The perfect rim
Then definitely get on in here and get yourself some circular love.
User names. He's doing it properly.
I've disputed 4 charges in my lifetime (for good reason) and have won all of them. Of course you need to try to resolve the issue with the company you are buying from first but if all else fails, it's good to have the law on your side.
Customer satisfaction
Some disputes are not the result of unauthorized credit card use. Rather, they start because the customer disputes the quality of the goods or services purchased. The best way to avoid this type of Chargeback is to work closely with the customer to establish a mutually satisfactory solution.
https://www.dalpay.com/en/support/chargebacks.html
I am still convinced you've been smoking something rather powerful... because even in the fictional story in that link, it clearly talks about chargebacks as a result of fraud. Fraud is when you pay someone for somwthing but instead he sends you nothing or perhaps a potato instead of the watch you bought. When it comes to wheels or any other item that actually resembles the item that you agreed to buy, it is no longer a matter of fraud but rather your expectations of quality vs. those of the seller, and every single card issuing back will deny your request and tell you to take it up with the seller.
Perhaps it is you that needs to do more research - I've run my own business for over 20 years, among other things we provide consulting services to a couple of large banks, and I have also tried to dispute a charge or two in past myself so I'd say my information is very accurate. When someone had bought 20 barrels of diesel fuel in Australia, the bank immediately reversed the charges and apologized for not catching it without even asking me a single question. When I bought a work of art and what arrived was not the original I saw in the gallery, they asked a lot of questions, followed up with the gallery owner and said "we're sorry, but you bought a painting and a similar-looking paiting painting was delivered to you. We sympathize but we can't reverse the charges - please take it up with the gallery." So - please, tell me who you bank with. I will immediately switch all my business over to them as I already like them a lot better than any of the banks that I deal or have dealt with.
I am still convinced you've been smoking something rather powerful... because even in the fictional story in that link, it clearly talks about chargebacks as a result of fraud. Fraud is when you pay someone for somwthing but instead he sends you nothing or perhaps a potato instead of the watch you bought. When it comes to wheels or any other item that actually resembles the item that you agreed to buy, it is no longer a matter of fraud but rather your expectations of quality vs. those of the seller, and every single card issuing back will deny your request and tell you to take it up with the seller.
Perhaps it is you that needs to do more research - I've run my own business for over 20 years, among other things we provide consulting services to a couple of large banks, and I have also tried to dispute a charge or two in past myself so I'd say my information is very accurate. When someone had bought 20 barrels of diesel fuel in Australia, the bank immediately reversed the charges and apologized for not catching it without even asking me a single question. When I bought a work of art and what arrived was not the original I saw in the gallery, they asked a lot of questions, followed up with the gallery owner and said "we're sorry, but you bought a painting and a similar-looking paiting painting was delivered to you. We sympathize but we can't reverse the charges - please take it up with the gallery." So - please, tell me who you bank with. I will immediately switch all my business over to them as I already like them a lot better than any of the banks that I deal or have dealt with.
seriously .. I work for a bank.. the bank is NOT going to reverse the charge because you bend a wheel.
I am still convinced you've been smoking something rather powerful... because even in the fictional story in that link, it clearly talks about chargebacks as a result of fraud. Fraud is when you pay someone for somwthing but instead he sends you nothing or perhaps a potato instead of the watch you bought. When it comes to wheels or any other item that actually resembles the item that you agreed to buy, it is no longer a matter of fraud but rather your expectations of quality vs. those of the seller, and every single card issuing back will deny your request and tell you to take it up with the seller.
Perhaps it is you that needs to do more research - I've run my own business for over 20 years, among other things we provide consulting services to a couple of large banks, and I have also tried to dispute a charge or two in past myself so I'd say my information is very accurate. When someone had bought 20 barrels of diesel fuel in Australia, the bank immediately reversed the charges and apologized for not catching it without even asking me a single question. When I bought a work of art and what arrived was not the original I saw in the gallery, they asked a lot of questions, followed up with the gallery owner and said "we're sorry, but you bought a painting and a similar-looking paiting painting was delivered to you. We sympathize but we can't reverse the charges - please take it up with the gallery." So - please, tell me who you bank with. I will immediately switch all my business over to them as I already like them a lot better than any of the banks that I deal or have dealt with.

I've disputed charges with Citi, Chase (twice) and USAA.
I'm sorry your experiences don't line up with mine. I don't know if I care enough to try to convince you otherwise.



