Mason.Safari

Wouldn't the insurance cover the windshield ?

hctruong

Sorry to hear this happened to you on such a recent acquisition.
As a former insurance claims adjuster, I can tell you that one single Comprehensive (glass) claim is unlikely to cause a reputable insurer to cancel your policy. You should look at your claims history with your current insurer over the past 3-5 years. If you haven't had any claims where your policy paid out significant damages to either you or a third-party, you shouldn't fear a cancellation due to one single windshield replacement (even if it ends up costing $2500+).
That said, even glass claims do have an ability to stay on your record - my claim for the cracked windshield in mid-2020 is still listed as an "event" on my policy renewals. Whether or not this causes your premiums to increase on the next renewal is dependent on your insurer's underwriting team.

hyperion667

Insurance companies are scum pure and simple.

as.thompson

But Hyperion, They provide a service that most people need. If you don't want their service or lack thereof can't you just not use them and self-insure?

hyperion667

In NC it's required to have insurance to drive.
A couple of years ago the company I used for auto insurance told me they'd no longer insure my AMG but would gladly continue to provide for my other cars and my wifes car as well as homeowners insurance. I decided to tell them to fawk off and went with a different company. I used to not even get homeowners but a friend talked me into it. Odin forbid I ever have to make a claim as I know they'll find someway to fawk me over.
It's all a bunch of BS.

jenz

Look into a reputable installer of Exoshield, which is basically windshield PPF - has saved me from at least 10 windshield cracks