insurance prices
Thread Starter
Senior Member
Joined: Jan 2008
Posts: 295
Likes: 0
C350 4MATIC Premium Package Obsidian Black
insurance prices
just curious to find out what you guys are paying for insurance. If possible please leave the model A/S/L and payment.
myself
Age-29
Sex-M
Location-Vancouver Canada
payment-2000 a year.
this should be interesting to see. i was playing around on the state farm insurance site and noticed that americans seem to be paying quite a bit for limited coverage. I am sure there are deals from different insurers since there are multiple companies competing for your business.
Thanks in advance for the info.
myself
Age-29
Sex-M
Location-Vancouver Canada
payment-2000 a year.
this should be interesting to see. i was playing around on the state farm insurance site and noticed that americans seem to be paying quite a bit for limited coverage. I am sure there are deals from different insurers since there are multiple companies competing for your business.
Thanks in advance for the info.
Newbie
Joined: Apr 2008
Posts: 21
Likes: 0
08 C300 Sport
just curious to find out what you guys are paying for insurance. If possible please leave the model A/S/L and payment.
myself
Age-29
Sex-M
Location-Vancouver Canada
payment-2000 a year.
this should be interesting to see. i was playing around on the state farm insurance site and noticed that americans seem to be paying quite a bit for limited coverage. I am sure there are deals from different insurers since there are multiple companies competing for your business.
Thanks in advance for the info.
myself
Age-29
Sex-M
Location-Vancouver Canada
payment-2000 a year.
this should be interesting to see. i was playing around on the state farm insurance site and noticed that americans seem to be paying quite a bit for limited coverage. I am sure there are deals from different insurers since there are multiple companies competing for your business.
Thanks in advance for the info.
Sex: M
LA,CA,USA
Payment 1700 full cover 100/300 AAA
Newbie
Joined: May 2008
Posts: 21
Likes: 0
C230 W204 2008 Canadian model (Sports package, White/Black, 7Gtronic, Sat radio)
29 female (my wife)
$1300 full coverage with $1000 deductible
Toronto, Canada
clean driving record
Her insurance went down when I switched from a 2002 BMW 320i. I think the difference was large enough for me to add $50 first accident excused to our coverage.
BTW, She has had safe driving certification course. . I went with Bell Air direct. They seem to be the cheapest. I have switched many of my relatives to these guys and they seem to love the young crowd.
$1300 full coverage with $1000 deductible
Toronto, Canada
clean driving record
Her insurance went down when I switched from a 2002 BMW 320i. I think the difference was large enough for me to add $50 first accident excused to our coverage.
BTW, She has had safe driving certification course. . I went with Bell Air direct. They seem to be the cheapest. I have switched many of my relatives to these guys and they seem to love the young crowd.
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Member
Joined: Mar 2006
Posts: 241
Likes: 0
From: Under the Eternal Sun
M37S
wow...seems like everyones rates are high.
I pay every 6 months for my c300 and mazda3 SI and pay 800 every 6 months for full coverage with 300k full glass, service ..the whole gambit.
with uninsured etc
progressive
27 years old...two people....my wife is 24...full coverage for both on both cars
500 ded.
apparently clean record
I pay every 6 months for my c300 and mazda3 SI and pay 800 every 6 months for full coverage with 300k full glass, service ..the whole gambit.
with uninsured etc
progressive
27 years old...two people....my wife is 24...full coverage for both on both cars
500 ded.
apparently clean record
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Senior Member
Joined: Apr 2008
Posts: 275
Likes: 1
From: San Francisco
C300
I got a really good rate but I guess it could be a lot lower.
08 C300
State Farm Insurance
25yrs Old (9 Years driving Clean Record)
250k/500k/100k
Collision Deductable $500
Comprehensive Deductable $500
Uninsured Motorist
And I can't remember the rest off the top of my head
I paid for a year ($1,444) but its $722/6 Months.
Whats everyones coverages?
Should I not have gotten that high of coverages?
It was literally like $18 more to max out my coverage so I just went for it.
08 C300
State Farm Insurance
25yrs Old (9 Years driving Clean Record)
250k/500k/100k
Collision Deductable $500
Comprehensive Deductable $500
Uninsured Motorist
And I can't remember the rest off the top of my head
I paid for a year ($1,444) but its $722/6 Months.
Whats everyones coverages?
Should I not have gotten that high of coverages?
It was literally like $18 more to max out my coverage so I just went for it.
Last edited by tehc300; May 10, 2008 at 03:23 AM.
Super Member
Joined: Apr 2008
Posts: 518
Likes: 0
From: Fresno, Central California
Merc C300 sport, arctic white, P1, MM/Navi, iPod kit, 20% Tint, C63 Grill, X-Pipe, HID DDM Kit
28yr
male
Fresno, central California
squeaky clean record, driving since 16
$532 - 6 month policy from statefarm, they dont offer a yearly policy here, 6mo max is the longest they go.
-250 deductable
-rental car
-medical
-uninsured motorist collision
basicly everything statefarm has to offer. I also have a multi-car discount thru them so that's why its cheap! On a monthly break down its about $88! I guess I could get rid of the rental car coverage and make it cheaper too!
male
Fresno, central California
squeaky clean record, driving since 16
$532 - 6 month policy from statefarm, they dont offer a yearly policy here, 6mo max is the longest they go.
-250 deductable
-rental car
-medical
-uninsured motorist collision
basicly everything statefarm has to offer. I also have a multi-car discount thru them so that's why its cheap! On a monthly break down its about $88! I guess I could get rid of the rental car coverage and make it cheaper too!
Last edited by myinternetsucks; May 10, 2008 at 10:52 AM.
Newbie
Joined: Apr 2008
Posts: 11
Likes: 0
c350
Almost a Member!
Joined: Feb 2008
Posts: 28
Likes: 0
2008 C300-Sport/Palladium Silver/PII/Panaroma
- been with them for 14 yrs
- no accidents, no tickets, no claims files (knock on wood!)
Last edited by ongster1; May 11, 2008 at 12:26 AM.
Banned
Joined: May 2008
Posts: 16
Likes: 0
2008 C300 Sport 4MATIC
C300 Sport
Age: 21
Sex: Male
Status: Single
Location: Massachusetts
Progressive 1001/6 months
. Really high even though I have a clean driving record. I guess I just need more time on the road. I still feel as though they should give young drivers who exhibit years of good driving a break. But there are a lot of retards out there who make it bad for the rest of us. 
Age: 21
Sex: Male
Status: Single
Location: Massachusetts
Progressive 1001/6 months
. Really high even though I have a clean driving record. I guess I just need more time on the road. I still feel as though they should give young drivers who exhibit years of good driving a break. But there are a lot of retards out there who make it bad for the rest of us.
Thread Starter
Senior Member
Joined: Jan 2008
Posts: 295
Likes: 0
C350 4MATIC Premium Package Obsidian Black
C300 Sport
Age: 21
Sex: Male
Status: Single
Location: Massachusetts
Progressive 1001/6 months. Really high even though I have a clean driving record. I guess I just need more time on the road. I still feel as though they should give young drivers who exhibit years of good driving a break. But there are a lot of retards out there who make it bad for the rest of us.
Age: 21
Sex: Male
Status: Single
Location: Massachusetts
Progressive 1001/6 months
. Really high even though I have a clean driving record. I guess I just need more time on the road. I still feel as though they should give young drivers who exhibit years of good driving a break. But there are a lot of retards out there who make it bad for the rest of us. Looks like i was wrong for the most part insurance is cheaper in the states. Is it me or is British Columbia the only place where we get raped on coverage?
mromar - your coverage seems very reasonable since you ive in Canada. But i know that coverage in Ontario is not provided by just one provider. Have you ever had any issues claiming? And in order for you to get that pricing did you have to raise your deductible?
Newbie
Joined: May 2008
Posts: 21
Likes: 0
C230 W204 2008 Canadian model (Sports package, White/Black, 7Gtronic, Sat radio)
Actually no. But I know exactly what you mean. I started taking quote and making a spreadsheet about 5 months ago. The quotes I got back from companies for a 2003 Honda CRV and a BMW 320i E46 were as high as $5600/year. THEN I ran into Belairdirect. I pay $1900/year for 2 car's and this includes my town house interior and property insurance insrance ($156/year).
Deductibles are all standard and I solicited everyone provider with the same information. It seems that direct providers like Belairdirect really pass the savings on to US the consumer for not having a middle man (broker = leech) in there.
Knock on wood. we have not had a claim ever (Have been in Canada for 5 years - Was in Michigan before this). Infact after my insurance went down from switching to a Merc (BMW 320i was the last vehicle on this policy) . We called in to add the $50/year First accident forgivness as well.
Thread Starter
Senior Member
Joined: Jan 2008
Posts: 295
Likes: 0
C350 4MATIC Premium Package Obsidian Black
all your rates seem pretty reasonable. is it just us in bc Canada that are getting bent over the table.
i pay 2k a year with a 43/44% discount. and still seem to pay at least 500-700 more than most of you.
i pay 2k a year with a 43/44% discount. and still seem to pay at least 500-700 more than most of you.
Thread Starter
Senior Member
Joined: Jan 2008
Posts: 295
Likes: 0
C350 4MATIC Premium Package Obsidian Black
That is nuts! you dont need that much 2M is more than enough. If you reduce it i think that will help with your monthly.
MBWorld Fanatic!
Joined: Dec 2007
Posts: 2,052
Likes: 1
From: Vancouver, BC
2008 Mercedes C300 4Matic
I was thinking of doing 10 but that's just too much haha. I use to do 2M all the time but lately I've been driving down to the states and I just don't want to risk it with all the law suits that go on down there. How much do you think it would bring my monthly price down if I bring it to 2M?
