Tyre and Rim insurance
Thread Starter
Junior Member
Joined: Oct 2016
Posts: 22
Likes: 1
MB C63S sedan
Tyre and Rim insurance
Anyone taken these option at the dealership?
Allianz Tyre & Rim Insurance
As careful as we can be with driving, unfortunately we cannot predict how rough the roads can be over the next 3 years. It is simple and cost effective system to protect you if your car suffers accidental damage to its Tyres or Rims by various road hazards such as potholes or road debris over the next 3 years. Coverage includes tyres being punctured or a blow out from a pothole, nail, screw metal or debris and the rims cracked or misshapen by a pothole or road debris. If the damage is significant for both tyres and rims the out of pocket expense can increase dramatically easily costing you hundreds for repair or replacement. Tyre & Rim Insurance protects you from the cost of replacement or repairs so you can drive at ease.
Benefits of Prestige Cover:
- One upfront payment of $620 for a full 3 year of coverage
- No excess on claims
- Tyre insurance pays up to $800 per tyre with total claim allowance of $1400 per policy year
- Rim insurance pays up to a maximum of $1,100 per policy year
- Mercedes Benz Roadside towing to the nearest Mercedes Benz Dealership if you cannot drive following a tyre or rim damage and have no spare wheel
Optional benefits include:
- Emergency accommodation of up to $150 per night up to 5 nights a policy year if you are 200 km away from home
- For only additional $50 on top of the Prestige cover making it $670.
Any takers??
Allianz Tyre & Rim Insurance
As careful as we can be with driving, unfortunately we cannot predict how rough the roads can be over the next 3 years. It is simple and cost effective system to protect you if your car suffers accidental damage to its Tyres or Rims by various road hazards such as potholes or road debris over the next 3 years. Coverage includes tyres being punctured or a blow out from a pothole, nail, screw metal or debris and the rims cracked or misshapen by a pothole or road debris. If the damage is significant for both tyres and rims the out of pocket expense can increase dramatically easily costing you hundreds for repair or replacement. Tyre & Rim Insurance protects you from the cost of replacement or repairs so you can drive at ease.
Benefits of Prestige Cover:
- One upfront payment of $620 for a full 3 year of coverage
- No excess on claims
- Tyre insurance pays up to $800 per tyre with total claim allowance of $1400 per policy year
- Rim insurance pays up to a maximum of $1,100 per policy year
- Mercedes Benz Roadside towing to the nearest Mercedes Benz Dealership if you cannot drive following a tyre or rim damage and have no spare wheel
Optional benefits include:
- Emergency accommodation of up to $150 per night up to 5 nights a policy year if you are 200 km away from home
- For only additional $50 on top of the Prestige cover making it $670.
Any takers??
Junior Member
Joined: Aug 2015
Posts: 35
Likes: 1
C63
I didn't. Thought it was a scam.
Doesn't cover kerbing etc. and with such a low cap, you may as well just take the risk and save the premium. Also if there is damage to the wheels presumably the comprehensive insurance covers that.
Doesn't cover kerbing etc. and with such a low cap, you may as well just take the risk and save the premium. Also if there is damage to the wheels presumably the comprehensive insurance covers that.
Junior Member
Joined: Sep 2016
Posts: 53
Likes: 7
2017 C43 Coupe
I had a good purchase experience overall at my dealer and the sales associate was great. HOWEVER, when I got to financing, they had the finance guy try to sell me an extraordinary amount of BS packages. Extended warranty, prepaid maintenance, tire protection, paint protection, carwash packages, etc.
What irked me the most is that they kept showing me the cost added to my monthly payment, despite me insisting to them I wanted to see "the price I would pay if I were going to buy that package with cash today." The finance guy was really flustered that I was questioning his whole logic, but he was offering me things that were going to add approx $400 /mo to a 48 month loan. Almost $20,000 in various insurance, protection, and warranties!
I left with none of those options. Quite frankly, if it worked out in your favor very often they wouldn't sell it. It's all about capitalizing on your fears of loss and how emotionally upset you get when something does happen.
What irked me the most is that they kept showing me the cost added to my monthly payment, despite me insisting to them I wanted to see "the price I would pay if I were going to buy that package with cash today." The finance guy was really flustered that I was questioning his whole logic, but he was offering me things that were going to add approx $400 /mo to a 48 month loan. Almost $20,000 in various insurance, protection, and warranties!
I left with none of those options. Quite frankly, if it worked out in your favor very often they wouldn't sell it. It's all about capitalizing on your fears of loss and how emotionally upset you get when something does happen.
Member
Joined: Jun 2014
Posts: 234
Likes: 12
From: Michigan
w205 C43, 958.1 CTT
We got it for my wife's Cadillac. It was an extra 30$ a month.
During the life of the lease, we had 7 tire replacements and 2 cracked rims. The tire insurance covered everything.
The roads suck in Michigan so it's a pretty safe bet you'll be using the insurance.
During the life of the lease, we had 7 tire replacements and 2 cracked rims. The tire insurance covered everything.
The roads suck in Michigan so it's a pretty safe bet you'll be using the insurance.
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Member
Joined: Nov 2016
Posts: 133
Likes: 31
From: Oxfordshire UK
2017 AMG C63S Coupe, Triumph 675R Daytona, Triumph Explorer.
I got it as pot-holes in the UK are a major problem, plus many of our roads are old and not very well maintained. 285/30/R20 MPSS rubber doesn't come cheap if a new tire gets a nail.
I did however pick a few holes in the policy and got a discount.
I think the key point is to check the policy as cover and cost seem to change depending on location and dealer. Make sure you get cover for the most common issues YOU will face. Its obviously no use if all your local roads are good and your car will never see a kerb. Also be sure to shop around and see if you can get a better deal!
I did however pick a few holes in the policy and got a discount.
I think the key point is to check the policy as cover and cost seem to change depending on location and dealer. Make sure you get cover for the most common issues YOU will face. Its obviously no use if all your local roads are good and your car will never see a kerb. Also be sure to shop around and see if you can get a better deal!
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Senior Member
Joined: Nov 2016
Posts: 352
Likes: 48
From: in a van down by the river...
2020 C43 sedan(hers), 2021 Porsche 992 TurboS(his)
My Lexus F-Sport GS350 lease expires in Feb. and of course my 19" tires are worn out, so I have my tire retailer on the lookout for a set of 19" take-offs that will pass a safety. It's all I need on lease surrender.
Senior Member
Joined: Sep 2016
Posts: 438
Likes: 84
A Benz and a BMW
If it doesn't cover curb rash, I don't think it's worth the extra coin. Given that I typically have my winters on from November until March, I don't know if the juice is worth the squeeze for this package.
Junior Member
Joined: Nov 2016
Posts: 37
Likes: 6
From: Dallas, TX
2017 C43 Coupe -Selenite Grey w/ PE..... 2014 Black Jaguar F-Type convertible- Sold
All good points here. Typically I'd have to agree that the overall plethora of various warranties are all BS and ways to con you out of money "based on fear" as stated earlier.
HOWEVER, when I leased a 3-series back in 2011, the "warranty guy" was close to my age and said "look, I'm supposed to sit here and upsell you on all of these (8 total) additional warranties. The truth is you only need to get the wheel and tire one".
At first I stayed firm and told him no, but right before the end of the paperwork, I added it on. It came out to an extra $45/month added onto my payment. For BMW at least at that time, it did cover rash and dents.....which is good because those low-pros took a beating from the Dallas potholes. I had 6 tires replaced and had all 4 rims replaced...saving me thousands of dollars. Simliar to Sters85's situation.
So as others have stated, check the fine print on what exactly the tire/wheel insurance covers. The glass, interior, paint, etc. warranties are scams.
Lease vs buy might also factor into your decision as well. Are you buying?
HOWEVER, when I leased a 3-series back in 2011, the "warranty guy" was close to my age and said "look, I'm supposed to sit here and upsell you on all of these (8 total) additional warranties. The truth is you only need to get the wheel and tire one".
At first I stayed firm and told him no, but right before the end of the paperwork, I added it on. It came out to an extra $45/month added onto my payment. For BMW at least at that time, it did cover rash and dents.....which is good because those low-pros took a beating from the Dallas potholes. I had 6 tires replaced and had all 4 rims replaced...saving me thousands of dollars. Simliar to Sters85's situation.
So as others have stated, check the fine print on what exactly the tire/wheel insurance covers. The glass, interior, paint, etc. warranties are scams.
Lease vs buy might also factor into your decision as well. Are you buying?
Last edited by YoungLane; Nov 30, 2016 at 03:20 PM.
Senior Member
Joined: Dec 2009
Posts: 411
Likes: 37
From: Miami
2019 E63s
If you got it all you need to do is put a couple of nails every 8-10k miles rotating front and back so that you don't show at the dealer with all 4 tires with nails. and if you get some curb rash of your wheels, get a sledgehammer and bit the crap out of the lip of the wheel and you are done.... but you didn't hear this from me...lol
Senior Member
Joined: Sep 2016
Posts: 438
Likes: 84
A Benz and a BMW
All good points here. Typically I'd have to agree that the overall plethora of various warranties are all BS and ways to con you out of money "based on fear" as stated earlier.
HOWEVER, when I leased a 3-series back in 2011, the "warranty guy" was close to my age and said "look, I'm supposed to sit here and upsell you on all of these (8 total) additional warranties. The truth is you only need to get the wheel and tire one".
At first I stayed firm and told him no, but right before the end of the paperwork, I added it on. It came out to an extra $45/month added onto my payment. For BMW at least at that time, it did cover rash and dents.....which is good because those low-pros took a beating from the Dallas potholes. I had 6 tires replaced and had all 4 rims replaced...saving me thousands of dollars. Simliar to Sters85's situation.
So as others have stated, check the fine print on what exactly the tire/wheel insurance covers. The glass, interior, paint, etc. warranties are scams.
Lease vs buy might also factor into your decision as well. Are you buying?
HOWEVER, when I leased a 3-series back in 2011, the "warranty guy" was close to my age and said "look, I'm supposed to sit here and upsell you on all of these (8 total) additional warranties. The truth is you only need to get the wheel and tire one".
At first I stayed firm and told him no, but right before the end of the paperwork, I added it on. It came out to an extra $45/month added onto my payment. For BMW at least at that time, it did cover rash and dents.....which is good because those low-pros took a beating from the Dallas potholes. I had 6 tires replaced and had all 4 rims replaced...saving me thousands of dollars. Simliar to Sters85's situation.
So as others have stated, check the fine print on what exactly the tire/wheel insurance covers. The glass, interior, paint, etc. warranties are scams.
Lease vs buy might also factor into your decision as well. Are you buying?
When I asked my SA at Mercedes if they cover it in their Tire and Rim protection package as well, he thought I was out to lunch lol.
Senior Member
Joined: Jun 2016
Posts: 307
Likes: 27
From: USA
2017 C43 sedan
Got the insurance. Cost was approx equal to cost of one rim and tire. Our tires seem to be nail magnets and around here the pot holes have some awful road around them.
Last edited by Biggreenogg; Dec 1, 2016 at 07:12 AM.
Newbie
Joined: Mar 2004
Posts: 4
Likes: 0
C320
Uh... you know this is insurance fraud, right?
If you got it all you need to do is put a couple of nails every 8-10k miles rotating front and back so that you don't show at the dealer with all 4 tires with nails. and if you get some curb rash of your wheels, get a sledgehammer and bit the crap out of the lip of the wheel and you are done.... but you didn't hear this from me...lol
MBWorld Fanatic!
Joined: Jul 2015
Posts: 1,216
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From: SoCal
2016 C63S Sedan
Senior Member
Joined: Nov 2016
Posts: 352
Likes: 48
From: in a van down by the river...
2020 C43 sedan(hers), 2021 Porsche 992 TurboS(his)
If it allows you to sleep better at night, by all means buy the coverage. Otherwise driving where your roadways are not chalk-full of nails and rim munching curbs and potholes is also an option.
Member
Joined: Apr 2016
Posts: 77
Likes: 8
From: Bar cel ona
2016 C43 OMG
It may be late to help the OP's question, but I had a flat las weekend, non repairable, and finally I've had to replace both front tires, with 3100mi on them. Non runflat, 19", Dunlop Sportmaxx. Just for your records.
