Car insurance voided while at track-schools ?
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From: Long Island, NY
SL63
Car insurance voided while at track-schools ?
Just an FYI, according to the NY Times:
Weekend warriors are uninsured if they participate in track days or attend high-performance driving schools. Jerry Kunzman, executive director of the National Auto Sport Association, said that participation at its track events had jumped fivefold since 2003 and that many of those drivers had no idea they were not covered. Policies exclude damage at any location that could accommodate racing, timed or not. That eliminated coverage during high-performance driving schools and track days.
To make matters worse, asking insurers to clarify coverage could result in a nasty surprise. Mike Barr, a dentist from Palm Beach, Fla., called the insurer USAA to see if his policy covered his Subaru WRX STi on the track.
“Some months later I got a letter from USAA saying they were going to discontinue coverage,” he said.” “They dropped me because I asked about” performance driving schools. “They confirmed it verbally when I called to inquire further.” A USAA spokesman said Dr. Barr was canceled for “several reasons,” but would not elaborate.
http://www.nytimes.com/2008/10/19/au...es&oref=slogin
http://www.leftlanenews.com/gps-syst...top-speed.html
http://www.tracktimemotorsports.net/gpage.html
http://www.nasaproracing.com/hpde/index.html
Weekend warriors are uninsured if they participate in track days or attend high-performance driving schools. Jerry Kunzman, executive director of the National Auto Sport Association, said that participation at its track events had jumped fivefold since 2003 and that many of those drivers had no idea they were not covered. Policies exclude damage at any location that could accommodate racing, timed or not. That eliminated coverage during high-performance driving schools and track days.
To make matters worse, asking insurers to clarify coverage could result in a nasty surprise. Mike Barr, a dentist from Palm Beach, Fla., called the insurer USAA to see if his policy covered his Subaru WRX STi on the track.
“Some months later I got a letter from USAA saying they were going to discontinue coverage,” he said.” “They dropped me because I asked about” performance driving schools. “They confirmed it verbally when I called to inquire further.” A USAA spokesman said Dr. Barr was canceled for “several reasons,” but would not elaborate.
http://www.nytimes.com/2008/10/19/au...es&oref=slogin
http://www.leftlanenews.com/gps-syst...top-speed.html
http://www.tracktimemotorsports.net/gpage.html
http://www.nasaproracing.com/hpde/index.html
