When to call geico?
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2018 GLC63
When to call geico?
The front end of my car has small rock chips on the bumper and hood. Many of these chips are white - no sure if from clear coat cracks or if the rocks chipped away the clear coat and the paint.
Is this something I can call Geico for?
I recently changed my comprehensive deductible from $500 to $50. Is it suspicious if I call too soon?
If I can and do get the car repaired or repainted, will this show up on Carfax and lower the resale value?
Is this something I can call Geico for?
I recently changed my comprehensive deductible from $500 to $50. Is it suspicious if I call too soon?
If I can and do get the car repaired or repainted, will this show up on Carfax and lower the resale value?
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From: Toronto
2012 C63, 2014 E550
Call your agent (if you have dedicated one) and ask whether this is covered. We do not know what your policy is, we can't give you better answers than your insurer. The worst is they say "sorry we do not cover this", the best case is you pay $50 and factory repaint any damaged panels.
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From: Whitehouse Station, NJ
2012 C63 P31 Sedan
I would doubt you'd be covered as this is an element of normal wear and tear, unless you specifically purchased some sort of additional coverage package. And even if they did cover it, I don't think it would be wise as they could easily recoup their costs and then some by raising your premium due tot he claim. If it bothers you that much, you could have it repainted out of pocket and install a clear bra to keep it from happening again.
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From: Kitchener, ON
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Q: When to call geico?
A: When you crash your car. Not when you get stone chips from regular driving.
This would be like making a claim when you need new pads and rotors.
A: When you crash your car. Not when you get stone chips from regular driving.
This would be like making a claim when you need new pads and rotors.
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2018 GLC63
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2018 GLC63
Funny, but I don't think that is an appropriate comparison. Comprehensive coverage covers damage to your car outside of accidents excluding normal wear, which you cause. Rock chips on your paint is more closer to natural damage outside of accidents than normal wear on your brakes. Rock chips on your windshield is covered, but not bumpers? What's the difference, the height of the rock's flight.
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From: San Diego, CA
2013 C63 P31, V5 tune
So in order to file a claim you need an incident, not normal wear and tear. Let me preface this my saying i'm very particular, maybe even ****, about the paint of my cars. My previous car got rock chips from a dump truck on the front and went a little bit to the sides and rearview mirror. I ended up getting a full repaint because if they paint just certain areas it's very hard to match the paint correctly. If you want to go through insurance you will have to have an incident so you can say that you were in a similar situation if you want to go through insurance and they will cover it.
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From: San Diego, CA
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Thread Starter
Senior Member
Joined: Jan 2014
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2018 GLC63
So in order to file a claim you need an incident, not normal wear and tear. Let me preface this my saying i'm very particular, maybe even ****, about the paint of my cars. My previous car got rock chips from a dump truck on the front and went a little bit to the sides and rearview mirror. I ended up getting a full repaint because if they paint just certain areas it's very hard to match the paint correctly. If you want to go through insurance you will have to have an incident so you can say that you were in a similar situation if you want to go through insurance and they will cover it.
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From: Kitchener, ON
2010 C63 AMG
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