insurance company attempting robbery of my mercedes 646,000 miles
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Newbie
Joined: Jan 2013
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91 mercedes 300e, 83 300dt
insurance company attempting robbery of my mercedes 646,000 miles
I personally driven 3 mercedes (combined) well over a million miles. Chose to take my 91 300e to a million and now with 646,000 miles on her (gas) same engine no rebuild was rear ended by a careless driver. She is fixable but insurance company says it a totaled because of the age and mileage. The mileage is the asset. At this point in the game it wont make it to the mercedes meusem, on the david letterman or jay leno show or be able to be used for advertising campaigns for mercedes longevity because of a careless driver. They want to pay me 2,200.00 for her and think Im satisfied. Ok guys and gals get the word out please.
Out Of Control!!
Joined: Aug 2010
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From: Charlotte NC area
2019 WS222 S450 4-Matic / 2007 W211 E350 4Matic (Sold) / 2008 X164 GL320 CDI
Find a few "Comparable" cars and prove that it is worth over the $2200.
What is the repair cost estimate?
What is the repair cost estimate?
Thread Starter
Newbie
Joined: Jan 2013
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91 mercedes 300e, 83 300dt
they ignore any coparable but ther own
estimate to repair about 4,000. sent them comps ranging from 4,900-5,600. They found a junker listed for sale at 1,900 and credited me $200.00 For my $569.00 tires. The issue is make me whole as to where I was so I can continue on my journey to well past the million mile mark. Whats that worth? At present that opportinity has been taken by a careless driver. Whats that worth? and thank you for your reply.
Out Of Control!!
Joined: Aug 2010
Posts: 12,516
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From: Charlotte NC area
2019 WS222 S450 4-Matic / 2007 W211 E350 4Matic (Sold) / 2008 X164 GL320 CDI
Keep sending them Comps and point out why their $1900 car is not comparable.
I went through this with a totaled 1989 Rage Rover in 1995 and ended up getting their initial $16K offer up to $21k
I went through this with a totaled 1989 Rage Rover in 1995 and ended up getting their initial $16K offer up to $21k
Member
Joined: Mar 2003
Posts: 165
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From: San Diego, CA
07 S600 Designo, 03 SL500, 1959 220S
While the high mileage is impressive, it only gives the car a high value to you and most other people would not see a car with that high of mileage as valuable. The insurance is making a fair and reasonable offer, and if the car has that much sentimental value to you then you're going to have to pay for it to get fixed out of pocket.
Out Of Control!!
Joined: Aug 2010
Posts: 12,516
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From: Charlotte NC area
2019 WS222 S450 4-Matic / 2007 W211 E350 4Matic (Sold) / 2008 X164 GL320 CDI
The issue is they owe you enough to get a comparable car.
Don't settle for less.
If you have been a customer for any length of time and they hope to keep you as a customer, they will make you happy (as long as you are reasonable).
Don't settle for less.
If you have been a customer for any length of time and they hope to keep you as a customer, they will make you happy (as long as you are reasonable).
Thread Starter
Newbie
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91 mercedes 300e, 83 300dt
Im dealing with the careless drivers insurance company. Also, the statutes reads comparable car in model, age and mileage. Impossible to find mileage that is comparable or is it. We're at a stalemate.
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Out Of Control!!
Joined: Aug 2010
Posts: 12,516
Likes: 628
From: Charlotte NC area
2019 WS222 S450 4-Matic / 2007 W211 E350 4Matic (Sold) / 2008 X164 GL320 CDI
Is it a big insurance company runninmg a lot of feel good advertising?
Have you been with them a while?
Do you have a lawyer friend to help you write a persuasive (but reasonable) letter explaining what you consdider to be comparable to a car you have personally maintained and trusted for 600,000 miles, and request them to put on paper exactly what they consider to be "comparable", and why the cars you priced out are not and why the one they found is.
Notably (VERY) copy your Lawyer friend
Have you been with them a while?
Do you have a lawyer friend to help you write a persuasive (but reasonable) letter explaining what you consdider to be comparable to a car you have personally maintained and trusted for 600,000 miles, and request them to put on paper exactly what they consider to be "comparable", and why the cars you priced out are not and why the one they found is.
Notably (VERY) copy your Lawyer friend
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Senior Member
Joined: Mar 2011
Posts: 277
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From: Nebraska
2005 CLK500 cab, 2004 S600 designo mocha
It looks like bluebook (and real) value for the car are a little over $3,000. You should be paid at least that, maybe $3,500 if the insurance company is really generous.
Do you by chance mean they're paying you $2,200 and you get to keep your damaged vehicle? Because that sounds about right. Like $3,200 and you have to pay $1,000 to buy back = $2,200 ?
Do you by chance mean they're paying you $2,200 and you get to keep your damaged vehicle? Because that sounds about right. Like $3,200 and you have to pay $1,000 to buy back = $2,200 ?
Senior Member
Joined: Mar 2011
Posts: 277
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From: Nebraska
2005 CLK500 cab, 2004 S600 designo mocha
Well that makes a lot more sense. They're totaling out our vehicle, and you are opting to buy it back. Price sounds about right. Unfortunately, insurance company cannot pay you for sentimental value.
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Newbie
Joined: Jan 2013
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91 mercedes 300e, 83 300dt
its much more than sentimental value, see post #1, a deliberate goal to surpass 1 million miles for various reasons stated and those come with alot of value. A million mile car gets alot of media coverage.
Out Of Control!!
Joined: Aug 2010
Posts: 12,516
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From: Charlotte NC area
2019 WS222 S450 4-Matic / 2007 W211 E350 4Matic (Sold) / 2008 X164 GL320 CDI
You have to focus on what the policy covers.
Make them show you what they consider "comparable", and you show then why they are incorrect.
The only way to win is to be Reasonable and FIRM,
and FIRM and Reasonable.
Know what you want/need, have good solid LOGICAL reasons why it is within the policy.
Don't over think it, or try to out smart them (They are experts in that area).
Instead, keep the discussion very simple.
Them: Here is a car that is comparable.
You: I don't agree for reasons 1, 2, 3, . . .
You: Here is a car I think is comparable.
(If they don't agree) Ask why they don't agree.
Good luck.
Out Of Control!!
Joined: Aug 2010
Posts: 12,516
Likes: 628
From: Charlotte NC area
2019 WS222 S450 4-Matic / 2007 W211 E350 4Matic (Sold) / 2008 X164 GL320 CDI
Get prices on 100k, 200k, etc. that show that if well maintained the value stops decreasing with mileage.
Show that if you simply want to replace it with a car of EQUAL condition, they owe you what you are asking.
Junior Member
Joined: Dec 2012
Posts: 46
Likes: 1
C300
to be honest the 600k miles is more of a boast than a value item
your insurance would only give you the value of your car and that year against condition.
never accept the first offer and always counter with comparisons. facts and figures work better for you than emotions
your insurance would only give you the value of your car and that year against condition.
never accept the first offer and always counter with comparisons. facts and figures work better for you than emotions
Thread Starter
Newbie
Joined: Jan 2013
Posts: 11
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91 mercedes 300e, 83 300dt
its not a boast its a rare fact of deliberate intentions to surpass the million mile mark because yes that comes with alot of value. Read up on high mileage cars reguardless of the make and see the benefits bestowed upon those people that made it without interuptions from a careless driver. thanks for your reply.
