I have all my cars including a gl450 and bikes are insured with Allstate and I am pretty happy with their service.
received vin for the wagon 2 weeks ago and Allstate told me they don’t insure luxury cars .

any suggestions for other insurance careers ?
I am in NJ

 

That’s odd. Try State Farm, they insure all of our vehicles and are very reasonable.

 

I have geico. At one point I had a 2018 Escalade, 2019 G63 AMG, and 2019 BMW m5 on one policy.

Never once mentioned anything about luxury cars.

I wonder if they made a typo or something in the VIN to where it's coming up the wrong vehicle or value or something.

 

I called them again. They are saying they won’t insure anything over 150k unfortunately.
hagerty is quoting 5700 annual.
I will call gecko and state farm

 

Farmers Insurance covered my G63 but not the 4x4 squared which is covered by hagerty.

 

I had Allstate and switched to AAA Insurance for a similar reason, but primarily because AAA materially cheaper. I think I saved 30-40% moving to AAA. I am happy with the service and also signed up for their AAA Card which gets me included tows. AAA card pays for itself usually in 1-2 hotel visits for me.

 

Odd, $5700.00 is insane in my opinion. Im $3,600.00/ yr for both cars. In Arizona, which is typically a kind of an expensive state to insure in due to a lot of crazy drivers, rocks on the roads etc. When I lived in Washington State, I would say it was 20-30% less just living there than Arizona.

Here is my current policy with Geico.
2019 BMW M5
2019 G63 AMG

Both have higher than necessary coverage than a finance company would require but not crazy high coverages. 1000.00 deductible on each one. M5 is actually more expensive even though it's 1/2 the value.

 

Thanks for sharing details. So far Costco offered policy is cheapest ~ 300 / qtr.

let everyone know where I end up

 

Is this because you need to carry collision coverage due to leasing or financing the vehicle?

 

Strange response from Allstate. I have all of my things under Allstate coverage. I bought my G550 in June and I’m in SE PA, no problem from Allstate.

 

I've got full coverage on mine also, would be surprised to see someone not have full comp and collision on this vehicle wether financed or not? Mine is paid for, but I still have 100/300/100k, comp, collision, glass (no deductible), and 1000 deductible on everything else.

 

I remember liberty did the same with me a 2020 S63 Coupe, but not because of Luxury but because of the price of the car was more then the limit they would cover if its a total.

 

Allstate has a cap of 150k MSRP at least in my area unfortunately. I never knew myself .

 

This isn't helpful: but damn! I hate Allstate and State Farm too.......while I'm at it, Farmers can eat chit too.....I've been through all of them and they're horrible, at least here in NC.
It's pretty lame to say to a customer, (not sure how long you've done business with them), that they won't insure one of your cars!

 

It's funny they insured the 2017 G550 4X4 in 2017 with an MSRP of $235K, and didn't want to insure the 2020 S63 Coupe in 2020 with an MSRP of $220k!

 

For another data point I have USAA in NC, and for my 2023 G63 it's $1,150 per year with $500 deductible.

 

I would try Pure. Have them for all my coverage and found them good and very reasonable.

 

State Farm for me. Best rate I can find.
G63​​​​
Aston Martin DB11
E300
C300
GLA250
Honda Accord.

 

Pure is great but pricey. Use them as well.