BayArea Auto Insurance
Thread Starter
Member
Joined: Jun 2013
Posts: 77
Likes: 3
From: San Francisco, CA
C63
BayArea Auto Insurance
Hey folks,
I have my 3rd renewal coming next month and I'm curious if there are any folks in the same situation as me, to see their rates.
The basics:
- New 2013 C63 purchased June 2013
- 26 years old
- More than 3 years driving (a California thing)
- No tickets ever (clean record at DMV)
- Pleasure 12k miles per year (if even)
- don't have rental or whatever other insurance (so can't bundle)
- lives in San Francisco
- 500$ deductible collision and comprehensive
My premium was 1750$ for 6 months for the past year (so twice 1750$).
Unfortunately, I had an at fault accident (nothing bad the kind of stupid parking accident by myself, touched a pole
) with more than 1000$ repairs this February, so of course it's gonna raise my insurance.
My new premium next month:
Are there any other folks in the same age/situation ? What company are you using ?
Advices, tips, tricks whatever you can think of, I'll take them.
Thanks in advance!
I have my 3rd renewal coming next month and I'm curious if there are any folks in the same situation as me, to see their rates.
The basics:
- New 2013 C63 purchased June 2013
- 26 years old
- More than 3 years driving (a California thing)
- No tickets ever (clean record at DMV)
- Pleasure 12k miles per year (if even)
- don't have rental or whatever other insurance (so can't bundle)
- lives in San Francisco
- 500$ deductible collision and comprehensive
My premium was 1750$ for 6 months for the past year (so twice 1750$).
Unfortunately, I had an at fault accident (nothing bad the kind of stupid parking accident by myself, touched a pole
) with more than 1000$ repairs this February, so of course it's gonna raise my insurance.My new premium next month:
Are there any other folks in the same age/situation ? What company are you using ?
Advices, tips, tricks whatever you can think of, I'll take them.
Thanks in advance!
MBWorld Fanatic!
Joined: Mar 2006
Posts: 4,278
Likes: 377
From: San Jose area
'19 E63S sedan
It's not "Bay Area," it's San Francisco. I pay about $850 in Saratoga for 6 months. My wife had an at-fault accident last year ($5K outlay for the insurance company), which is factored into that rate.
I do have my home policy with the same company, which is worth something but you're mainly the victim of a killer zip code.
PS. Make sure you check out $1,000 deductible. It can save a lot.
I do have my home policy with the same company, which is worth something but you're mainly the victim of a killer zip code.
PS. Make sure you check out $1,000 deductible. It can save a lot.
Super Member
Joined: Jun 2012
Posts: 961
Likes: 16
Audi A5 6MT, C63 AMG
I have a 2009 so my rate is expected to be lower. i pay $475 for 6 months with few discounts like multi-car, Engineer's discount (whatever that means lol) My liability caps are much higher too.
Super Member
Joined: Mar 2012
Posts: 579
Likes: 0
From: SF Bay Area
2009 C63, 2000 ML 430, 1994 Del Sol Vtec
Thread Starter
Member
Joined: Jun 2013
Posts: 77
Likes: 3
From: San Francisco, CA
C63
Thanks folks for the feedback, it's so much 
all this.
I think I have all the discounts of the world, missing one for French accent or something:
I just find this crazy to be honest.
all this.I think I have all the discounts of the world, missing one for French accent or something:
I just find this crazy to be honest.
Junior Member
Joined: Apr 2014
Posts: 29
Likes: 0
From: SF Area
2012 S550, 2012 C63
I pay ~$1900/6 months for (1) 2012 C63 and (1) 2012 S550. Max coverage (300/300/300), $100 deductible, but I had a deuce 9 years ago. Wife with clear record is attached to the S550. Farmers so I have the house and a $1m umbrella policy through them. I'm 37, married with (2) kids.
Trending Topics
MB World Stories
The Best of Mercedes & AMG
Manual Mercedes? 6 Times Sindelfingen Let Drivers Have All The Fun
Verdad Gallardo
Mercedes SLR McLaren 722 S Is Extremely Rare Example Modified by McLaren
Verdad Gallardo
8 Classic Boxy Mercedes Designs That Have Aged Like Fine Wine
Verdad Gallardo
Flawlessly Restored Mercedes 190E Evo II Heads to Auction
Verdad Gallardo
Electric Mercedes C-Class Unveiled: 11 Things You Need to Know
Verdad Gallardo
Mercedes EQS Gets A Major Update: Everything You Need to Know
Verdad Gallardo
5 Underrated Mercedes-Benz Models That Don't Get the Love They Deserve
Verdad Gallardo
Mercedes 300D Has Pushed Well Past 1 Million Miles and It Ain't Stopping
Verdad Gallardo
10 Most Reliable Mercedes-Benz Models You Can Buy Used
Verdad Gallardo
Thread Starter
Member
Joined: Jun 2013
Posts: 77
Likes: 3
From: San Francisco, CA
C63
MBWorld Fanatic!
Joined: Mar 2006
Posts: 4,278
Likes: 377
From: San Jose area
'19 E63S sedan
Senior Member
Joined: Apr 2014
Posts: 387
Likes: 70
From: Meridian, Idaho
2022 4 Runner Pro, supercharged and lifted Lime Rush, 2018 E63s wagon Edition 1
Ok, I'm not 26 but that is huge for six months. Now, I am 57 and my previous 2012 ISF was $908/year with $1K collision deductible and everything else at $100K to $300K. My new 2013 (purchased 4/13/14 with 43 miles on the clock) C63/p31 and a bunch of other stuff will be $26 more. I also get a discount for insuring my home and multiple car discount so that helps. This is through AAA. I guess us Old Guys do Rule. 
Junior Member
Joined: Apr 2014
Posts: 29
Likes: 0
From: SF Area
2012 S550, 2012 C63
Nothing to do with the location (unless he lives in the bayview or something). My buddy has a Gillardo, a 550i and a M3 and pays $3500/6 months total in sf. shop around.
MBWorld Fanatic!
Joined: Mar 2006
Posts: 4,278
Likes: 377
From: San Jose area
'19 E63S sedan
http://www.carinsurance.com/state/Ca...insurance.aspx
Senior Member
Joined: Sep 2010
Posts: 432
Likes: 0
From: BayArea, CA
2013 C63 AMG
Late 20's here. Was paying ~900-1k for 6 months until recently. I got a couple points on my license 
My insurance went up to ~1900 for 6 months now. Kicking myself for not trying to fight the ticket. I didn't think it would be that big of an increase. Anyway, this is for maxed out coverage with like a $500 deductible I believe.
My insurance went up to ~1900 for 6 months now. Kicking myself for not trying to fight the ticket. I didn't think it would be that big of an increase. Anyway, this is for maxed out coverage with like a $500 deductible I believe.
MBWorld Fanatic!
Joined: Mar 2006
Posts: 4,278
Likes: 377
From: San Jose area
'19 E63S sedan
Late 20's here. Was paying ~900-1k for 6 months until recently. I got a couple points on my license My insurance went up to ~1900 for 6 months now. Kicking myself for not trying to fight the ticket. I didn't think it would be that big of an increase. Anyway, this is for maxed out coverage with like a $500 deductible I believe.
My insurance went up to ~1900 for 6 months now. Kicking myself for not trying to fight the ticket. I didn't think it would be that big of an increase. Anyway, this is for maxed out coverage with like a $500 deductible I believe.
Banned
Joined: Jul 2013
Posts: 2,811
Likes: 7
C63 AMG
That is not cheap, even for those cars
Multiple cars with 1 driver doesn't increase rates that much
You can only drive 1 at a time so the odds of an accident don't change
$7000/year is nuts
Thread Starter
Member
Joined: Jun 2013
Posts: 77
Likes: 3
From: San Francisco, CA
C63
Late 20's here. Was paying ~900-1k for 6 months until recently. I got a couple points on my license My insurance went up to ~1900 for 6 months now. Kicking myself for not trying to fight the ticket. I didn't think it would be that big of an increase. Anyway, this is for maxed out coverage with like a $500 deductible I believe.
My insurance went up to ~1900 for 6 months now. Kicking myself for not trying to fight the ticket. I didn't think it would be that big of an increase. Anyway, this is for maxed out coverage with like a $500 deductible I believe.
MBWorld Fanatic!
Joined: Mar 2006
Posts: 4,278
Likes: 377
From: San Jose area
'19 E63S sedan
But everyone who's priced insurance around here knows that SF is way higher than the rest of the Bay Area. They justify it with theft statistics but it's the collision that is the most jacked up. It's the same reason that gas is $.50/gallon more in SF than San Jose when the same tanker trucks service both stations. It's called charging what the market will bear. AKA gouging.
Senior Member
Joined: Sep 2011
Posts: 302
Likes: 11
From: CA
E63 M157
