Rick

My coupe got hit yesterday. I received a notice from Millennium MB in Bridgewater, NJ that they had several customers interested in my model, color and specific year. So I went up to talk to them. While walking out with the used car manager and general manager, an older man in a brand new E-class backed into my car.

My front bumper took the shot. The impact cracked the plastic from the headlight washer up to the headlight, buckled the area below the impact strip, chipped off and cracked a lot of paint, broke the front plate bracket, bent the plate/chrome plate frame, scratched the paint off all around it and busted off the right side of the Brabus lip. So much for the interested buyers....

He just took delivery of his E350...and his car only got a scratch from the plate frame.

Anyone know where I can get a good price on an AMG bumper for a C230 Coupe?

blown93lx

Yeah, The E-350 driver's insurance company.

Sorry to hear!

infected

I smell Lorinser!!

Buellwinkle

Ouch, you have to stay away from the geriatric ward (MB dealer). Them blue hairs will get you everytime.

Rick

hm...
My Insurance co says it's clearly his fault and I'm only responsible for the deductable (unless I sue)...His insurance claims he has not transfered the insurance (yet) AND say NJ is a "no fault" state, so they are not liable for anything.
Guess it's time to call my pitbull....oops, lawyer.
So, if I sue...I think I'm going for the throat. New AMG bumper (not liking the lorizer), bix, update fogs, repaint the entire car to make sure the paint matches, etc. etc. etc

dmatre

You only pay the deductable if it's your fault. If it's his fault, his insurance pays 100%. If he was driving off the lot, then the dealer confirmed his insurance, and he typically has 7-14 days to notify the insurance company that he's purchased a new car. In the interim, his coverage on the old car applies to the new.

An attorney can surely settle it, but your insurance agent should be able to explain the applicable coverage under your state's laws.

e1000

if you're not at fault, you shouldn't have to pay a deductible

also, I believe your insurance company should be the one suing the other driver.

Drop-a-Daimler

+1 on the dealer confirms insurance. They won't let you drive it off the lot without insurance unless you pay cash. For the exact reason described above.

e1000

not sure about NJ, but even if you do pay cash, most of the states I live in require all motorists to have some form of collision insurance to drive on public roads.

RumbleUK

Not having been in an accident or had any traffic violations myself (touch wood) but I was wondering if 'suing' (I hate that word) or asking the other party for the loss in future insurance discount was possible/common place?

I mean, next time you get you renewal quote or a new insurance quote and you have to declare this accident even though you're not at fault, if it cost more than a certain amount (I think $750) many insurance companies increase the premium. Also this is declareable for 3 years or more depending on the insurance company. You may want to consider that in your decision on reaching a settlement.

The law is all about making you 'whole' and not giving you more or less than you deserve, and if you're able to argue, ie with a letter from your insurance company, that your premium will be affected by this accident or even go down but not as much as it would have if you hadn't had this accident on your history then i'm sure you'd be able to claim something for that and deservedly so IMO

Rick

In NJ, Insurance laws are 100% "no fault" unless the car is parked (mine was). The "gentleman" that hit my car has still not registered his new car with his insurance company (according to the woman I spoke with at my insurance co.).

My losses at this stage are the following: The trade-in/resale value of the car is currently diminished because of the damage, there will be down time while the car is repaired, it looks like crap and my girlfriend (and her kid) already said so, the dealer that was going to offer "top dollar" is no longer interested....and then there's the insurance....

If I file a claim with my insurer, they will cover the costs of repairing my car and go after his insurance for the deductable. Further insult...I get hit with three points for three years and my rates will be affected as such. If I file through his insurer, then they will cover all but my deductable as required by law, but I get no points and no increase, which may be the better route.

Finally, a lawyer friend has sent him a registered letter requesting that he reimburse me for the full repair costs without involving insurance. In each of our interests, this would probably work out best. But the looming threat of a lawsuit to recover all costs plus damages and car rental were mentioned to "inspire" the other driver to respond. Should he fail to do so, then we'll go to litigation or at the very least mediation.

While sympathies and opinions are generally appreciated, I should mention that my original inspiration to post here was not to whine or collect negative and impulsive "corrections"....but to pose a single, simple question:

Does anyone know where I can get a good price on an AMG bumper for a C230 Coupe?

EnkeiDynamics

Sorry, I cannot answer your question...but where did you buy your AMG Spoiler? lol

mleskovar

Common ploy by dealers to get you to come in so they can sell you into a trade up. No.