Shipping Nightmare
#26
Don’t file a claim with your insurance company, it will go against you as a claim. You can ask your agent for advice, but don’t file a claim. The transport company has insurance for this. I would want it replaced. Years ago, I had Passport Transport damage my windshield and they paid to have it replaced with factory glass.
#27
Don’t file a claim with your insurance company, it will go against you as a claim. You can ask your agent for advice, but don’t file a claim. The transport company has insurance for this. I would want it replaced. Years ago, I had Passport Transport damage my windshield and they paid to have it replaced with factory glass.
#28
I carry the highest deductible, trust me, the insurance company isn’t your friend. It’s not his fault, why notify his insurance company?
#29
His insurance company should not pay for a damage caused by the transport company.
Find a high end shop, get a quote for a fix, have the transport company insurance pay up.
As many said, do not report to your insurance as it will lower your cars value dramatically since it will be reported.
Find a high end shop, get a quote for a fix, have the transport company insurance pay up.
As many said, do not report to your insurance as it will lower your cars value dramatically since it will be reported.
#30
Super Member
Joined: Nov 2005
Posts: 839
Likes: 71
'19 G63 Ed 1,'18 M5, '16 G63,'12 458 , '11 E63, Brabus SL55-K8, '10 S63, '94 E500 "Wolf", '91 560SEC
Reiterating what has already been said, a good PDR guy could make it look near perfect and most won't notice the minor paint damage if there is any.
#31
#32
Let's get real -- this owner's insurance company is going to be notified about any claim related to this vehicle, Carfax or not, as the transport company's insurer will do this. This is how the insurance industry prevents double dipping claims. All the insurance companies (as well as all the DMVs and law enforcement agencies) share information. I changed auto insurers about a year and a half ago. I gave the new insurer-to-be my name and SS#, and the representative instantly had all my information from my current insurer on her terminal in a matter of seconds -- all my vehicles, my coverage, my driving record, etc. I winter-store one of my vehicles and suspend insurance coverage on it during this time. I reactivate coverage a couple weeks before the registration renewal, and the DMV clerk knows all this (and who my insurer is) when I pick up the stickers. Anyone who believes he/she can conceal this sort of information in today's world of digitized records and shared databases is naive.
#33
This can get a little ridiculous to think but you may get lucky - maybe the transporter company doesn't want a $250k claim on their insurance, so maybe they cut you a check off the books for a $10k repair or whatever it is to make the problem go away. I'd leave any mention of litigation in your back pocket and pull it out only in case of emergency.
Say the two solutions you are okay with (if that's true--maybe you only want a replacement at this point) are either full replacement/market value or a repair off the books so you don't have diminished value on such an expensive vehicle.
Had something similar with my wife's old van - while parked at the elementary school, a classmate's mother hit the rear bumper corner coming out of their space. Fortunately they were good people and left a note. I got a quote and they ended up cutting me a $5,000 check to keep it off their insurance. I paid cash at the body shop so it stayed off the Carfax. Win-win.
Say the two solutions you are okay with (if that's true--maybe you only want a replacement at this point) are either full replacement/market value or a repair off the books so you don't have diminished value on such an expensive vehicle.
Had something similar with my wife's old van - while parked at the elementary school, a classmate's mother hit the rear bumper corner coming out of their space. Fortunately they were good people and left a note. I got a quote and they ended up cutting me a $5,000 check to keep it off their insurance. I paid cash at the body shop so it stayed off the Carfax. Win-win.
#34
Had something similar with my wife's old van - while parked at the elementary school, a classmate's mother hit the rear bumper corner coming out of their space. Fortunately they were good people and left a note. I got a quote and they ended up cutting me a $5,000 check to keep it off their insurance. I paid cash at the body shop so it stayed off the Carfax. Win-win.
#35
I don’t think it was that nefarious. It was a parent of my son’s classmate who I knew. The fact they left a note shows how honest they were.
I don’t know if the police needed to be involved in a simple fender bender in the parking lot between people who know each other. However if I witnessed it and it was a stranger that I couldn’t trust then that’s a different story.
Like if somebody’s family member hits a car in their driveway do they need to file a police report or just get the cars fixed?
I don’t know if the police needed to be involved in a simple fender bender in the parking lot between people who know each other. However if I witnessed it and it was a stranger that I couldn’t trust then that’s a different story.
Like if somebody’s family member hits a car in their driveway do they need to file a police report or just get the cars fixed?
#36
I don’t think it was that nefarious. It was a parent of my son’s classmate who I knew. The fact they left a note shows how honest they were.
I don’t know if the police needed to be involved in a simple fender bender in the parking lot between people who know each other. However if I witnessed it and it was a stranger that I couldn’t trust then that’s a different story.
Like if somebody’s family member hits a car in their driveway do they need to file a police report or just get the cars fixed?
I don’t know if the police needed to be involved in a simple fender bender in the parking lot between people who know each other. However if I witnessed it and it was a stranger that I couldn’t trust then that’s a different story.
Like if somebody’s family member hits a car in their driveway do they need to file a police report or just get the cars fixed?
#37
There is absolutely nothing wrong with you arranging a fix and out of pocket payment between two parties. This isn't illegal and you don't have to notify your insurance company or the police. Now trying to convince the body shop to "keep it off the books" is a different story...
#38
Au contraire - please review https://www.enjuris.com/car-accident...uirements.html for accident reporting requirements in your state of residency.
#39
Au contraire - please review https://www.enjuris.com/car-accident...uirements.html for accident reporting requirements in your state of residency.
#40
I don’t think it was that nefarious. It was a parent of my son’s classmate who I knew. The fact they left a note shows how honest they were.
I don’t know if the police needed to be involved in a simple fender bender in the parking lot between people who know each other. However if I witnessed it and it was a stranger that I couldn’t trust then that’s a different story.
Like if somebody’s family member hits a car in their driveway do they need to file a police report or just get the cars fixed?
I don’t know if the police needed to be involved in a simple fender bender in the parking lot between people who know each other. However if I witnessed it and it was a stranger that I couldn’t trust then that’s a different story.
Like if somebody’s family member hits a car in their driveway do they need to file a police report or just get the cars fixed?
I'm not a lawyer, but IMO if you drive your own car through your own garage door and smash another of your own cars parked inside, you can do whatever you wish. Beyond that, regardless of venue, reporting the accident is mandatory when the damage threshold is met (to a vehicle or property), when an injury occurs, or when there are drugs/alcohol involved.
If you are the party who pays off the other to go away (probobly not a legally binding contract), and you later receive a court summons, things will not go well for you in front of the judge, no matter your lawyer's hourly rate.
#41
#42
Update:
Spoke with the carrier this morning. I’m going to a shop of my choice to get it fixed and they’re going to pay cash, I have it in writing.
We are not involving insurance, said it shouldn’t come close to their deductible.
Looking forward to getting back onto the road with this whole fiasco behind me.
Spoke with the carrier this morning. I’m going to a shop of my choice to get it fixed and they’re going to pay cash, I have it in writing.
We are not involving insurance, said it shouldn’t come close to their deductible.
Looking forward to getting back onto the road with this whole fiasco behind me.
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tonygwagon (08-30-2021)
#44
Update:
Spoke with the carrier this morning. I’m going to a shop of my choice to get it fixed and they’re going to pay cash, I have it in writing.
We are not involving insurance, said it shouldn’t come close to their deductible.
Looking forward to getting back onto the road with this whole fiasco behind me.
Spoke with the carrier this morning. I’m going to a shop of my choice to get it fixed and they’re going to pay cash, I have it in writing.
We are not involving insurance, said it shouldn’t come close to their deductible.
Looking forward to getting back onto the road with this whole fiasco behind me.
#45
Thanks! And yeah, I’m still pretty green in this field (and hope to stay that way), but interesting takes on how to fix damage like this.
#46
#48
great update… was there a police report? wondering if it will show on carfax etc since you arent going through insurance… my only concern would be diminished value… any accident can impact your cars value… they should do more than fix the car… especially since you are doing them a favor and not going through insurance… they should do more
#49
great update… was there a police report? wondering if it will show on carfax etc since you arent going through insurance… my only concern would be diminished value… any accident can impact your cars value… they should do more than fix the car… especially since you are doing them a favor and not going through insurance… they should do more
They’re adding an exterior/interior detail as the first driver didnt put down a seat cover and stained the platinum white leather already.
Assuming the dent pops and roof re-paint come out well, I just want to move on. Not trying to nickel or dime them, I just want to enjoy the new rig