Want to Insure Your Mercedes at the Track?

By Detroit Steel - November 25, 2015

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Thinking of taking your new Mercedes out for a few hot laps?

Well, you might want to consider this first: most insurance companies won’t cover your car if you have an accident on the track. And I’m sure there are a few here at MB World that have a horror story they can share on how they learned this the hard way.

Still, what’s the point of adding all those performance upgrades if you can’t enjoy all the benefits that come with them?

Lockton Motorsports understands your dilemma. So to help alleviate the stress that comes with hitting the track, the company offers supplemental insurance, as highlighted in a recent Road and Track report. The policy even includes older models. And it only takes a few minutes to get a policy emailed directly to your inbox.

Pricing depends on a number of factors but the site’s quick quotes provides some sense of the cost. For example, when the estimated car value of $35,000 is inputted into the site’s calculator, the pricing starts at $221 for a single-event policy and ranges up to $2,694 for coverage of 15 events.

For a car like the Mercedes-AMG GT S priced at $130,000, the policy lists a price of $793 for a single-event policy and nearly $10K for a 15-event policy. Pricey? Perhaps, but then again, I guess it’s all relative considering what it’d cost to repair that car after an unfortunate mishap on the track.