G Class (W460, W461, W463) Produced 1980-2018: 290 GD, 290 GDT, 300 GD, 350 GD, 500 GE, G250, G300, G300 DT, G320, G500, G550, G55 AMG, G63 AMG

G550 Insurance Cost

Thread Tools
 
Search this Thread
 
Rate Thread
 
Old Feb 13, 2019 | 10:53 PM
  #1  
Snipe10's Avatar
Thread Starter
Member
5 Year Member
Liked
 
Joined: Jan 2019
Posts: 75
Likes: 16
G550
G550 Insurance Cost

What are you all paying for insurance on your 550's? I'm expecting a big number. I'm going to make sure to get windshield insurance after reading another thread!
Reply
Old Feb 14, 2019 | 06:30 AM
  #2  
pdeacon's Avatar
MBWorld Fanatic!
10 Year Member
Liked
Loved
Community Favorite
 
Joined: Feb 2015
Posts: 1,015
Likes: 342
From: Cape Cod
E450 wagon, C43 AMG Cpe, GLE AMG 63S
I haven't experienced a larger premium for the G. Same as my other cars. About $1,800/year and glass is included under Massachusetts's insurance regulations.
Reply
Old Feb 14, 2019 | 02:04 PM
  #3  
dunderhi's Avatar
Super Member
15 Year Member
Liked
Loved
Community Favorite
 
Joined: Sep 2006
Posts: 553
Likes: 221
19 X3, 24 Tacoma Trailhunter, 25 CLE53
The premium is a couple hundred more than my ’15 M6. Here in MD, it is ~$2,300/yr with $500k/$1M for liability. Deductibles are $50/$300 for comp/coll. I also have large SUV rental & vehicle replacement coverage. For comparison, the premium for my wife’s ’19 X3 is ~$1,100.

I had to get my windshield replaced on a ’13 BMW 650. It had a HUD, so they windshield had to be special ordered, which took longer. IIRC, the glass was zero deductible.
Reply
Old Feb 14, 2019 | 07:11 PM
  #4  
Eagles Nest's Avatar
Junior Member
 
Joined: Jan 2019
Posts: 32
Likes: 6
G Wagon
$1350 Canadian per year with $3000 deductible.
Reply
Old Dec 30, 2019 | 11:04 AM
  #5  
FatTony001's Avatar
Super Member
15 Year Member
Liked
Loved
Community Favorite
 
Joined: Oct 2007
Posts: 678
Likes: 22
CLK 55 AMG 2005 and CLK 63 AMG cab.2007 - 2009 EVO - 2013 ML63 AMG - 2018 G63 AMG
Anyone else can share there insurance cost ? Maybe tell what G version and year and deductible, if Canadian or US quote.
I’m about to get a 2018 G63 and wanna know if my insurance quote is good or not.
Reply
Old Dec 30, 2019 | 11:40 AM
  #6  
kim0217's Avatar
Member
 
Joined: Feb 2013
Posts: 183
Likes: 71
From: nyc
458 speciale, G63, GTC4lusso, ML63(GONE),
1800/ year for 19 G63 alone in Manhattan. 500 deductible for comprehensive and collision. No deductible for windshield. Age 28 with multi cars, condo insurance thru State Farm.
Reply
Old Jan 11, 2020 | 01:34 PM
  #7  
FatTony001's Avatar
Super Member
15 Year Member
Liked
Loved
Community Favorite
 
Joined: Oct 2007
Posts: 678
Likes: 22
CLK 55 AMG 2005 and CLK 63 AMG cab.2007 - 2009 EVO - 2013 ML63 AMG - 2018 G63 AMG
Ok got my quote. 1,625$ CAD with 2k deductible (lowest Aviva insurance would go for a $150k+ vehicule).
With plurial vehicule and home with same insurance.
Really not that bad for a 2018 G63. From Canada. Was sure it would be like 3k per year.
Had to install an anti-theft system for 500$.
2M in resposibility

Last edited by FatTony001; Jan 12, 2020 at 10:29 AM.
Reply
Old Jan 11, 2020 | 01:35 PM
  #8  
Holson's Avatar
MBWorld Fanatic!
20 Year Member
Liked
Loved
Community Favorite
 
Joined: May 2003
Posts: 1,197
Likes: 75
From: USA
18 G550, 24 EQB3504M
Originally Posted by pdeacon
I haven't experienced a larger premium for the G. Same as my other cars. About $1,800/year and glass is included under Massachusetts's insurance regulations.
Same experience here, maybe a couple hundred more even compared to my 2015 Taurus SHO
Reply
MB World Stories

The Best of Mercedes & AMG

story-0

6 Mercedes Models That Did NOT Age Well (But Are Somehow Still Cool)

 Verdad Gallardo
story-1

Manual Mercedes? 6 Times Sindelfingen Let Drivers Have All The Fun

 Verdad Gallardo
story-2

Mercedes SLR McLaren 722 S Is Extremely Rare Example Modified by McLaren

 Verdad Gallardo
story-3

8 Classic Boxy Mercedes Designs That Have Aged Like Fine Wine

 Verdad Gallardo
story-4

Flawlessly Restored Mercedes 190E Evo II Heads to Auction

 Verdad Gallardo
story-5

Electric Mercedes C-Class Unveiled: 11 Things You Need to Know

 Verdad Gallardo
story-6

Mercedes EQS Gets A Major Update: Everything You Need to Know

 Verdad Gallardo
story-7

5 Underrated Mercedes-Benz Models That Don't Get the Love They Deserve

 Verdad Gallardo
story-8

Mercedes 300D Has Pushed Well Past 1 Million Miles and It Ain't Stopping

 Verdad Gallardo
story-9

10 Most Reliable Mercedes-Benz Models You Can Buy Used

 Verdad Gallardo
Old Jan 11, 2020 | 01:55 PM
  #9  
Sandman3769's Avatar
Junior Member
 
Joined: Aug 2019
Posts: 66
Likes: 33
2017 G550
Originally Posted by Holson
Same experience here, maybe a couple hundred more even compared to my 2015 Taurus SHO
Same here in NJ as well. I pay $1600 a year. $500 collision deductible, and $100 comprehensive deductible. I got the $100 comprehensive mainly for the windshield, and it was only an extra $60 a year.
Reply
Old Jan 11, 2020 | 02:37 PM
  #10  
DarrVao777's Avatar
Junior Member
 
Joined: May 2011
Posts: 70
Likes: 20
'18 G550, '15 F82, ‘22 Taycan CT4
Originally Posted by FatTony001
Anyone else can share there insurance cost ? Maybe tell what G version and year and deductible, if Canadian or US quote.
I’m about to get a 2018 G63 and wanna know if my insurance quote is good or not.
2018 G550
USD
$1000 collision deductible
$1000 comprehensive deductible
$700/yr premium
no windshield insurance/coverage, no windshield problems since I've owned it (knock on wood)
Reply
Old Jan 11, 2020 | 05:31 PM
  #11  
KurtisWagen's Avatar
Newbie
 
Joined: Jan 2019
Posts: 4
Likes: 0
From: Idaho
2002 G500
I have an 02 G500 and I pay $744 a year for full coverage with a $500 deductible. USAA has been absolutely amazing.
Reply
Old Jan 11, 2020 | 05:50 PM
  #12  
Telly Bettis's Avatar
Member
 
Joined: Oct 2019
Posts: 125
Likes: 39
s class
2500.00 per year is what i was quoted. Alabama state farm
Reply
Old Jan 11, 2020 | 06:43 PM
  #13  
hyperion667's Avatar
MBWorld God!
15 Year Member
Photogenic
Community Builder
Liked
 
Joined: Jul 2010
Posts: 31,273
Likes: 3,916
From: on my way
2012 CLS63
Jesus you guys are paying a lot of money for insurance
Reply
Old Jan 11, 2020 | 07:40 PM
  #14  
just1time's Avatar
Super Member
 
Joined: Feb 2012
Posts: 681
Likes: 81
From: ToRonTo, OnTaRiO, Khanaadah
s550
Originally Posted by Eagles Nest
$1350 Canadian per year with $3000 deductible.
WOW...which part of Canada are you in? Please don't tell me Ontario.
Reply
Old Jan 11, 2020 | 08:21 PM
  #15  
AMG 17GT's Avatar
MBWorld Fanatic!
20 Year Member
Liked
Loved
Community Favorite
 
Joined: Mar 2006
Posts: 4,005
Likes: 711
From: ATLANTA
R Nine T
What’s amazing in this conversation is you’re talking about windshield coverage and not the total liability limits on policy coverages. Are you guys crazy? Deductibles ? Really? Do you have any idea what is “full coverage”?


Do you all realize that’s what you’re buying here is $$$ limits and it has nothing to do with windshields? How about a conversation about whether it’s 250k, 500k, 1 million 2 million, my God guys get real I’m sorry I’ll put my heat shield on now.
Reply
Old Jan 11, 2020 | 11:08 PM
  #16  
Sandman3769's Avatar
Junior Member
 
Joined: Aug 2019
Posts: 66
Likes: 33
2017 G550
Originally Posted by AMG 17GT
What’s amazing in this conversation is you’re talking about windshield coverage and not the total liability limits on policy coverages. Are you guys crazy? Deductibles ? Really? Do you have any idea what is “full coverage”?


Do you all realize that’s what you’re buying here is $$$ limits and it has nothing to do with windshields? How about a conversation about whether it’s 250k, 500k, 1 million 2 million, my God guys get real I’m sorry I’ll put my heat shield on now.
I only mentioned the windshield because people were quoting their deductibles, so I was explaining why I paid extra for only having a $100 comprehensive. In case you dont have a G class, they are notorious for cracked windshields.

But, keeping in mind that I also have a $1M umbrella policy that I pay $310 for, here is what I pay $1600 a year for in NJ on a 17 G550...



Last edited by Sandman3769; Jan 11, 2020 at 11:16 PM.
Reply
Old Jan 12, 2020 | 10:08 AM
  #17  
AMG 17GT's Avatar
MBWorld Fanatic!
20 Year Member
Liked
Loved
Community Favorite
 
Joined: Mar 2006
Posts: 4,005
Likes: 711
From: ATLANTA
R Nine T
Now it makes more sense.

If I may offer some advice. That 100k UIM is really low, Probably cost less than $100 a year to make it 250 K. And check your umbrella to see if it has an endorsement for uninsured motorists or underinsured motorist. It probably does not, so that means that it only covers your negligence not when somebody else is at fault.
Reply
Old Jan 12, 2020 | 10:29 AM
  #18  
hyperion667's Avatar
MBWorld God!
15 Year Member
Photogenic
Community Builder
Liked
 
Joined: Jul 2010
Posts: 31,273
Likes: 3,916
From: on my way
2012 CLS63
Originally Posted by AMG 17GT
Now it makes more sense.

If I may offer some advice. That 100k UIM is really low, Probably cost less than $100 a year to make it 250 K. And check your umbrella to see if it has an endorsement for uninsured motorists or underinsured motorist. It probably does not, so that means that it only covers your negligence not when somebody else is at fault.
I'd consider a lawsuit against uninsured drivers(or insurance commission) for when they're at fault, it's complete BS to require drivers to have insurance and then charge the people that actually pay their bills for uninsured motorists.....fawking sham man!
Reply
Old Jan 12, 2020 | 02:37 PM
  #19  
Sandman3769's Avatar
Junior Member
 
Joined: Aug 2019
Posts: 66
Likes: 33
2017 G550
Originally Posted by AMG 17GT
Now it makes more sense.

If I may offer some advice. That 100k UIM is really low, Probably cost less than $100 a year to make it 250 K. And check your umbrella to see if it has an endorsement for uninsured motorists or underinsured motorist. It probably does not, so that means that it only covers your negligence not when somebody else is at fault.
Thanks. I’m not sure why my agent has it so low. I’ll check with him

In NJ, driving without insurance is one of the worst penalties you can get, so I don't know how bad the problem is here. I once didn’t have my card with me when I was pulled over. Since I was able to prove in court that I did, in fact, have insurance at the time of the stop, I got away with only paying $450 for not having my card with me, plus the wasted day in court.

If I actually hadn’t been insured, I would have lost my license for a year, and $1000 penalty. Second offense is mandatory jail time.
Reply
Old Jan 12, 2020 | 09:02 PM
  #20  
AMG 17GT's Avatar
MBWorld Fanatic!
20 Year Member
Liked
Loved
Community Favorite
 
Joined: Mar 2006
Posts: 4,005
Likes: 711
From: ATLANTA
R Nine T
Originally Posted by Sandman3769
Thanks. I’m not sure why my agent has it so low. I’ll check with him

In NJ, driving without insurance is one of the worst penalties you can get, so I don't know how bad the problem is here. I once didn’t have my card with me when I was pulled over. Since I was able to prove in court that I did, in fact, have insurance at the time of the stop, I got away with only paying $450 for not having my card with me, plus the wasted day in court.

If I actually hadn’t been insured, I would have lost my license for a year, and $1000 penalty. Second offense is mandatory jail time.
got away with $450 for not having your card?? That’s crazy. In Atlanta all they do is just dismiss it upon proof. Also in most states there is at least a 50 to 60% chance that the driver has no insurance or is under insured so more importantly if you get an umbrella make sure it endorses the UIM. Chances are your company won’t offer it and that tells you everything you need to know.
Reply

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 


You have already rated this thread Rating: Thread Rating: 0 votes,  average.


All times are GMT -4. The time now is 03:03 AM.

story-0
6 Mercedes Models That Did NOT Age Well (But Are Somehow Still Cool)

Slideshow: Not every Mercedes design becomes timeless, some feel stuck in the era they came from.

By Verdad Gallardo | 2026-05-12 18:09:07


VIEW MORE
story-1
Manual Mercedes? 6 Times Sindelfingen Let Drivers Have All The Fun

Slideshow: Yes, Mercedes built manual cars, and some of them are far more interesting than you'd expect.

By Verdad Gallardo | 2026-05-02 12:36:58


VIEW MORE
story-2
Mercedes SLR McLaren 722 S Is Extremely Rare Example Modified by McLaren

Slideshow: A one-of-one U.S.-spec Mercedes-Benz SLR McLaren Roadster became even rarer after a factory-backed transformation at McLaren's headquarters.

By Verdad Gallardo | 2026-04-29 11:19:28


VIEW MORE
story-3
8 Classic Boxy Mercedes Designs That Have Aged Like Fine Wine

Slideshow: Before curves took over, Mercedes mastered the art of the straight line, and some of those shapes still look right today.

By Verdad Gallardo | 2026-04-25 12:05:49


VIEW MORE
story-4
Flawlessly Restored Mercedes 190E Evo II Heads to Auction

Slideshow: The 190E Evolution II shows how a homologation necessity became a six-figure collector icon.

By Verdad Gallardo | 2026-04-22 17:53:47


VIEW MORE
story-5
Electric Mercedes C-Class Unveiled: 11 Things You Need to Know

Slideshow: Mercedes is turning one of its core nameplates electric, and the details show just how serious this shift is.

By Verdad Gallardo | 2026-04-21 13:58:06


VIEW MORE
story-6
Mercedes EQS Gets A Major Update: Everything You Need to Know

Slideshow: Faster charging, longer range, and a controversial steer-by-wire system define the latest evolution of Mercedes-Benz EQS.

By Verdad Gallardo | 2026-04-15 10:35:34


VIEW MORE
story-7
5 Underrated Mercedes-Benz Models That Don't Get the Love They Deserve

Slideshow: These overlooked Mercedes-Benz models never got the spotlight, but they quietly delivered more than most remember.

By Verdad Gallardo | 2026-04-13 19:35:45


VIEW MORE
story-8
Mercedes 300D Has Pushed Well Past 1 Million Miles and It Ain't Stopping

Slideshow: A well-used 1991 Mercedes-Benz 300D with more than one million miles is now looking for a new owner, and it still appears ready for more.

By Verdad Gallardo | 2026-04-10 10:05:15


VIEW MORE
story-9
10 Most Reliable Mercedes-Benz Models You Can Buy Used

Slideshow: From bulletproof sedans to surprisingly tough SUVs, these Mercedes models proved that the three-pointed star can go the distance.

By Verdad Gallardo | 2026-04-08 09:55:49


VIEW MORE