Started a new thread to make it easier. I am attaching insurance initial offer.

I don't want to poison thoughts so won't say anything and wait for your comments.

Thanks

I know we all think our cars are perfect but mine vs. the moded and thrashed comps they used was pristine before the accident.

 

The offer seems reasonable, if you have any recent payouts, say for brakes then this should be added in, but actually the price is not that bad.
Do you have any big ticket items added to the car?
It does have 57000miles or 92000km, not a lot, but. Have they taken into account the P2 option package, not sure if I seen it on the spec sheet. Personally I would look at the other cars listed and see if they compare! You may get the insurance co to spring for the 09 if it is a better deal.


Also go to a MB dealership for another few comparisons, a CPO would be nice.If you purchased yours from a MB dealer then that where I would start.

 

I'm assuming that they keep (sell) the car?

 

You can't replace a 2008 E63 in like condition and miles for less than $43K before tax in the Seattle area. The 2009 in their comparable was wholesaled to a secondary dealer as the Mercedes dealer would not put it on their lot.

 

Possibly a few thousand more you can get for any recent services you can get a % of that back, look in the for sale here for similar, and local sales as well. I'm sure they will go up some more, given that you produce evidence to support an increase.

 

Yes. Whomever buys it is getting a gift. Besides the damage the engine and trans are pristine.

 

then provide proof of those vehicles and show them what the most comparable car out there would be... Most of the time if you show them proof they will increase the payout price on par.

 

OP-
I can't stress enough the importance of comparable vehicles. That is THE MOST IMPORTANT ELEMENT when it comes to dealing with ins companies and getting what the car is 'worth'. I was in a very similar situation with a BMW I owned. It wasn't a person I swung over to avoid hitting, but a larger raccoon or the like. Long story short without getting into details, the ins company gave comparables that were substantially lower than what I knew the car was potentially worth as it sat. Literally, they low-balled by several thousand dollars (ie think $5K+ less). But that's the adjuster/ins company's job to get it closed as efficiently and quickly and low-balled as possible. I pulled comparables from every website I know that sold that particular BMW I owned. I pulled edmunds and other car valuation reports as proof that their offer was too low. Vehicles as close to mileage, condition, options etc. as your car. I even had a lawyer draft up a short letter threatening good faith - which worked in my case as I settled for almost $6,5K more than their initial offer.

I am telling you right now, the comparables are the most crucial part of your case and getting more money. Mods, maintenance etc. might help a little, but comparable vehicles are key. It will take you time to gather all this information, but in the end, you will get several thousand dollars more from the ins company. I am speaking from experience, don't give in.

Having said this, I don't know what E63 market is like, how much they're selling for, condition and such. Their valuation might not be that far off, I am just speaking from experience of not giving in on their initial offer. Counter with backup information on comparables. If they are truly lowballing by a significant amount, threaten with good faith letter by an attorney - if needed and deserved, not because you're thinking it's worth a grand more, but something that is great deal more than their offer. Good luck, it's the biggest PITA dealing with ins companies.

 

That is what I have already done.

 

armoE55 is spot on.I was in a scenario like you and him with my previous 911 that I hit while trying to avoid a deer in the dead of the winter months. They ended up paying out almost $4K more than the original offer.

 

why dont you buy it back and fix it your self???

 

Well, then why not buy it back? I don't understand.

You said the engine and trans are pristine (no leaks etc.) other than the damage, therefore, the car shouldn't be totaled.

So, buy it back and fix it

What's the problem?

 

Just did a quick search for 08-09 E63 on Autotrader.com any distance from 36695 zip code, there are 34 cars to choose from. 30-39500 dollars.

 

2009 Mercedes-Benz E63 AMG Sedan 14 Photos
Price $48,900

Miles 23428 Miles StockMP0354 Certified Mercedes-Benz Warranty for one year and unlimited mileage. Two additional years of CPO Warranty are available. Sold, serviced and traded-in here for new E63. As-New, Never damaged. Non-smoker, Clean CARFAX. Original MSRP $95,695 includes Premium TWO package, COMAND with Navigation and Voice Control, Heated and Active Ventilated Front Seats, Power Rear Sunshade, Bi-Xenon Headlamps, KEYLESS-GO, PARKTRONIC, Rear Side Window Blinds, PANORAMA Sunroof, Black Birdseye Maple Wood trim, and Electronic Trunk Closer. More info Phone: 1-888-347-1240
South Carolina MB dealership

Do I hear flight and then roadtrip

 

Because to have someone fix it will cost close to 30 grand. The salvage value is 10K so I would be 40K in it when done.

 

30 grand for body damage? How bad was this?

Maybe I'll check the original thread...

 

If you look at the comparison chart. There are quite a few features missing from the "comparable" cars.

 

When you have a lizard as your company mascot just what do you expect from the company, they are not going to offer you a better comparison if they feel you will bite on their offer, really 38K is nothing to laugh about, try for 40 and start looking for other "more" comparable cars to increase your bargaining power.

 

There was one that just got sold for $34K 2008 e63 with 44K miles and P02 package, black and in pristine condition at RC Automotive in Salt Lake City.
To bad, you could have had that one and some cash on the side.

 

I saw the original photos and I am not sure where you are getting 30k to fix the car? It didn't look too bad, but please add some more photos of the damaged areas.

 

This.

 

This.... I tried to tell OP this in previous thread. A good insurance company will almost always pay you more than you expect. In 25 years of driving I have had farmers 90% of that time. They paid out on two cars and it was more that I had expected both times.

 

The body work is around 6K. $27K in mechanical parts underneath including labor. The rocks and the sign basically gutted the underside of the car including up into the engine bay.

No, I would not take it to an indy shop to do the work. I told the dealer I wanted it fixed such that no mechanic could ever tell anything happened or I did not want it back. No non OEM parts, rebuilds, salvage or whatever. Brand new OEM or nothing.

We pay insurance to be made whole and that is what I expect.

 

I would not buy one of these cars from a non mercedes dealer. Not unless I could get a full warranty to 100K miles.

 

All I can say is, buy "stated value" insurance in the future.
You are not alone thinking like everyone, my car is worth more.
$38k is not bad.