"Stealer" told me State Farm will cover my busted fog lights for FREE
Thread Starter
Senior Member
Joined: Aug 2008
Posts: 261
Likes: 0
2009 C63 AMG
"Stealer" told me State Farm will cover my busted fog lights for FREE
Just like your windshield, apparently State Farm will cover our fog lights as well.
I place a call/email to my agent to make a claim.
Has anyone else heard of this?
I'll let you know how it goes.
Stealer wants $680 to replace.
Hawth
I place a call/email to my agent to make a claim.
Has anyone else heard of this?
I'll let you know how it goes.
Stealer wants $680 to replace.
Hawth
Thread Starter
Senior Member
Joined: Aug 2008
Posts: 261
Likes: 0
2009 C63 AMG
So far so good.....
Here's the reply from State Farm....
"Thank you Eric.
I am submitting a claim and the adjusters will be calling you.
If you have any questions or concerns let me know.
If anything comes up I will call you."
I'll keep you posted.
Hawth
Here's the reply from State Farm....
"Thank you Eric.
I am submitting a claim and the adjusters will be calling you.
If you have any questions or concerns let me know.
If anything comes up I will call you."
I'll keep you posted.
Hawth
Thread Starter
Senior Member
Joined: Aug 2008
Posts: 261
Likes: 0
2009 C63 AMG
I received a call from the adjuster with the claim number:-)
The adjuster asked me if I had a shop in mind. I told him I was taking it to the dealer. Then the adjuster said, "they are going to charge a lot for labor." I said, "yeah, so. That's why I have insurance." Tehehehehe! Anyway, i gave the claim number to MB and they are setting up an appt. This couldn't have been easier. I hate to admit it but my fog lights have been broken since Year 1. I'm driving a 2009. Ouch.
I've had 3 windshields replaced since I bought the car.
I'm sure i'll have more than 2 fog lamps replaced as well.
Cheers,
Hawth
Trending Topics
MBWorld Fanatic!
Joined: May 2010
Posts: 7,860
Likes: 39
From: Ottawa, Ontario, Canada
2010 C63 AMG, 2009 ISF , 2002 L-Tuned IS300, 2011 ML350
U dont need to pay ur deductibles? I would be afraid they raise the premium the following year.. But this claim should be classified as "comprehensive".
MB World Stories
The Best of Mercedes & AMG
Manual Mercedes? 6 Times Sindelfingen Let Drivers Have All The Fun
Verdad Gallardo
Mercedes SLR McLaren 722 S Is Extremely Rare Example Modified by McLaren
Verdad Gallardo
8 Classic Boxy Mercedes Designs That Have Aged Like Fine Wine
Verdad Gallardo
Flawlessly Restored Mercedes 190E Evo II Heads to Auction
Verdad Gallardo
Electric Mercedes C-Class Unveiled: 11 Things You Need to Know
Verdad Gallardo
Mercedes EQS Gets A Major Update: Everything You Need to Know
Verdad Gallardo
5 Underrated Mercedes-Benz Models That Don't Get the Love They Deserve
Verdad Gallardo
Mercedes 300D Has Pushed Well Past 1 Million Miles and It Ain't Stopping
Verdad Gallardo
10 Most Reliable Mercedes-Benz Models You Can Buy Used
Verdad Gallardo
MBWorld Fanatic!
Joined: Mar 2012
Posts: 4,026
Likes: 7
From: Walnut Creek, CA
Vivid Racing '09 C63 AMG
It's actually not that hard to do. I just had mine taken apart today to troubleshoot an issue with the HIDs. But the room you have to work in is small. Just order the new housing from parts.com.
Should be in and out in 30 minutes.
Should be in and out in 30 minutes.
MBWorld Fanatic!
Joined: Mar 2006
Posts: 4,005
Likes: 711
From: ATLANTA
R Nine T
Maroons like you need an adjustment.
MBWorld Fanatic!
Joined: Jun 2006
Posts: 2,359
Likes: 2
From: California
06 C55, 09 E350
Why is this a new low? Looks like they helped him out. If the job goes through insurance the dealer will make less money than if they charged him for it.
MBWorld Fanatic!
Joined: Nov 2008
Posts: 1,624
Likes: 107
From: SoCal
2018 AMG GTR, 2017 GLS63, 2019 C63s
MBWorld Fanatic!
Joined: May 2007
Posts: 1,675
Likes: 11
From: NA
Yes
MBWorld Fanatic!
Joined: May 2010
Posts: 7,860
Likes: 39
From: Ottawa, Ontario, Canada
2010 C63 AMG, 2009 ISF , 2002 L-Tuned IS300, 2011 ML350
I was asking OP, but he didn't answer that. If there is deductible involved, I would think the premium would go up the following year.
If no deductibles, it means u r not at fault therefore it should be classified as "comprehensive claim"
If no deductibles, it means u r not at fault therefore it should be classified as "comprehensive claim"
Last edited by Roswell; Jun 15, 2013 at 01:23 PM.
MBWorld Fanatic!
Joined: Sep 2010
Posts: 2,290
Likes: 4
From: Texas
2011 P31 C63 2015 CLA45
Because I've never known an insurance to pay for repair unless you pay the deductible if it is your fault or if the party responsible wasn't there or did not have enough coverage.
MBWorld Fanatic!
Joined: Nov 2005
Posts: 5,692
Likes: 5
none
Comprehensive insurance is different than collison insurance. If you have comprehensive insurance with no out of pocket deductible than what the OP is saying is true. If so then he will not suffer a increase in premiums
Everyone's policy is different. it pays to know whats in your policy. This is why i carry more than the 10K/20K minimum on my car and everyone else should too.
Everyone's policy is different. it pays to know whats in your policy. This is why i carry more than the 10K/20K minimum on my car and everyone else should too.
MBWorld Fanatic!
Joined: Sep 2010
Posts: 2,290
Likes: 4
From: Texas
2011 P31 C63 2015 CLA45
Comprehensive insurance is different than collison insurance. If you have comprehensive insurance with no out of pocket deductible than what the OP is saying is true. If so then he will not suffer a increase in premiums
Everyone's policy is different. it pays to know whats in your policy. This is why i carry more than the 10K/20K minimum on my car and everyone else should too.
Everyone's policy is different. it pays to know whats in your policy. This is why i carry more than the 10K/20K minimum on my car and everyone else should too.
Thank you for clarifying that.
MBWorld Fanatic!
Joined: Apr 2010
Posts: 1,955
Likes: 7
2017 Mini Cooper S Clubman ALL4 - British Racing Green
Actually, most insurance companies (for people with full comprehensive coverage) will replace or repair a front windshield once every year (or 2, I forget) for free. No deductible, and no premium increase.
Now lights are different story, I have no knowledge on that, but would be nice if they did.
Now lights are different story, I have no knowledge on that, but would be nice if they did.
Administrator
Joined: Sep 2002
Posts: 15,769
Likes: 37
From: www.Traben-Trarbach.de
MPG+ ROLFCOPTER
As previously stated you are are making a blanket statement, possibly based on your personal experience, but with no real world proof: i.e. list of companies, locations, etc.
MBWorld Fanatic!
Joined: May 2007
Posts: 1,675
Likes: 11
From: NA
Yes
Neither Geico nor Allstate will replace a windshield or fogs without a deductible, that's a fact from experience. Maybe this varies from state to state, but FYI.
Not trying to be a grey cloud here, that's why I asked are you sure you won't pay the deductible. That's what it comes down to. You can call and file a claim all day long,of course the will document the case....then you pay the deductible when its fixed. That's how it works. Them creating a claim etc does not = no deductible. This can be solved simply, just ask them and get it in writing...deductible or no?
Not trying to be a grey cloud here, that's why I asked are you sure you won't pay the deductible. That's what it comes down to. You can call and file a claim all day long,of course the will document the case....then you pay the deductible when its fixed. That's how it works. Them creating a claim etc does not = no deductible. This can be solved simply, just ask them and get it in writing...deductible or no?
MBWorld Fanatic!
Joined: Nov 2008
Posts: 1,624
Likes: 107
From: SoCal
2018 AMG GTR, 2017 GLS63, 2019 C63s
I think insurance companies make exceptions in the case of a repairable windshield where they do not consider deductible and just pay for the repair. This is not cause they are awesome! This is to prevent the very repairable windshield from becoming irreparable and despite the deductible, their pay out would be greater for a replacement.
I know that based on my good and long relationship with my agent, she may consider courtesies that are not available to all customers. Happens all the time and is called doing business! However, I cannot make the assumption that those courtesies are standard policy. In fact I may keep it to myself to prevent a flood of similar claims and the notion of "well, you guys did it for such and such, why not for me..."
I know that based on my good and long relationship with my agent, she may consider courtesies that are not available to all customers. Happens all the time and is called doing business! However, I cannot make the assumption that those courtesies are standard policy. In fact I may keep it to myself to prevent a flood of similar claims and the notion of "well, you guys did it for such and such, why not for me..."
