Dent on my C300 - Paying out of pocket vs using insurance to fix it.
I have a dent on my C300 at the back. This is my first Benz and I don't know how much it may cost to fix it. I used to drive Toyotas earlier and based on my previous experiences a dent of this kind may cost 1000 bucks or so to fix it on Camry's. I don't know how much it may cost on the C300. I always hear that the German cars are expensive to fix.
My question is
1. Do such small dents affect the resale value of a benz?
2. Is it better to fix it myself coz if I claim insurance, my car fax history report may show it and it may effect resale value.
I don't want to hide it from a future buyer, but it is such a small dent which doesn't effect the drivability of the car and the dent is hardly visible unless you look closely and I don't want to have such a small dent to affect the resale value.
I have a deductible of 250, and if it costs around 1000 for the c300, I will have to pay 750 or so out of my pocket.
Please suggest the best thing to do in such a case. If the resale will get affected, I may fix it all by myself if it does not cost too much.
Thank You.
if it's on the bumper, plan on a full bumper replacement and paint...which could easily hit $1000.
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Here I am posting the pictures for a better idea of the damage.
Some one hit it on the rear bumper when I had my car parked in the parking lot. It resulted in the bumper come out of the groove on the left side of the car. You can see the point of collision at the back.
Here I am posting the pictures for a better idea of the damage.
Some one hit it on the rear bumper when I had my car parked in the parking lot. It resulted in the bumper come out of the groove on the left side of the car. You can see the point of collision at the back.
You cannot fix this yourself.
I believe if you really thought you would not want insurance to pay for any small fixes then you should have increased your deductable to the max to lower your premium (this is what I did).
I'd just let insurance pay for it if I were you. Car fax will list the details of the accident right? Most people are not concerned with parking lot dings so I don't think it will be a big deal.
RP
Last edited by RickP330; Sep 24, 2008 at 08:13 AM. Reason: to clarify myself ;)
sj
I have a dent on my C300 at the back. This is my first Benz and I don't know how much it may cost to fix it. I used to drive Toyotas earlier and based on my previous experiences a dent of this kind may cost 1000 bucks or so to fix it on Camry's. I don't know how much it may cost on the C300. I always hear that the German cars are expensive to fix.
My question is
1. Do such small dents affect the resale value of a benz?
2. Is it better to fix it myself coz if I claim insurance, my car fax history report may show it and it may effect resale value.
I don't want to hide it from a future buyer, but it is such a small dent which doesn't effect the drivability of the car and the dent is hardly visible unless you look closely and I don't want to have such a small dent to affect the resale value.
I have a deductible of 250, and if it costs around 1000 for the c300, I will have to pay 750 or so out of my pocket.
Please suggest the best thing to do in such a case. If the resale will get affected, I may fix it all by myself if it does not cost too much.
Thank You.
Peace of mind is worth $250!




