lamonsas

Hey all, what insurance company do u guys have and how much do u guys pay? i have geico and im paying $300 a month for my 2011 c300 4matic. i want to get an idea of what others pay to know if im overpaying or if i have a good price, my price includes full coverage.

tanktube67

Mercury $800.00 every six month

romanservices

Wow.. that's insane!! I pay 220 a month and that's for 4 cars & 2 drivers including an 11 C300 4matic - Progressive

ZeroSeVen

Vehicle insurance can vary by person since there's a lot of factors involved that affects your premium... Age, marital status, location where your vehicle is parked, zip code (low crime rate vs high crime rate areas), driving history, number of years you had your driver's license, number of years insured with the same company (loyalty discount)

I was paying more for car insurance when I was in Maryland but it went down significantly when I moved to Texas

I used to have Progressive for a number of years then switched to a local agent (Farmers Insurance) since I was getting a good discount insuring both my house and vehicle under one provider

Bottom line... Im 30, married, own a house in central Cali, one way commute to and from work is less than 5 miles, No driving record in the past 5 years (No tickets/DUI)... $600 for 6 months

tanktube67

^
+1

Bakersfield is one of the cheapes places to leave in Cali.

Sportstick

This is not a meaningful comparison. No one has identified the effect of all the driving records in the household, the geographic differences with associated risk, limits of liability, the driver's ages and genders, the deductibles, whether total loss is for depreciated value or agreed value, is the policy broad coverage or not, multi-car or home/car combined policies, etc.


P.S. It seems I was writing while ZeroSeVen was posting!

NickCats

I also have Geico

I pay $338.70 per 6 months for the Benz and $285.90 per 6 months for the Audi

Total Premium $624.60 per 6 months for both cars

( full coverage on both cars )

Nick

lamonsas

So how come we both have geico and I pay 300 per month and u pay 300 per 6 months?

NickCats

Because it costs a lot more to insure a white car vs a black car...

































Just kidding - seriously - read ZeroSeven's response...

Nick

I am Jeff

To the OP, there are many variables involved with insurance rates. For example, I paid $1000 for 6 months for my C350 with Geico. My C63 cost me only 660 for 6 months with Allstate. I'm in NYC, just like you. How old you are, your education levels, financial credit ratings, home ownership, marriatal status and driving records all make a difference.

alexlev

I am paying $1200 every 6, with Gieco. Time to look into Allstate.

AZN Optics

Geico. It's worth it just just for their MBI (Mechanical Breakdown Insurance) which is dirt cheap ($30-40 per half year). Basically an extended warranty at a fraction of what Mercedes would have charged. www.geico.com/getaquote/auto/mechanical-breakdown-insurance/

jacksonchelsey

The Hartford for home, umbrella and car; the car insurance is for 3 drivers and 4 cars.