecologist MD

Noooo, I have a copy of the other's policy. I'm getting money from HIS insurance (how the insurance buisness works?)

Gynecologist MD

But it's just that, everything else is ok. Hopefully I get a new paint job with the insurance money

W203E35

Maybe even some free massages??

Gynecologist MD

LMAO, nahh i'll stick with... Getting my fogs fixed, new projectors, led tail lights, paintjob and rims maybe? :P

Milkm4n

glad your ok man

laneshift

A semi?! Glad you're unhurt.

AdidasC230

sucks dude, but damn that may total a 2003 C240 I had the same damage on an 05 volvo S40 and it was 11 grand. A 03 C240 cant be worth much more then 10 Id imagine. Good luck!

laneshift

My '02 is barely 7k.

AdidasC230

damn there that cheap? I may just get one to have a DD and keep my 230 nice.

fookoo303

that looks like it might be totaled

LILBENZ230

That's like buying a Corolla to keep a Camry nice. Makes no sense.

TemjinX2

damn sorry to hear.

LILBENZ230

I agree with the others who say this car is done for. Time to look for another ride.

Gynecologist MD

A pick-up hit me, not the semi. The semi hit a car that hit another car, that hit another car, that hit another car that didn't have anywhere to go except to hit me.

I drove the car back home just fine :o

You really think it's totaled? I thought it was just a "fender bender."
No airbags busted, and all my doors and trunk open perfectly.


Total of 5 cars involved.

fookoo303

if the damage underneath the sheet metal is extensive than its possible.

My accident doesn't look nearly as bad as yours and the MB body shop im having fix mine quoted me between 4 and 5 grand to fix it.

Gynecologist MD

We'll see how much insurance pays me :/

fookoo303

insurance company is going to low ball you. get it estimated by a good body shop. My insurance agent only quoted me 1500 but repairs are costing 3 times that.

samaritrey

Yeah call up your local dealer and have them either give you estimate or recommend a place. i didn't take my car to the dealer and regret it every day i see my cracked fog light. instead of giving me new bumper they glued in a new fog light because the mounts were broken and resprayed the bumper. then a few months ago the fog light cracked and now i can't fix it.

LILBENZ230

Dealer service centers are not the only ones capable of fantastic work, guys. State Farm recommended the body shop I have used on a couple of cars - including the C230 - and the work is with all OEM parts and 100% flawless.

With State Farm you can take it to a body shop they recommend and pay the body shop your deductible. Or you can take it have SF appraise it and they'll cut you a check for what they estimate and anything more is out of your pocket.

AdidasC230

i dont know how they do it in GA, but in FL you can take a car to your place of choice, you arent held to an ins companys "recomended" shop. I use a shop that is more expensive but does the best work in town and my ins, and the people who have hit my cars, have had no issue paying for the work to be done there, they just adjust the values of the checks and pay it to them, and you always pay your deductable if its your fault to the repair shop, if not you wait for the final draw check to be sent to them (not at fault) and take your freshly fixed car.

YOU do have a choice, the shop my ins recommends sucks monkey nuts. The place I go to does not, and there was a 2k diff in estimates between them, dont think you have to do what ins tells u, they have to pay for whatever shop you want within reason.

LILBENZ230

No, you are incorrect. I do not *HAVE* to take my car to a body shop recommended by State Farm, although nearly every one in my area is on their list. If I elect to go rogue and take it to a place not on their list they will do the estimate on my car and cut me a check for what figure they come up with. They will give me more money for hidden damages if any exist. But if the shop I'm using can't make OEM parts fit into that amount then I have to pay the extra. This is printed in very, very clear terms in my policy and has been for many years as something like "LKQ" meaning "Like Kind and Quality" referring to the use of AEM rather than OEM parts. Because the body shop I use (that does perfect work) uses only OEM parts, I don't have to worry about this issue.

I've been through this more times than I would like recently.

Gynecologist MD

State Farm gave me an estimate of $3,700 :/