What Is The Best And Cheapest Insurance?

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Mar 14, 2006 | 07:33 AM
  #26  
USAA if you can obtain membership...
Reply 0
Mar 19, 2006 | 04:03 AM
  #27  
I'm 19 and pay $1392 every 6 months... And that's for 100/300k and 50k of coverage. Not bad if you ask me...
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Mar 19, 2006 | 06:42 AM
  #28  
24 and single, $420/6 months, Full Coverage, State Farm.
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Mar 19, 2006 | 02:07 PM
  #29  
Quote: USAA if you can obtain membership...
2nd that. USAA is outstanding.
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Mar 23, 2006 | 04:15 PM
  #30  
So, How is Unitrin? I can save about $200 a year if I go to them...I was just wondering how they are with claims and stuff? Not that I plan on having to make any, but you know.
Reply 0
Mar 23, 2006 | 04:56 PM
  #31  
Erie Insurance
Quote: but 15 mins or more can save u 15% or more on car insurance, by switching to geico
Had Geico until I read that they were helping the local police buy laser/radar guns. I'm not even a speeder anymore but that really pissed me off. I shopped and found Erie Insurance (out of PA- I'm in MD). The rates were great and they have been fantastic with a couple of claims. If they are in your area, check them out.

-The best way to get cheaper insurance, keep you record clean and turn 30.
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Mar 23, 2006 | 11:07 PM
  #32  
21st Century Rocks. I'm 25 and I pay $350 for 6mos. Full Coverage. They are fast claimers. Reputable and big. Only catch is you have to be a really good driver for coverage.
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Mar 24, 2006 | 06:05 AM
  #33  
Quote: 21st Century Rocks. I'm 25 and I pay $350 for 6mos. Full Coverage. They are fast claimers. Reputable and big. Only catch is you have to be a really good driver for coverage.

What's "FULL COVERAGE" defined as? Also, what are your deductibles?
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Mar 24, 2006 | 06:41 AM
  #34  
Here's mine for my truck:

BODILY INJURY & PROPERTY DAMAGE LIABILITY
##BI $100,000 EACH PERSON - $300,000 EACH ACCIDENT
##PROPERTY DAMAGE LIABILITY - $100,000 EACH ACCIDENT
PPI $1,000,000 NO DEDUCTIBLE
COMPREHENSIVE ACV LESS $500 DEDUCTIBLE
BROADFORM COLLISION ACV
##LESS $500 DEDUCTIBLE
UNINSURED/UNDERINSURED MOTORIST
##$100,000 EACH PERSON - $300,000 EACH ACCIDENT
PERSONAL PROTECTION INSURANCE(PIP)-$300 DEDUCTIBLE
##EXCESS MEDICAL/EXCESS WORK LOSS
LIMITED PROPERTY DAMAGE - $500

Total Policy Premium $425.50
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Mar 24, 2006 | 09:05 PM
  #35  
$512/6 months with $1000 deductible, perfect record but the wife sucks, so therefore is exxpensive... sucks being me, could've been cheaper
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Mar 24, 2006 | 09:22 PM
  #36  
If he was in Oregon or Cali, I would've recommended Wawanesa. I've heard nothing, but good things about them (i.e. customer service + and prices +)

LINK: Wawanesa Insurance
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Mar 24, 2006 | 11:56 PM
  #37  
$1,000 Deductible???
Reply 0
Mar 25, 2006 | 12:07 AM
  #38  
$500 deductible and full coverage means: basic liability: 15/30, and comp and collision
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Mar 25, 2006 | 12:11 AM
  #39  
Quote: $500 deductible and full coverage means: basic liability: 15/30, and comp and collision

Ooooh... If that is full coverage, what is 100/300 and 50k of coverage with a $100 deductible?
Reply 0
Apr 10, 2006 | 09:34 PM
  #40  
Yet another reason to stay away from those crooks State Farm:

http://news.yahoo.com/s/ap/20060411/...rina_insurance

Quote:
BILOXI, Miss. - A lawyer for U.S. Sen. Trent Lott (news, bio, voting record) said Monday that State Farm Insurance Co. is destroying documents that could show the insurer has fraudulently denied thousands of claims by Lott and other policyholders whose homes were destroyed by Hurricane Katrina.

Zach Scruggs, one of Lott's attorneys, says his client has a "good faith belief" that several State Farm employees in Biloxi are destroying engineering reports that gave conflicting conclusions about whether wind or water was responsible for storm damage.

Like thousands of Gulf Coast homeowners, Lott's claim was denied because State Farm concluded that Katrina's flood water demolished his beach-front Pascagoula home. State Farm says its policies do not cover damage from rising water, including wind-driven water.

But lawyers for the Mississippi Republican claim Bloomington, Ill.-based State Farm has routinely pressured its engineers to alter "favorable" reports that initially blamed damage on hurricane's wind, which the company's policies cover.
They will go to no end to screw their customers, I can't believe how many people still use them. Like a good neighbor my a$$.

Erik
Reply 0
Apr 11, 2006 | 01:04 PM
  #41  
I have Progressive Direct, I'm 34 and I pay $375.00 / 6 months. Coverage amounts are pretty high. $500.00 deductible.
Reply 0
Apr 14, 2006 | 06:08 AM
  #42  
I just switched to Geico.
I have no idea what they'll be like should I
ever need to make a claim, but then,
in 28 years of driving, I've never collected a dime
from any of the companies that insured me, only the
the other drivers.
Oh, wait, Farmers paid 350 towards a windshield.
But I had to fight them to keep them from
sending me to some chop shop, and forcing me to
use some crap glass,
despite they been collecting money for nothing
since 1986.

So, IMHO it's all money down a big hole, and
if a company is good today, they could still suck when
you go to collect down the road.

They all suck.

Oh and I pay 550 6 months with a perfect record, and
40 something years old. 100/300/100

Farmers kept trying to jack my rate up for no reason.
My agent always would fix it, and get it back down,
but now she says her hands are tied...
so see ya! They went from 500 for 6months
500 deductible when the car was new and worth more to 700 for
1000 deductible now that it's worth jack.
I'm gave farmers there walking papers.
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