C-Class (W203) 2001-2007, C160, C180, C200, C220, C230, C240, C270, C280, C300, C320, C230K, C350, Coupe

c230k owners...did your insurance go up much?

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Old Nov 20, 2001 | 02:00 PM
  #1  
Bud's Avatar
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From: Albany NY
99 ml320, 2002 C230K
c230k owners...did your insurance go up much?

I know each person's situation is different, but I was wondering how much your insurance went up when you got a c230k? Anyone know if it is in a high risk group?

For a 6 month policy, I currently pay under $300 each for my 99 ML320 and 97 Subaru Outback Sport.

I've got a c230k on order for late Dec build.
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Old Nov 20, 2001 | 02:32 PM
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From: MD
2002 C230 coupe
I am 24, male and single. The best rate I could get was $900 for a 6 month policy at 50k/100k/300k w/ 250 deductible. I live in the suburbs of Baltimore.
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Old Nov 20, 2001 | 03:53 PM
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Insurance Rates for C230

Telling you how much my insurance increased would be useless since we live in different areas, are likely different ages, have different driving records, etc.

However, I compared insurance rates for the C230K, BMW 325Ci and 330Ci, and the Volvo S60.

The C230 was the cheapest followed by the S70. The BMWs were the highest.

The 325Ci was about $30/6 months more than the C230K.
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Old Nov 20, 2001 | 03:54 PM
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From: LA Area
2002 C230K Sports Coupe
Talking

I just added my C230 coupe to my policy (2000 Suburban and 2001 Tacoma 4X4) and it increased by $400 for the year. I'm 32, and in the LA area, so I'm happy. My agent (Kemper Ins.) told me that the car is NOT in a high risk category....yet....Is it me, or does EVERYONE else feel the need to redline this thing between every stoplight? I love it!
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Old Nov 20, 2001 | 05:07 PM
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From: Alexandria, VA
C230 Sport Coupe
I'm with Geico. My C230 replaced my 2000 Honda Accord EX V6 Coupe, and my rate went up 30 bucks per/mo. I was surprised there were no other discounts offered for such a safe vehicle, but it wasn't all that bad. It totals out to 661.00 for a 6 month policy -$100 ded. on comprehensive and $250 on collission. I'm 25 y/o male but I've also got 5 positive stars on my record. In VA, that is as good as it gets. How did I keep such a clean record? I NEVER admit to guilt on a speeding ticket, ALWAYS show up in court, and ALWAYS send my lawyer a Christmas card .
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Old Nov 20, 2001 | 06:29 PM
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A christian lawyer, that's the trick. I'll have to try that.
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Old Nov 20, 2001 | 06:47 PM
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From: Albany NY
99 ml320, 2002 C230K
Irish, maybe I should have asked what % it went up?

For those of us who don't have their C coupes yet I do think it would interesting to know if everyone was suddenly paying $1,200/yr just for the coupe because it was in a risk group due to it be 2-door and supercharged.

My insurance agent says $298 for 6 months, which is $50 more than I'm paying on the 97 Sube. I have no idea what coverages I has or the deductibles.
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Old Nov 20, 2001 | 07:34 PM
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From: New York
C230k coupe
I am 28, living in NY. mine went up about $100. Considering I am paying $1300 for six months, did not make much difference. Too bad the speeding tickets show up for around 3 years in the driving record.
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Old Nov 20, 2001 | 07:43 PM
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$298! WOW!!!

$298 for 6 months! I think I've been in San Francisco too long. If I didn't live here, maybe I'd be on the S-Class forum.....
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Old Nov 21, 2001 | 11:01 AM
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From: Omaha, NE
Bud,

My current car is a 96 Chevy Corsica so comparisons with the C230 are pretty meaningless.

P.S. I just got a ticket for running a red light. First ticket I have gotten in 11 years. (I still swear the light was yellow!)

In Nebraska you can go to a class (4-hour) save a few bucks and keep it off your record. But you can only do the class once every three years. I think I'll pay the ticket and save the class for the really big ticket I expect to get when I get my C230! LOL
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Old Nov 21, 2001 | 11:10 AM
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Originally posted by IrishinNE
In Nebraska you can go to a class (4-hour) save a few bucks and keep it off your record. But you can only do the class once every three years. I think I'll pay the ticket and save the class for the really big ticket I expect to get when I get my C230! LOL
I will never pay another ticket. The last speeding ticket I got, I hired a lawyer who appeared in court for me. He got the charge changed to excessive noise. Same fine, no points, no increased insurance. The lawyer's fee was a lot less than higher insurance for three to five years.
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