Full Coverage Insurance?
Thread Starter
Senior Member
Joined: May 2010
Posts: 302
Likes: 0
From: California
E63 AMG
Full Coverage Insurance?
I was wondering, since our vehicles are old and most of us keep them in great condition, do you guys still have full coverage insurance?
I still maintain full coverage but I just started thinking if it’s still worth it? I feel like it’s worth it because my car still looks fckn good and performs well but I wanted to get your guys thoughts?
I still maintain full coverage but I just started thinking if it’s still worth it? I feel like it’s worth it because my car still looks fckn good and performs well but I wanted to get your guys thoughts?
Super Member
Joined: Jun 2017
Posts: 899
Likes: 140
2005 E55
I was wondering, since our vehicles are old and most of us keep them in great condition, do you guys still have full coverage insurance?
I still maintain full coverage but I just started thinking if it’s still worth it? I feel like it’s worth it because my car still looks fckn good and performs well but I wanted to get your guys thoughts?
I still maintain full coverage but I just started thinking if it’s still worth it? I feel like it’s worth it because my car still looks fckn good and performs well but I wanted to get your guys thoughts?
MBWorld Fanatic!
Joined: Nov 2008
Posts: 1,916
Likes: 39
From: Northern VA
2006 E55
I just replaced my front bumper (and all the required parts), splash shield, oil cooler and had the hood resprayed after a minor collision with some junk on the highway.
The bills was $5K.
Definitely worth it for me.
The bills was $5K.
Definitely worth it for me.
MBWorld Fanatic!
Joined: Sep 2018
Posts: 3,255
Likes: 936
From: New Orleans Area
2015 E400 Sedan
KInda depends on what your car is worth, cash you have saved, increase in payments for full coverage.
HOw likely you are to ever need it based on your driving and luck history
HOw likely you are to ever need it based on your driving and luck history
SPONSOR
Joined: Sep 2014
Posts: 3,647
Likes: 818
From: Worldwide
2007 Mercedes E63 AMG
if you own an AMG...ALWAYS ALWAYS have full coverage. the rear bumper shell (W211 E63) alone cannot be found used and new retails for 1800 for the shell alone.
as far as damage to city property...in northern california the bay area in particular, it is fact that the city will attempt to fine you 10k for a guard rail...they look to it as a way to get you. the guard rail probably costs them 200, and labor 1000. but as you know with government agencies, money just appears and disappears.
as far as damage to city property...in northern california the bay area in particular, it is fact that the city will attempt to fine you 10k for a guard rail...they look to it as a way to get you. the guard rail probably costs them 200, and labor 1000. but as you know with government agencies, money just appears and disappears.
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MBWorld Fanatic!
Joined: Aug 2011
Posts: 3,428
Likes: 288
From: New Zealand
All you need is some a-hole to back into you in a car park, take off or have no money or insurance and you could be out a few thousand. I have always had full cover even on my crappiest cars. Here you get a free windscreen each year too with your policy, oem dealer installed screen on am AMG covers a lot of premiums.
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MBWorld Fanatic!
Joined: Jan 2010
Posts: 3,249
Likes: 257
From: Richmond, CA
2001 E320 Wagon, 2006 LBZ Silverado, 2007 E63 (sold), 2001 E55 (sold)
I have full coverage on my E63. My W210 E320 and beater Dodge Ram 1500 both just have liability since they're not worth enough to justify spending any more on insurance than that. I'm willing to walk away from either of them if they get wrecked.
Senior Member
Joined: Aug 2009
Posts: 349
Likes: 60
2004 E55 AMG / 2019 Audi Q7 / 1991 300TE
Full coverage for me and i was surprised it was only $75/mo. i don't drive the car to work daily and only estimated about 7,500 miles a year. also, it probably helps that i didn't own a car for 8 years and my driving record is squeaky clean for the time being.
has anyone had trouble getting a fair payout on a totaled car? i just checked kbb and it's high end value is still a few grand less than a paid 8 months ago.
has anyone had trouble getting a fair payout on a totaled car? i just checked kbb and it's high end value is still a few grand less than a paid 8 months ago.
MBWorld Fanatic!
Joined: Feb 2014
Posts: 6,190
Likes: 1,550
From: MA
2008 E350 4Matic, 2011 E350 4matic
As for your flat tire, depends on the state. I think the rule here is that the state doesn't pay, but if it's the city, they might pay up, depends on several factors. Laws of course vary in other states/cities.
MBWorld Fanatic!
Joined: Jan 2010
Posts: 3,249
Likes: 257
From: Richmond, CA
2001 E320 Wagon, 2006 LBZ Silverado, 2007 E63 (sold), 2001 E55 (sold)
It's pretty common for them to go after the insurance to pay for the guard rail. Otherwise it's your tax dollars that are going to be used to fix it. Why should the taxpayer pay for it when you know who actually did it?
As for your flat tire, depends on the state. I think the rule here is that the state doesn't pay, but if it's the city, they might pay up, depends on several factors. Laws of course vary in other states/cities.
As for your flat tire, depends on the state. I think the rule here is that the state doesn't pay, but if it's the city, they might pay up, depends on several factors. Laws of course vary in other states/cities.
I was one of the first to blow out a wheel/tire on it. Shortly after there were 5-6 more cars pulled over with flats after hitting the same spot.
MBWorld Fanatic!
Joined: Mar 2005
Posts: 2,420
Likes: 194
From: America
1999 C43 AMG, 2005 E55 Wagon
Without a doubt, I always get full coverage on my daily drivers. It's paid for itself twice so far.
Even when my wife totaled my 99 C43, full coverage still paid for a $6,500 repair.
Even when my wife totaled my 99 C43, full coverage still paid for a $6,500 repair.
