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Here we go again - Lease payments....

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Old 01-31-2020, 01:16 PM
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Originally Posted by Oscar1194
At the time I qualified for loyalty(prior car was a BMW lemon), and lease cash. Added up to $3,500. Could have added an additional $1,000 for being a recent college graduate, but was keeping that in my back pocket for when i found out their bottom price. They usually try to combine dealer discount and incentives, so make sure you know what the incentives are. Usually you qualify for those automatically. Then you can work on the actual dealership discount alone to get a better deal. In my case, the dealership discount for an M340 was $7,727.5(12.5%), plus $3,500 incentives for a total of 18% off. That was the best deal i found at the time. Monthly with $0 down and $0 drive offs was about $678~ for 3 years, 12k miles a year including 9.5% tax rate.
That's a pretty good deal actually.
Old 01-31-2020, 01:23 PM
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It was, I just felt better going with the C43 because after driving both I enjoyed the driving experience more. While financially, since I was financing instead of leasing, the APR for BMW for tier one credit was just too high(4% I believe) vs Mercedes financial at 1.99% at the time. Although I did not run the lease numbers on the C43, I think it would have been in a similar price range as I pay $838~ for the C43 with $0 down. However, if we are comparing Apples to Apples, in the current market the M340 is probably leasing for a lower monthly than the C43 since BMW usually gives more lease cash than Mercedes.
Old 01-31-2020, 01:28 PM
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Originally Posted by Oscar1194
It was, I just felt better going with the C43 because after driving both I enjoyed the driving experience more. While financially, since I was financing instead of leasing, the APR for BMW for tier one credit was just too high(4% I believe) vs Mercedes financial at 1.99% at the time. Although I did not run the lease numbers on the C43, I think it would have been in a similar price range as I pay $838~ for the C43 with $0 down. However, if we are comparing Apples to Apples, in the current market the M340 is probably leasing for a lower monthly than the C43 since BMW usually gives more lease cash than Mercedes.
you pay 678 or 838 monthly??? So you’re not leasing.....

MSRP: $64,415
Selling Price: $49,800
$0 down
Old 01-31-2020, 01:31 PM
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Originally Posted by amgbenz0411
you pay 678 or 838 monthly??? So you’re not leasing.....

MSRP: $64,415
Selling Price: $49,800
$0 down
He purchased. At that sales price it makes sense. I could never get a deal like that. Not even close.
Old 01-31-2020, 01:33 PM
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Originally Posted by places
He purchased. At that sales price it makes sense. I could never get a deal like that. Not even close.
Me either, tried many dealers just emailing, give me your most aggressive price I’m ready to sign doesn’t work lol. They either show you a big discount but monthly numbers not adding up right and still higher than other offers with smaller discount off MSRP. I guess take what you can get. Oh well. Everyone wants a deal of course, but gotta bite at some point if you want the perfect car, options, etc.
Old 01-31-2020, 04:25 PM
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Originally Posted by amgbenz0411
Almost $900 / $0 down for a 36 month lease with almost a $61K selling price, proves my point "Dadmobile".. Gotta pay to play lol
lol this proves nothing.
1) it’s a different car from what I was working with. $68k v $63k, 12k miles v 10k miles, 2020 v 2019...
2) there are better deals to be had. Again, check Leasehackr.com for proof from people who have current leases, I ended up purchasing mine.
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Old 01-31-2020, 04:25 PM
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C43 amg, glc 300
Originally Posted by Oscar1194
You can definitely get a good deal on the C43, but it helps when you're open with the color and options for the vehicle. I financed a 2019 C43 back in November of 2019, didn't find enough differences between the 2019 and 2020 to justify buying a 2020. Only important options for me were the Performance Exhaust and Burmester sound system. I shopped in Southern California for about 3 weeks, with a set price in mind, and walked away with a better deal than I thought I would get. Would have been a good option to lease the vehicle, but financing it instead.
The details are below:
MSRP: $64,415
Selling Price: $49,800
$0 down
thats a great deal, friends and family?
Old 01-31-2020, 04:37 PM
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Originally Posted by Dadmobile
lol this proves nothing.
1) it’s a different car from what I was working with. $68k v $63k, 12k miles v 10k miles, 2020 v 2019...
2) there are better deals to be had. Again, check Leasehackr.com for proof from people who have current leases, I ended up purchasing mine.

How do I calculate all this into the calculator.... I take a quote from a dealer... what is the MF if they dont show it? Whats the residual for January? 60%.. what does the calculator prove if they are marking something up on the backend? Does sales price matter all the time to get payment lower on a lease? The max I could find is 9.5% off a custom order, now I see some people on that lease forum get 12.5%.
Old 01-31-2020, 04:41 PM
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Originally Posted by Dadmobile
thats a great deal, friends and family?
No, just worked directly with the Internet Sales Managers. Was going to sign on October 31st, for a selling price of $55,000. But then my gut told me to wait, so I waited and November programs improved. Was told that there were an extra $2,000 in lease cash. But dealerships were honoring the extra $2,000 incentive for financing as well. So it went down to $53,000.

Then I reached out to Fletcher Jones in Newport Beach, they had 15 identical cars, and told them I would take it at $50,000. After a bit of negotiation the price went down to $50,500 and had signed. At the final inspection of the vehicle I saw some damage to the front and back of the car, so I asked them to give me a different car. Was in a hurry since I had an event to attend. They proceeded to give me another C43, same MSRP, but lowered the price down to $49,800 due to the inconvenience of the prior car and due to me being late to the event I had to attend.

Overall, happy with the purchase!
Old 01-31-2020, 04:43 PM
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2019 C43 Sedan
Originally Posted by amgbenz0411
you pay 678 or 838 monthly??? So you’re not leasing.....

MSRP: $64,415
Selling Price: $49,800
$0 down
I’m paying $838 for my C43 that I financed, the $678 a month was an example of the lowest lease quote I was able to get on a 2020 M340 for 36 months, 12k miles $0 down.
Old 02-01-2020, 10:32 AM
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2019 C43 Sedan
I’m paying $745 a month for mine. Sticker was $67k. I put down $3k and this is with 10k miles.

Old 02-01-2020, 10:53 AM
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In NY 750$ for a almost loaded coupe tax plus money down. 7500 out of pocket. 42 months. I like a longer lease. No money down in the 800’s for a coupe. They are not telling you money factor and all this other bull****. The price is set and you just negotiate the monthly payment a bit. They don’t care if you don’t take it. Not that many around. They had to trade for the car I wanted specked.
Old 02-01-2020, 11:19 AM
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Originally Posted by jim04clk
In NY 750$ for a almost loaded coupe tax plus money down. 7500 out of pocket. 42 months. I like a longer lease. No money down in the 800’s for a coupe. They are not telling you money factor and all this other bull****. The price is set and you just negotiate the monthly payment a bit. They don’t care if you don’t take it. Not that many around. They had to trade for the car I wanted specked.
yup exactly, they easily can sell it to someone else. Not even a lot of 2020 c43s to begin with, let alone the exact options someone would want. That’s just what it is
Old 02-01-2020, 11:38 AM
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You can lease a M340 for lower than a C43 (at least here in Arizona) I was quoted $700 a month with nothing out of pocket. on a 36 / 12. S4's lease about the same as the C43
Old 02-01-2020, 12:04 PM
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Originally Posted by AZFTW
You can lease a M340 for lower than a C43 (at least here in Arizona) I was quoted $700 a month with nothing out of pocket. on a 36 / 12. S4's lease about the same as the C43
After my research and exotic looks, c43 surpasses both of them, def the s4 with that fake exhaust crap. Mercedes on another level. Pay to play!
Old 02-02-2020, 02:33 PM
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'20 GLC300 SUV
48 months
10k miles
MSRP of $62,910
$1k down
8% courtesy discount

Payment: $622.91

Has full leather, PE, everything I want.
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Old 02-02-2020, 02:49 PM
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2019 C43 Sedan
Honestly the C43 is one of the best leasing decisions I've ever made. People think I'm crazy for paying $700+ month but it's completely worth it with the enjoyment I receive everyday. LOVE this car so much
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Old 02-03-2020, 04:02 PM
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C43 amg, glc 300
Originally Posted by zibby43
48 months
10k miles
MSRP of $62,910
$1k down
8% courtesy discount

Payment: $622.91

Has full leather, PE, everything I want.
Sounds right, 2020?
Old 02-03-2020, 04:02 PM
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Originally Posted by AZFTW
Honestly the C43 is one of the best leasing decisions I've ever made. People think I'm crazy for paying $700+ month but it's completely worth it with the enjoyment I receive everyday. LOVE this car so much
True, it’s what you get out of it.
Old 02-10-2020, 08:45 AM
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2020 C43 sedan
2020 C43 sedan
48 months
12k miles/year
74k msrp
70k selling price
$1800 down
$776/month
Old 02-10-2020, 09:26 AM
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Originally Posted by Kurt Schutte
2020 C43 sedan
48 months
12k miles/year
74k msrp
70k selling price
$1800 down
$776/month
807 a month no down, and I’m getting about 768 a month no down for 58800 selling and 10k / 36m lease. Don’t understand how yours is cheap for a 70k selling price. What’s wrong with my numbers? Is it because yours is 48 months so cheaper?
Old 02-10-2020, 09:41 AM
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Originally Posted by amgbenz0411
807 a month no down, and I’m getting about 768 a month no down for 58800 selling and 10k / 36m lease. Don’t understand how yours is cheap for a 70k selling price. What’s wrong with my numbers? Is it because yours is 48 months so cheaper?
It's definitely the 48. Personally I would never lease past 36. At that point you buy, it usually works out better. What so many people fail to post are the guts of the deal. Residual and MF, as these are the real determinants. So many people shop payment and end up paying for it and have no clue.
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Old 02-10-2020, 10:59 AM
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Originally Posted by places
It's definitely the 48. Personally I would never lease past 36. At that point you buy, it usually works out better. What so many people fail to post are the guts of the deal. Residual and MF, as these are the real determinants. So many people shop payment and end up paying for it and have no clue.
True, but residual dealer doesn’t determine, only MF, but with MF if you ask for base rate and they say no we only can give you this, then what do you do? It’s based on dealer price
Old 02-10-2020, 02:37 PM
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searching for a c43 sedan
Originally Posted by Dadmobile
lol this proves nothing.
1) it’s a different car from what I was working with. $68k v $63k, 12k miles v 10k miles, 2020 v 2019...
2) there are better deals to be had. Again, check Leasehackr.com for proof from people who have current leases, I ended up purchasing mine.
You went the best route.
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Old 02-10-2020, 06:28 PM
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2020 C43
2020 C43 Sedan Polar White
61,xxx MSRP
800 total out of pocket plus 10 MSD.
$525 a month including NJ tax
48k
10k miles p/yr
it was about 12 percent off MSRP discount plus 1000 incentive. Plan on swapping the car out i about 2 years. Should be easy with these payments and color combo. Plus i put almost no miles on my cars.


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