How much is your insurance premium for your new C-class?
#1
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02 BMW M3 Cabrio(Sold) 06 C6 Z06(Sold) Looking to buy CLK63 BS
How much is your insurance premium for your new C-class?
I just ordered my C300 Sport 4matic last week and got insurance quote today. Mine is $823/6mo. with 50/100k liability and 500 deductible. It's kinda high. I'm paying about same money for $60k M3 convertible!
Last edited by choi; 09-20-2007 at 04:16 PM.
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2008 C350, P2, MM, 18" & 2007 C280 4matic
I have not yet received detailed pricing from my insurance agent. He simply added it to my existing policy. However he said it should be around $800/6mos
#3
I am paying $375 (for just me) per 6 months with $100/$300 liability, $100/$300 uninsured, $10K medical, $25 rental and $500 deductable. It actually went up with the C350 by $25 from an X5.
My record has been pretty clean for quite some time though. At one time I was paying almost 1000 per 6 months on an M3 (5 yrs ago).
My record has been pretty clean for quite some time though. At one time I was paying almost 1000 per 6 months on an M3 (5 yrs ago).
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02 BMW M3 Cabrio(Sold) 06 C6 Z06(Sold) Looking to buy CLK63 BS
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2008 C350 Black/Black Leather, P2, 18" AMG, Pano, illuminated door sills, chrome handles, long wait
They want $600 a month for premo insurance for me. I'm 21. Thats just nuts.
I'll probably go with the middle of the road insurance $1200+ for 6 months. Thats more do-able.
I'll probably go with the middle of the road insurance $1200+ for 6 months. Thats more do-able.
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I'm paying $420 every 6 months and I'm 23. Funny thing is I have had 3 speeding tickets in the past 3 years. I'm confused on why my rate is low compared to others. I have full coverage, $500 deductible.
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S, GL, Escalade ESV, my shoes
You sign autography to cop every month ?
Spend $400 for a V1 unit, that would same you some penny down the road
#14
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Reconsider your inssurance company. Mutual liberty gives me very good rates much better than Geico, or Progressive. Something like $400 for 6 months sounds reasonable.
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08' BMW E92 Coupe
I have Adirondack on my current C-class. Last major speeding ticket was about 3 1/2 years ago for 86 in a 55 which should no longer be chargeable. Paying $999 for a 12 month policy with 250/500 BI, 250/500 SUM, $10k Medical, $25k OBEL, $1500 max rental coverage with an added endorsement that I receive a comparable vehicle to what I drive, $500 comp and collision deductibles. Had a quote from Geico for $586 every six months but I hate Geico and had a friend and family member screwed over pretty badly by their ridiculous payouts. I'd check out Adirondack if they are available in your state. Great company, part of One Beacon. 29 years old.
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LOADED 08' C350 & 14' GLK-350 Diamond White (P1, MM, AMG Pkg, Ln Trkng, Htd Sts, Keylss Go)
853 for 6 months with gayco
is that high? I am 23 with no tickets ever...
body 100K/300K
property 50K
uninsured/underinsured 50K/100K
comprehensive $250 deductible
collision $500 deductible
how do you guys get it for $1000 a year???
is that high? I am 23 with no tickets ever...
body 100K/300K
property 50K
uninsured/underinsured 50K/100K
comprehensive $250 deductible
collision $500 deductible
how do you guys get it for $1000 a year???
#17
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Guys, I am in insurance, there are too many factors affecting your premium, the most important factor is where you live.
In NYC and in LI it could be 50% difference everything being equal.
it only makes sense when your comparing within the same ZIP code.
If you move from NJ to Brooklyn, your premium would probably go up 2x.
In NJ, different towns vary HUGE.
In NYC and in LI it could be 50% difference everything being equal.
it only makes sense when your comparing within the same ZIP code.
If you move from NJ to Brooklyn, your premium would probably go up 2x.
In NJ, different towns vary HUGE.
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2008 C350 and 2003 Z4 3.0
I am also in insurance as in 30 years with several state insurance departments. You must also include your "insurance score" when you are talking insurance premiums. This score is based mostly on credit score but also includes factors which have nothing to do with anything, i.e., if you shopped for your car loan, how long have you been on your job? How long have you lived at the same address? Think, the last time you got a quote for insurance, one of the first questions they ask is "what is your SSN". So, while tickets and accidents and type of vehicle, etc. are used by insurers, they all take a backseat to your insurance score.
Last edited by stephensong; 10-30-2007 at 10:39 AM.
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2008 C350 Sport, 2007 ML320 CDI
I have a perfect record, am in my 40s, and was shocked to find out that my C350 will carry a premium higher than the 2004 BMW Z4 3.0i it replaced. A convertible sports car that had a sticker price about $8K more than my C350 had a lower premium than a slower, 4-door sedan? I don't understand insurance.
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LOADED 08' C350 & 14' GLK-350 Diamond White (P1, MM, AMG Pkg, Ln Trkng, Htd Sts, Keylss Go)
I am also in insurance as in 30 years with several state insurance departments. You must also include your "insurance score" when you are talking insurance premiums. This score is based mostly on credit score but also includes factors which have nothing to do with anything, i.e., if you shopped for your car loan, how long have you been on your job? How long have you lived at the same address? Think, the last time you got a quote for insurance, one of the first questions they ask is "what is your SSN". So, while tickets and accidents and type of vehicle, etc. are used by insurers, they all take a backseat to your insurance score.
I tried 3 different online quotes from liberty mutual, geico and progressive and they were all within $100 of each other...
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LOADED 08' C350 & 14' GLK-350 Diamond White (P1, MM, AMG Pkg, Ln Trkng, Htd Sts, Keylss Go)
I have a perfect record, am in my 40s, and was shocked to find out that my C350 will carry a premium higher than the 2004 BMW Z4 3.0i it replaced. A convertible sports car that had a sticker price about $8K more than my C350 had a lower premium than a slower, 4-door sedan? I don't understand insurance.
that is a big factor in your cars rating it receives
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2008 C350 Sport, 2007 ML320 CDI
Maybe the fact that it spent so much time in the shop and, therefore, never in on the road had something to do with it, too? Those insurance companies seem to know everything these days!
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2008 C350 and 2003 Z4 3.0
I have a perfect record, am in my 40s, and was shocked to find out that my C350 will carry a premium higher than the 2004 BMW Z4 3.0i it replaced. A convertible sports car that had a sticker price about $8K more than my C350 had a lower premium than a slower, 4-door sedan? I don't understand insurance.