Leasing or financing?
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Junior Member
Joined: Jun 2020
Posts: 61
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'21 E450 All-Terrain (Hightech Silver)
Leasing or financing?
Are you leasing or financing or paid in cash? If leasing or financing, how much is your monthly payment and how much did you put down?
Member
Joined: May 2022
Posts: 216
Likes: 22
From: USA, IL
Mercedes-Benz C 300 2022 4MATIC
I never lease. I like to own stuff and do whatever I want with it. I'm not rich to pay in cash. So I have financed for 5 years. Paying about $400 monthly and I have put $20K down and got $17K from trade-in.
Last edited by Serg675; Aug 31, 2022 at 02:21 PM.
Newbie
Joined: Nov 2022
Posts: 1
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Toyota Auris
I chose leasing for 3 years and paid 630 USD. But that was 2 years ago. So I have one more year to pay and close this lease. I recommend you choose to lease because this is the best alternative. This is the chance for any man to fulfill his dreams. Through leasing and mortgages, people achieve their goals. I never thought I would have both, but the leasing is closing soon, and now I got a mortgage from Mortgage Broker Manchester. I can't believe these things are real. So go on, and buy that Mercedes.
Last edited by herciliadistric; Nov 16, 2022 at 03:02 AM.
Senior Member
Joined: Jun 2022
Posts: 376
Likes: 115
From: SFV
2025 C300
I am assuming you aren't looking to trade in. A lot of customers who finance trade in before they finish their payments and are able to access the upgrade and pricing structure of leasing. This is a good investment if you willing to put tens of thousands upfront since by the time the car is paid off, you can have swapped it two or three times.
Leasing is better if you aren't willing or able to put up a larger down payment. It keeps your monthly payments low and MB offers a lot of financial incentives to lease another model with them or even trade in your lease early if your re-lease. One thing to keep in mind is the mileage if you lease. Overage is 25 cents a mile and can only be contracted for lower price at the time of leasing so it can add up to thousands. MB can waive or discount damage (less frequently overage) if you lease again with them.
Overall, financing is a better investment if you want to fork up a lot more cash upfront. If you don't, leasing offers a lot of the same benefits (especially if you get customer loyalty) minus the fact that payments are indefinite. BTW many dealers add wrapping or exterior protection plans (like mine did) without telling you onto the contract you sign. Both times I have asked for the add-ons to be removed and they were comped.
I am leasing a 2022 C300 47000 MSRP leased at sticker. $650 after CA tax (588 base) at 3k down 4 years 10k miles a year. My 2020 C300 is $530 after tax for the same down and lease </3. Wonder if I got a bad deal or it'is the economy like everyone says...
Newbie
Joined: Oct 2023
Posts: 1
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BMW
I'm in the financing camp. Put down 10%, and my monthly payment is pretty reasonable. Owning it outright someday is the goal. But hey, different strokes for different folks, right? If you really can't decide, maybe contact a financial advisor (like a Mortgage Broker in Barnsley) who could help you. Good luck!
Last edited by KalebSantiago; Dec 1, 2023 at 02:21 AM.
Newbie
Joined: Nov 2023
Posts: 1
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bmw
I opted to finance my car, and I put down about 20% of the total cost. My monthly payments are quite manageable, and it gives me the flexibility to eventually own the car outright. If you're considering your options, it's always a good idea to weigh the pros and cons of leasing, financing, or paying in cash to find what suits your financial situation best.
But if you ever need some expert financial advice, I can recommend consulting with a Mortgage Broker in Market Weighton. They've been a great resource for me in handling various financial matters.
But if you ever need some expert financial advice, I can recommend consulting with a Mortgage Broker in Market Weighton. They've been a great resource for me in handling various financial matters.
Last edited by Trevordard; Nov 28, 2023 at 07:38 PM.
Newbie
Joined: Nov 2023
Posts: 1
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BMW 7
Personally, I decided to go with financing because I wanted to eventually own the car. My monthly payment is around $300, and I made a down payment of about $2,000. However, it's important to consider factors like your budget, driving habits, and long-term goals before making a decision. Actually, reach out to a Mortgage Broker Northampton for additional advice.
Last edited by Linverbal; Dec 19, 2023 at 07:37 AM.
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just looking
Are you leasing, financing, or paying in cash? If you're leasing or financing, it would be helpful to know your monthly payment and how much you put down. If you have specific questions about financing options or need assistance, consider reaching out to Citywide Banks customer service for guidance. They can provide insights tailored to your situation and help you navigate your options.
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Junior Member
Joined: Sep 2024
Posts: 53
Likes: 15
24 Mercedes C300 4matic
Leasing. I am retired, do not put that many miles on. Also, do not want to pay maintenance costs on a 4,5 or 6 year old Mercedes. My 2024 C300 4Matic has tech that is far ahead of my previous car, the Audi A4. In three or three and a half years, I expect the tech will be much better. So I expect to lease again. I negotiated my lease by going to the MB USA site, finding a lease offer on a comparable vehicle, printing it out, asked my sales consultant to match it. He did. Very pleasant experience.
Junior Member
Joined: Sep 2024
Posts: 53
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24 Mercedes C300 4matic
I get the feeling these posts are advertisements.
Are you leasing, financing, or paying in cash? If you're leasing or financing, it would be helpful to know your monthly payment and how much you put down. If you have specific questions about financing options or need assistance, consider reaching out to Citywide Banks customer service for guidance. They can provide insights tailored to your situation and help you navigate your options.
MBWorld Fanatic!
Joined: Oct 2005
Posts: 1,346
Likes: 14
From: North/Central NJ
GLC 63 S AMG / Corvette C8 / Jaguar SVR
$66K MSRP C300 AMG, Pinnacle, MANUFAKTUR paint and red leather, etc.
Lease:
$625/Mo with $625 total due at signing.
36 months /12K miles per year
Lease:
$625/Mo with $625 total due at signing.
36 months /12K miles per year
Junior Member
Joined: Sep 2024
Posts: 53
Likes: 15
24 Mercedes C300 4matic
MBWorld Fanatic!
Joined: Oct 2005
Posts: 1,346
Likes: 14
From: North/Central NJ
GLC 63 S AMG / Corvette C8 / Jaguar SVR
Added a bunch of aesthetic mods to it now. MANUFAKTUR Moonlight white looks great.
Last edited by InTheBenz0; Dec 27, 2024 at 12:53 PM.
Junior Member
Joined: Jun 2024
Posts: 16
Likes: 0
c300 2023
I am leasing my 2025 model that i built i always had financed my cars but i wanted to try leasing since it is my first time and i have never done it before
Lease $741 monthly 36 months 15k miles year c300 4 matic i did tackle on a maintenance package and a tire and wheel package so that made my monthly payment to that 741 number but i live in Baltimore and anyone who has ever driven in Baltimore you want to have a tire and wheel package because the roads here are a disaster!
Lease $741 monthly 36 months 15k miles year c300 4 matic i did tackle on a maintenance package and a tire and wheel package so that made my monthly payment to that 741 number but i live in Baltimore and anyone who has ever driven in Baltimore you want to have a tire and wheel package because the roads here are a disaster!
Banned
Joined: May 2023
Posts: 209
Likes: 3
just looking
It really depends on how high you want your payments to be and if you prefer to swap out your cars every fews years.
I am assuming you aren't looking to trade in. A lot of customers who finance trade in before they finish their payments and are able to access the upgrade and pricing structure of leasing. This is a good investment if you willing to put tens of thousands upfront since by the time the car is paid off, you can have swapped it two or three times.
Leasing is better if you aren't willing or able to put up a larger down payment. It keeps your monthly payments low and MB offers a lot of financial incentives to lease another model with them or even trade in your lease early if your re-lease. One thing to keep in mind is the mileage if you lease. Overage is 25 cents a mile and can only be contracted for lower price at the time of leasing so it can add up to thousands. MB can waive or discount damage (less frequently overage) if you lease again with them.
Overall, financing is a better investment if you want to fork up a lot more cash upfront. If you don't, leasing offers a lot of the same benefits (especially if you get customer loyalty) minus the fact that payments are indefinite. CareSuper customer service has dealt with similar questions about long-term value and transparency—BTW, many dealers add wrapping or exterior protection plans (like mine did) without telling you onto the contract you sign. Both times I have asked for the add-ons to be removed and they were comped..
I am leasing a 2022 C300 47000 MSRP leased at sticker. $650 after CA tax (588 base) at 3k down 4 years 10k miles a year. My 2020 C300 is $530 after tax for the same down and lease </3. Wonder if I got a bad deal or it'is the economy like everyone says...
I am assuming you aren't looking to trade in. A lot of customers who finance trade in before they finish their payments and are able to access the upgrade and pricing structure of leasing. This is a good investment if you willing to put tens of thousands upfront since by the time the car is paid off, you can have swapped it two or three times.
Leasing is better if you aren't willing or able to put up a larger down payment. It keeps your monthly payments low and MB offers a lot of financial incentives to lease another model with them or even trade in your lease early if your re-lease. One thing to keep in mind is the mileage if you lease. Overage is 25 cents a mile and can only be contracted for lower price at the time of leasing so it can add up to thousands. MB can waive or discount damage (less frequently overage) if you lease again with them.
Overall, financing is a better investment if you want to fork up a lot more cash upfront. If you don't, leasing offers a lot of the same benefits (especially if you get customer loyalty) minus the fact that payments are indefinite. CareSuper customer service has dealt with similar questions about long-term value and transparency—BTW, many dealers add wrapping or exterior protection plans (like mine did) without telling you onto the contract you sign. Both times I have asked for the add-ons to be removed and they were comped..
I am leasing a 2022 C300 47000 MSRP leased at sticker. $650 after CA tax (588 base) at 3k down 4 years 10k miles a year. My 2020 C300 is $530 after tax for the same down and lease </3. Wonder if I got a bad deal or it'is the economy like everyone says...
