Help! Buying out lease + recommended work
MBWorld Fanatic!
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From: Canada
2023 E63S Wagon
They start out around 12mm new
the sensor telling you need new pads turns on around 3mm
You have way more then 3mm of pad left in those pics!
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2018 AMG E63s Ed1
FYI,
In these cars, the rear brakes serve as the active limited slip diff component (ie applying rear brakes for traction control). It is interesting that one side of the rear brakes is more worn than the other. Lots of snow driving?
In these cars, the rear brakes serve as the active limited slip diff component (ie applying rear brakes for traction control). It is interesting that one side of the rear brakes is more worn than the other. Lots of snow driving?
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2020 E63S
hmm interesting - I actually live and drive in Southern California. No snow action just yet.
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From: Scottsdale, Arizona
2001 E55AMG
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E63S
From Fidelity terms I reviewed when shopping around:
Exclusions from coverage: this service contract will not pay or reimburse you for:
…
Any consequential damages (including but not limited to fire damage), secondary damages, or other costs that you might suffer as a result of the need to repair or replace a covered part;
…
…
Any consequential damages (including but not limited to fire damage), secondary damages, or other costs that you might suffer as a result of the need to repair or replace a covered part;
…
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From: Scottsdale, Arizona
2001 E55AMG
You're mixing two different circumstances, secondary damages is referring to originally non covered components. Completely hypothetical but say your control arm has complete failure, like your front of the car is now dragging on the ground, Fidelity will pay to fix the mechanicals, control arms and beyond, but not any body or paint damage because those are exclusions, even if they're secondary damages from a covered component, does that make sense?
If your piston blows a hole in your block, Fidelity pays for engine replacement. If gears or clutches in your transmission blow, your transmission is replaced, we've seen it and our customers have experienced it. You take your Fidelity warranty to the dealership and Fidelity does what the dealership says, no fuss or games.
If your piston blows a hole in your block, Fidelity pays for engine replacement. If gears or clutches in your transmission blow, your transmission is replaced, we've seen it and our customers have experienced it. You take your Fidelity warranty to the dealership and Fidelity does what the dealership says, no fuss or games.
Last edited by Highline-Autos.com; Aug 1, 2023 at 05:47 PM.
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E63S
It says “any consequential damages”, not “some of”. The way I see it - they have a way out if they don’t want to cover a $50k engine replacement. IANAL, but that’s the reason I went with insurance that explicitly covers consequential damages.
*update* - to add, it was more expensive and for a shorter time period, there is no free cheese.
*update* - to add, it was more expensive and for a shorter time period, there is no free cheese.
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From: Scottsdale, Arizona
2001 E55AMG
SPONSOR
Joined: Apr 2021
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From: Scottsdale, Arizona
2001 E55AMG
Fidelity's premiums are reflective of their excellent claims payout percentages and coverage options. Just like buying a car, you can certainly find a way to spend less...
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E63S
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From: Scottsdale, Arizona
2001 E55AMG
Now you are just annoying me: “Any consequential damages … you might suffer as a result of the need to repair or replace a covered part;”. It would be great if it would be you who I could hold accountable in case Fidelity denies a claim, but it’s between me and their lawyers. I’m 100% sure you wouldn’t show up in court to testify in my favor in case they deny my claim.
If your piston goes through the block of your motor, congratulations you have a new motor coming your way.
If your piston ejects out your engine, and into your windshield, sorry the windshield is not going to be covered under the warranty, but your motor will still be replaced.
Last edited by Highline-Autos.com; Aug 1, 2023 at 06:52 PM.
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E63S
Since you are so committed to argue, please provide a link to terms of service and quote the exact text from there that supports your argument. Repeating the same explanation without any proof from their contract won’t get you anywhere. Specifically, I’m looking for an exclusion to the exclusion I provided above. Alternatively, if you sell a different plan from them, that doesn’t have this exclusion, then you are selling a better product than the one I was referring to.
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From: Scottsdale, Arizona
2001 E55AMG
Since you are so committed to argue, please provide a link to terms of service and quote the exact text from there that supports your argument. Repeating the same explanation without any proof from their contract won’t get you anywhere. Specifically, I’m looking for an exclusion to the exclusion I provided above. Alternatively, if you sell a different plan from them, that doesn’t have this exclusion, then you are selling a better product than the one I was referring to.
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From: USA
2018 E63S Wagon, 2017 Z51 Corvette
Archerrrus, is there any evidence of someone that had a engine blow, was covered by Fidelity, and were unhappy with the result? If not, you're just using semantics to push a lame argument.
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E63S
Again, consequential damages are referring to non covered components. If your car brakes, the warranty will replace all parts covered under warranty. If your car breakes, they will not coverer damage not covered by the warranty even if the repair was caused by a covered part. ...
You're mixing two different circumstances, secondary damages is referring to originally non covered components. Completely hypothetical but say your control arm has complete failure, like your front of the car is now dragging on the ground, Fidelity will pay to fix the mechanicals, control arms and beyond, but not any body or paint damage because those are exclusions, even if they're secondary damages from a covered component, does that make sense?
..
..
https://www.bbb.org/us/fl/deerfield-...plaints?page=7
Few examples:
1. The claim was denied because the radiator is not a listed covered component of the contract. The engine was also denied because the failure was due to consequential and overheat damage due to the failed radiator, which is also excluded under the terms and conditions of Mr. ****'s contract.
2. At the time, the repair facility advised FWS that the constant velocity joint boot failed, resulting in damage to the left front constant velocity axle. The claim was denied because the constant velocity joint boot is not a listed covered component of the contract and the constant velocity axle failure was a consequential damage of the constant velocity joint boot failure, which is specifically excluded under the terms and conditions of the contract.
3. The inspector determined that the failure was consistent with a long-term coolant leak, along with a timing chain failure resulting in a catastrophic failure to the vehicle..... As a result, the claim was denied, because of overheat condition, which is specifically excluded under the terms and conditions
So, I can't find a specific example of a claim with covered part taking out another covered part being denied. But, my understanding of consequential damages seems to be correct - they won't replace covered parts that were damaged by other uncovered parts. They also seem to be happy to deny any claim based on the exclusion part of the contract, which is point I tried to make earlier.
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From: Scottsdale, Arizona
2001 E55AMG
Look at the company's BBB reviews, shall we?
https://www.bbb.org/us/fl/deerfield-...plaints?page=7
Few examples:
1. The claim was denied because the radiator is not a listed covered component of the contract. The engine was also denied because the failure was due to consequential and overheat damage due to the failed radiator, which is also excluded under the terms and conditions of Mr. ****'s contract.
2. At the time, the repair facility advised FWS that the constant velocity joint boot failed, resulting in damage to the left front constant velocity axle. The claim was denied because the constant velocity joint boot is not a listed covered component of the contract and the constant velocity axle failure was a consequential damage of the constant velocity joint boot failure, which is specifically excluded under the terms and conditions of the contract.
3. The inspector determined that the failure was consistent with a long-term coolant leak, along with a timing chain failure resulting in a catastrophic failure to the vehicle..... As a result, the claim was denied, because of overheat condition, which is specifically excluded under the terms and conditions
So, I can't find a specific example of a claim with covered part taking out another covered part being denied. But, my understanding of consequential damages seems to be correct - they won't replace covered parts that were damaged by other uncovered parts. They also seem to be happy to deny any claim based on the exclusion part of the contract, which is point I tried to make earlier.
https://www.bbb.org/us/fl/deerfield-...plaints?page=7
Few examples:
1. The claim was denied because the radiator is not a listed covered component of the contract. The engine was also denied because the failure was due to consequential and overheat damage due to the failed radiator, which is also excluded under the terms and conditions of Mr. ****'s contract.
2. At the time, the repair facility advised FWS that the constant velocity joint boot failed, resulting in damage to the left front constant velocity axle. The claim was denied because the constant velocity joint boot is not a listed covered component of the contract and the constant velocity axle failure was a consequential damage of the constant velocity joint boot failure, which is specifically excluded under the terms and conditions of the contract.
3. The inspector determined that the failure was consistent with a long-term coolant leak, along with a timing chain failure resulting in a catastrophic failure to the vehicle..... As a result, the claim was denied, because of overheat condition, which is specifically excluded under the terms and conditions
So, I can't find a specific example of a claim with covered part taking out another covered part being denied. But, my understanding of consequential damages seems to be correct - they won't replace covered parts that were damaged by other uncovered parts. They also seem to be happy to deny any claim based on the exclusion part of the contract, which is point I tried to make earlier.
Keep in mind we do not know what levels of coverage each of these customers have purchased that goes into whether or not certain parts are covered....But the good thing is Fidelity is detailed in their responses.
1. and 2. in your example are cut and dry failures of non-covered components... nothing to do with your original posts, are you now implying non covered components should be repaired even if they're listed as exclusions? I'm confused.
3. It is the responsibility of the contract owner to bring repairs to Fidelity in a timely manor and have them fixed... you can't ignore a coolant leak over a period of time until there isn't any coolant left in the motor.
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From: Scottsdale, Arizona
2001 E55AMG
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E63S
You're mixing two different circumstances, secondary damages is referring to originally non covered components. Completely hypothetical but say your control arm has complete failure, like your front of the car is now dragging on the ground, Fidelity will pay to fix the mechanicals, control arms and beyond, but not any body or paint damage because those are exclusions, even if they're secondary damages from a covered component, does that make sense?
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E63S
Yes, that’s why I pointed out the exclusion of consequential damages from their contract. And now it’s clear that they are not shy to point to that list. Which proves my point that in case my claim is denied, the dispute is between me and their lawyers, who have their ***es covered by the contract very well.
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From: Scottsdale, Arizona
2001 E55AMG
You claimed “secondary damages is referring to originally non covered components”, while from the examples above, it’s clear that a non covered part took a covered part out and both were denied. While I gave a bad example with the engine, my concern still stands - they don’t cover consequential damages, even if consequential damage is to a covered part.
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E63S
We were originally talking about consequential damage caused by covered components. You claimed Fidelity wouldn't cover consequential damage to covered components caused by covered components, saying Fidelity would pay to replace a covered piston but not replace the motor that had been blown by said piston. All my examples involved covered components causing damage to other covered or non covered components. Now you're talking about something different entirely.
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From: Baltimore County, MD
'13 s212 63 p30. '06 LX470
Since you are so committed to argue, please provide a link to terms of service and quote the exact text from there that supports your argument. Repeating the same explanation without any proof from their contract won’t get you anywhere. Specifically, I’m looking for an exclusion to the exclusion I provided above. Alternatively, if you sell a different plan from them, that doesn’t have this exclusion, then you are selling a better product than the one I was referring to.
you are mixing types of coverage as very clearly pointed out to everyone but you.
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E63S
As a buyer of a fidelity platinum warranty and a pro at reading used car warranties, you are wrong. You are VERY wrong. And whomever sold you “extra” coverage is laughing their *** of in their Lamborghini from fleecing fools… sorry buts it’s just the truth.
you are mixing types of coverage as very clearly pointed out to everyone but you.
you are mixing types of coverage as very clearly pointed out to everyone but you.
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From: Canada
2023 E63S Wagon
Even Mercedes won’t fix your engine if your rad fails and you drive with no coolant.
This is not a default In Fidelity or any other warranty exception clauses . Its how life works and is practically common sense for anyone that’s been around.
I love my warranties. I had a 100k engine claim on a w212 that got paid out without blinking. You just can’t be a dumbass.
Check out the video below. Mercedes denied what you guys are arguing. No surprise to me.
This is not a default In Fidelity or any other warranty exception clauses . Its how life works and is practically common sense for anyone that’s been around.
I love my warranties. I had a 100k engine claim on a w212 that got paid out without blinking. You just can’t be a dumbass.
Check out the video below. Mercedes denied what you guys are arguing. No surprise to me.
Last edited by I.T. Guy; Aug 3, 2023 at 09:38 PM.
