Sold my R32 and moved up in the world
MBWorld Fanatic!
Joined: Jun 2010
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From: Puerto Rico
2005 E55 AMG
There is no way that there is 16K in damages there, perhaps if the dealer was the one doing the estimate and they are raping you with the parts. $10K TOPS.. $8K would be my guess but I'm sure that even with $5K-$6K you should be able to put it good as new.
Super Member
Joined: Jun 2009
Posts: 845
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From: San Ramon, CA
A Prius because I'm green
Because I can't make out clearly but I see decals on his window for getting on post so I'm curious if he's military. I have USAA so I'd be annoyed if they low balled him like that. I doubt they would considering the black book value they gave me with more miles was just shy of 30k.
MBWorld Fanatic!
Joined: Mar 2011
Posts: 1,879
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From: Orange County, CA.
one car at a time
Because I can't make out clearly but I see decals on his window for getting on post so I'm curious if he's military. I have USAA so I'd be annoyed if they low balled him like that. I doubt they would considering the black book value they gave me with more miles was just shy of 30k.
Super Member
Joined: Jun 2009
Posts: 845
Likes: 0
From: San Ramon, CA
A Prius because I'm green
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Thread Starter
Junior Member
Joined: Aug 2012
Posts: 28
Likes: 0
04 E55
the original quote was about 9k without pulling anything apart, then they lifted the hood and everything between the bumper and engine was smashed. or should i say "not perfect."
I agree that it can be fixed for much less, my local shop here in NH (accident was in delware, where i had no idea where to take it) said that they could do it for around 10k out the door. and thats a high sided estimate.
but the insurance company said there was "too much damage to even consider another shops opinion." so now im battling for at least what i payed for it.
Junior Member
Joined: Sep 2012
Posts: 59
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From: OHIO
2005 E55 AMG / 2008 GL550
Because I can't make out clearly but I see decals on his window for getting on post so I'm curious if he's military. I have USAA so I'd be annoyed if they low balled him like that. I doubt they would considering the black book value they gave me with more miles was just shy of 30k.
Wow!!! R32sSayBwaaa, I was really enjoying reading the E55 experience you were having. I'm sorry this happened to you. Not sure if I missed it, but did you finance this car? If you did finance the car did you have GAP INSURANCE?"Has your car been modified from its factory state?" Is always an underwriting question insurance companies ask. I have modified most of my cars & I always say no. Problem with that is you don't get the value for the mods if something happens. Not really sure what can happen if you do admit to the mods, never done that or had to deal with it.
Member
Joined: Jun 2009
Posts: 126
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2004 m3, 2005 e55
Bargain with the adjuster... Lie and say you took it to a body shop and they said 10- 12k...with all the people parting out cars on here... You will pay way less then 12k for fix
.. My m3 had a similar hit which came to about 14k... And that was with progressive (by the way they will only pay for aftermarkets parts unless unavailable)... If your insurance is quoting dealer part prices.. It adds up quickly
.. My m3 had a similar hit which came to about 14k... And that was with progressive (by the way they will only pay for aftermarkets parts unless unavailable)... If your insurance is quoting dealer part prices.. It adds up quickly
Junior Member
Joined: Sep 2012
Posts: 59
Likes: 0
From: OHIO
2005 E55 AMG / 2008 GL550
Bargain with the adjuster... Lie and say you took it to a body shop and they said 10- 12k...with all the people parting out cars on here... You will pay way less then 12k for fix
.. My m3 had a similar hit which came to about 14k... And that was with progressive (by the way they will only pay for aftermarkets parts unless unavailable)... If your insurance is quoting dealer part prices.. It adds up quickly
.. My m3 had a similar hit which came to about 14k... And that was with progressive (by the way they will only pay for aftermarkets parts unless unavailable)... If your insurance is quoting dealer part prices.. It adds up quickly
No sure if I'm following you there? I don't get what you mean? You figured out what your gonna do?
Never really seen an adjuster "Take" anybody's word for anything either...
Last edited by Ike Luv; Dec 1, 2012 at 01:28 PM.
Thread Starter
Junior Member
Joined: Aug 2012
Posts: 28
Likes: 0
04 E55
I'm a commercial insurance broker & USAA is probably THE BEST general consumer insurance company in the country. I wish I could get it myself, but last time I checked you must be in the military or directly related to someone that is.
Wow!!! R32sSayBwaaa, I was really enjoying reading the E55 experience you were having. I'm sorry this happened to you. Not sure if I missed it, but did you finance this car? If you did finance the car did you have GAP INSURANCE?
"Has your car been modified from its factory state?" Is always an underwriting question insurance companies ask. I have modified most of my cars & I always say no. Problem with that is you don't get the value for the mods if something happens. Not really sure what can happen if you do admit to the mods, never done that or had to deal with it.
Wow!!! R32sSayBwaaa, I was really enjoying reading the E55 experience you were having. I'm sorry this happened to you. Not sure if I missed it, but did you finance this car? If you did finance the car did you have GAP INSURANCE?"Has your car been modified from its factory state?" Is always an underwriting question insurance companies ask. I have modified most of my cars & I always say no. Problem with that is you don't get the value for the mods if something happens. Not really sure what can happen if you do admit to the mods, never done that or had to deal with it.
MBWorld Fanatic!
Joined: Jun 2009
Posts: 4,429
Likes: 61
From: Cypress, TX
'06 E55, '15 Jeep SRT8, '94 Mustang GT
Because I can't make out clearly but I see decals on his window for getting on post so I'm curious if he's military. I have USAA so I'd be annoyed if they low balled him like that. I doubt they would considering the black book value they gave me with more miles was just shy of 30k.
