2010 S400 Gas Engine Locked up. Please help !! I need info on engine type
03-08-2016, 02:24 AM
#26
MBWorld Fanatic!
i don't think OP's own insurance policy would provide any coverage under the comprehensive portion of the policy. Typical wording for a comprehensive policy is as follows:
"comprehensive coverage means coverage for loss or damage other than loss or
damage to which collision coverage applies and includes coverage for loss or
damage caused by missiles, falling or flying objects, lightning, fire, theft or attempted
theft, earthquake, windstorm, hail, rising water, malicious mischief, riot or civil
commotion or the stranding, sinking, burning, derailment, upset or collision of a
conveyance in or on which a vehicle is being transported on land or water, vandalism
and impact with a domestic or wild animal, either living or dead;"
"comprehensive coverage means coverage for loss or damage other than loss or
damage to which collision coverage applies and includes coverage for loss or
damage caused by missiles, falling or flying objects, lightning, fire, theft or attempted
theft, earthquake, windstorm, hail, rising water, malicious mischief, riot or civil
commotion or the stranding, sinking, burning, derailment, upset or collision of a
conveyance in or on which a vehicle is being transported on land or water, vandalism
and impact with a domestic or wild animal, either living or dead;"
03-08-2016, 02:29 AM
#27
MBWorld Fanatic!
typical exclusion wording:
Own Damage Coverage does
not cover loss or damage:
- to tires, unless the loss or damage is caused by fire, theft, or malicious mischief,
or is coincidental with other loss or damage;
- to any part of the vehicle resulting from mechanical breakdown, rust, corrosion,
wear and tear, explosion within the combustion chamber, or freezing, unless
caused by fire, theft, malicious mischief or coincidental with other loss or
damage;
- consisting of mechanical or physical failure of the vehicle or any part of it;
Own Damage Coverage does
not cover loss or damage:
- to tires, unless the loss or damage is caused by fire, theft, or malicious mischief,
or is coincidental with other loss or damage;
- to any part of the vehicle resulting from mechanical breakdown, rust, corrosion,
wear and tear, explosion within the combustion chamber, or freezing, unless
caused by fire, theft, malicious mischief or coincidental with other loss or
damage;
- consisting of mechanical or physical failure of the vehicle or any part of it;
03-09-2016, 08:31 AM
#29
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Join Date: Feb 2004
Location: Houston, TX
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MY2004 E320
SOLD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Welcome S550
Okay Friends.........Bloody rebuilt engine had a "shake" that was driving me NUTS. Some balancing issue that 3 shops could not figure out.
Finally I broke down, took a gigantic loss and traded it in on a 2013 S550 last night. Obsidian black with beige interior - P2 and AMG Sport PLUS ONE package.
I am not very happy losing money but Mercedes HYBRID is in my PAST now!!!!!
Finally I broke down, took a gigantic loss and traded it in on a 2013 S550 last night. Obsidian black with beige interior - P2 and AMG Sport PLUS ONE package.
I am not very happy losing money but Mercedes HYBRID is in my PAST now!!!!!
03-09-2016, 10:00 PM
#35
MBWorld Fanatic!
Originally Posted by xpl0sive
i don't think OP's own insurance policy would provide any coverage under the comprehensive portion of the policy. Typical wording for a comprehensive policy is as follows:
"comprehensive coverage means coverage for loss or damage other than loss or
damage to which collision coverage applies and includes coverage for loss or
damage caused by missiles, falling or flying objects, lightning, fire, theft or attempted
theft, earthquake, windstorm, hail, rising water, malicious mischief, riot or civil
commotion or the stranding, sinking, burning, derailment, upset or collision of a
conveyance in or on which a vehicle is being transported on land or water, vandalism
and impact with a domestic or wild animal, either living or dead;"
"comprehensive coverage means coverage for loss or damage other than loss or
damage to which collision coverage applies and includes coverage for loss or
damage caused by missiles, falling or flying objects, lightning, fire, theft or attempted
theft, earthquake, windstorm, hail, rising water, malicious mischief, riot or civil
commotion or the stranding, sinking, burning, derailment, upset or collision of a
conveyance in or on which a vehicle is being transported on land or water, vandalism
and impact with a domestic or wild animal, either living or dead;"
Some stuff we covered was diesel fuel introduced into a gas engine, an engine seized when a Jiffylube forgot a drain plug, and a car a teen age girl drove on the bare rims to avoid stopping at night in a bad neighborhood.
As long as the car has comp, any damage, including mechanical damage, that was caused by a sudden, accidental event (not normal wear and not a mechanical breakdown) there may be coverage.
In this guys case, someone drained the engine and forgot to refill it. We'd pay that and then go back against the shops garage keepers liability insurance for the replacement engine. Insurance carriers are usually members of binding arbitration so no lawsuits or anything. Just mail the claim and evidence to the arb board, a 3 member panel hears the case and issues a verdict.
Last edited by Mike5215; 03-09-2016 at 10:05 PM.
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MrRat (03-15-2016)
03-15-2016, 03:22 PM
#36
Member
I know the OP didn't use your advice but that's a good thing to know about. The insurance company has way more leverage than the average consumer.
I had an occasion where an electric Water heater catastrophically failed prematurely, my homeowners insurer eventually returned my deductible after successfully pursuing the manufacturer.
I had an occasion where an electric Water heater catastrophically failed prematurely, my homeowners insurer eventually returned my deductible after successfully pursuing the manufacturer.
Last edited by MrRat; 03-15-2016 at 04:20 PM.
