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Last month, a driver coming out of a driveway, failed to stop and T-boned my E550 between the axles. Insurance has deemed a total loss. The car was a delight to drive. Toward the end, it had CEL issues that I managed knowing that I was one deer hit away from total loss. I will still check in on this forum but a majority of my time will be over at the GLC300 (X253) forum. T-BONED May 2022. 2012 E550 225K miles. Total loss.
Insurance companies total cars based on kbb stupid values, which is total nonsense especially now when good used cars like yours cannot be found. The real value of the car is much higher than what they offer for yours, probably around six to seven k$.
But there is a thing here that almost nobody ever use. As the guilty party clearly was the guy who drove from a private drive way it is him (with his insurance company) that is responsible for your car. When you get insurance for your own car and sign for the full coverage you read in the insurance papers that they will cover the actual cash value (if you are at fault) but this contract is between you and your insurance. You did not sign contract like this with the guilty party's insurance so you can go fight this if you want. And you can just take the guilty party in the courts over this. Insurance he has is just helping him to cover what he/she did.
A good representation in the court room can bring lots of value for the innocent party, like at least get to keep that car for not paying anything extra for it after totaling or ask that insurance company to go find similar car in similar condition and see how much they really cost...
You lost your car and the money they offer will not buy anything that comes even close to what your car was.
the transmission and a few computers/modules as well. There are 10K+ just in some parts
We are entering an era of scarcity. EVERYTHING is up, and will continue to rise.
It might take a few days, but I could part that car out for $15k easy. Engine, tranny, wheels, seats, ECU/modules would take care of most of it. Wouldn't take long.
2016 E350 Sport; Mom Wrecked the 2008 E350; sold the 2002 C320
Sorry about your loss. If you haven't already been paid for your car, I'd like to share the following:
Insurance companies act like they're taking care of you but in reality, they are looking out for themselves. However if you go through your own insurance, they legally owe you a duty of good faith. They have a bunch of tricks to lower your car"s value but if you know what to look for - you can call them on it. They hope you don't notice and bank on you being in a hurry to get your money.
Case in point - my wife's 2015 Nissan Sentra was recently totaled. I kept rejecting the insurance's appraised value for almost 2 months. They ended paying me $17K for it.
[Edit] I'm in California. Check the valuation process for your state. In California, they can't base it on bluebook value. They have to base it on several comparable vehicles for sale in the area, combining dealer and private party vehicles. If you don't agree, do your own search and show higher priced vehicles of similar models/options/mileage
Last edited by EuroDriverSD; 06-25-2022 at 07:48 AM.
Sorry about your loss. If you haven't already been paid for your car, I'd like to share the following:
Insurance companies act like they're taking care of you but in reality, they are looking out for themselves. However if you go through your own insurance, they legally owe you a duty of good faith. They have a bunch of tricks to lower your car"s value but if you know what to look for - you can call them on it. They hope you don't notice and bank on you being in a hurry to get your money.
Case in point - my wife's 2015 Nissan Sentra was recently totaled. I kept rejecting the insurance's appraised value for almost 2 months. They ended paying me $17K for it.
[Edit] I'm in California. Check the valuation process for your state. In California, they can't base it on bluebook value. They have to base it on several comparable vehicles for sale in the area, combining dealer and private party vehicles. If you don't agree, do your own search and show higher priced vehicles of similar models/options/mileage
06-20-2022, 05:53 AM
