2015 C300 body damage
MBWorld Fanatic!
Joined: May 2008
Posts: 7,653
Likes: 560
2016 C300
Cuz they'll drop you or put you in a division where rates are so high you'll leave on your own.
Underwriting decisions (and rate increases) used to be based on chargeable (at fault) losses incurred during the policy period. Now it's based on "incidence".
Here are the incidents that caused Geico to recently drop us from their preferred company to a basic indemnity company and double the premiums after ten years.
-Son's car backed into in a parking lot
-My car rear ended at a light
-Wife's car hit by a hit and run driver
Plus, all carriers now share info, so shopping for new coverage meant all of the baggage came with it. So generally when small stuff happens I just take care of it out of pocket. Cheaper in the long run.
Underwriting decisions (and rate increases) used to be based on chargeable (at fault) losses incurred during the policy period. Now it's based on "incidence".
Here are the incidents that caused Geico to recently drop us from their preferred company to a basic indemnity company and double the premiums after ten years.
-Son's car backed into in a parking lot
-My car rear ended at a light
-Wife's car hit by a hit and run driver
Plus, all carriers now share info, so shopping for new coverage meant all of the baggage came with it. So generally when small stuff happens I just take care of it out of pocket. Cheaper in the long run.
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Super Member
Joined: Apr 2010
Posts: 789
Likes: 47
From: Eastern Massachusetts
2021 E450, 2020 C43, 2015 C300, 2007 C280
"There's always one more thing to do." (Jack Hawkins, "Bridge Over The river Kwai"
Make sure the damage didn't affect the aim of your headlights (and your ability to adjust the aim).
