My 2007 Gl 320cdi Hit While Parked
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Newbie
Joined: Oct 2007
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2007 GL 320CDI
My 2007 Gl 320cdi Hit While Parked
While I was by my girlfriend's home on Saturday night, my GL 320 was hit on the right rear side, pushing in the rear tire, cracking the bumper cover, the right side doors are dented and the vehicle was pushed 2 feet to the left . This was a hit and run where the driver left the car attached to my truck and ran while leaving a blood trail for the police to follow. This is a very quiet neighborhood and this driver just missed hitting a "pos" Buick and plowed into my MB. I have 44 payments left on this truck. The question is "Do I have it repaired and keep it? or do I trade it in for 2008, because, "why should I make payments of a vehicle that was hit?
any suggestions?
any suggestions?
Senior Member
Joined: Sep 2007
Posts: 267
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From: Texas
06 CLS500
44 payments? whoa!..
if its fixed right, it won't be any different than before. You can sell/trade, but you have to disclose the accident anyway, so its not going to make a difference.
Jsut stop paying, tell your finance company you didn't sign up to make payments on a wrecked truck.
if its fixed right, it won't be any different than before. You can sell/trade, but you have to disclose the accident anyway, so its not going to make a difference.
Jsut stop paying, tell your finance company you didn't sign up to make payments on a wrecked truck.
Super Member
Joined: Apr 2007
Posts: 800
Likes: 1
From: Southern California
2014 GL 450
At least they found the guy who hit you...the jerk who backed into me took off & didn't leave a note.
Run it through your insurance. Unless the frame has been compromised, it'll be as good as new after the fix.
Run it through your insurance. Unless the frame has been compromised, it'll be as good as new after the fix.
Senior Member
Joined: Sep 2007
Posts: 487
Likes: 0
2007 ML 500
While I was by my girlfriend's home on Saturday night, my GL 320 was hit on the right rear side, pushing in the rear tire, cracking the bumper cover, the right side doors are dented and the vehicle was pushed 2 feet to the left . This was a hit and run where the driver left the car attached to my truck and ran while leaving a blood trail for the police to follow. This is a very quiet neighborhood and this driver just missed hitting a "pos" Buick and plowed into my MB. I have 44 payments left on this truck. The question is "Do I have it repaired and keep it? or do I trade it in for 2008, because, "why should I make payments of a vehicle that was hit?
any suggestions?
any suggestions?
you make payments because you are the owner on record for the car. just because someone hits the car doesn't mean it releases you from being the owner. the only time that will happen is if the car is totalled and insurance cuts you a check.
Super Member
Joined: Aug 2007
Posts: 603
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From: Spicewood, TX
2008 GL 320, 2007 Silverado LTZ C3500 Duramax Turbo Diesel
i've never heard anything so stupid before. 'why should I make payments of a vehicle that was hit?"
you make payments because you are the owner on record for the car. just because someone hits the car doesn't mean it releases you from being the owner. the only time that will happen is if the car is totalled and insurance cuts you a check.
you make payments because you are the owner on record for the car. just because someone hits the car doesn't mean it releases you from being the owner. the only time that will happen is if the car is totalled and insurance cuts you a check.
Thread Starter
Newbie
Joined: Oct 2007
Posts: 3
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2007 GL 320CDI
Thanks Scotty, you understood the question and thanks for the feedback.
The rest of you guys who would think that someone would just stop payment because of an accident are feeble minded....I hope you dont drive at night and if you do please take your nurse with you. Dont forget to take your medication!!!!!
The rest of you guys who would think that someone would just stop payment because of an accident are feeble minded....I hope you dont drive at night and if you do please take your nurse with you. Dont forget to take your medication!!!!!
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Member
Joined: Mar 2007
Posts: 226
Likes: 0
From: South of the Mason Dixon, North of the Gulf
2007 GL 320 CDI, 2008 M5
It is unlikely that it will truly be right again, even with an excellent repair, and it is no comfort that the a*****e that hit him is in custody. He will never feel right about the car again (or I wouldn't, anyway).
The insurer should compensate him for the decrease in value that the accident caused. Most insurers have clauses in their policies to that effect. This amount is in addition to the complete repair that the repair shop should do.
If it were my car, I'd cut my losses and trade the car in. I would consult the dealer to get the value as it sits in the damaged condition, factor in the value of an undamaged vehicle in its used (depreciated), and look to the insurance company to make up the rest of the trade in value. No matter how you cut it, the owner is still going to be out a lot of money if he trades the car, repaired or not, for a new one. That's really a shame, considering he is not at fault.
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Member
Joined: Apr 2007
Posts: 138
Likes: 0
From: West Virginia, by way of NYC
2010 S550, '10 Road glide, '10 Sportster "48"
I agree if the frame is not compromised get it repaired----but like me i can't stand to drive in a new car/truck that was hit for very long. It eats at me, little **** I guess
Member
Joined: Jun 2007
Posts: 239
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2007 GL450
I think the problem is that JPL3 made a post asking a question before he thought everything through. I am sure he was frustrated with the situation. However, he has 44 payments on a $60k+ truck, he is upside-down on his loan right now even if he owned his truck in perfect condition! Factor in the accident and the way dealers value trade-in's and he is screwed.
JPL3 can get his truck fixed and live with it and just be stuck with his insurance deductible.
I'll bet it would cost him $25k to buy out of his upside-down loan and get a 2008 truck. I saw a used 2007 GL450 in perfect condition that the dealer was trying to get rid of for $47k retail.
Scotty, I don't think the "numbers will ever work" in this bad situation for JPL3.
JPL3 can get his truck fixed and live with it and just be stuck with his insurance deductible.
I'll bet it would cost him $25k to buy out of his upside-down loan and get a 2008 truck. I saw a used 2007 GL450 in perfect condition that the dealer was trying to get rid of for $47k retail.
Scotty, I don't think the "numbers will ever work" in this bad situation for JPL3.
Senior Member
Joined: Sep 2007
Posts: 362
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From: Minnesota
2008 GL 320 CDI Black/Black
JPL3 - I'm thinking that there might be an 'Insurance Forum' out there somewhere - just not sure this is the right forum to discuss hit cars & trucks and what we should do about them. I do agree with Vince, that the question posed was an odd one - but the reality is that we use these vehicles on open roads where anyone with means & access to 2 or 4 wheels is free to roam. That is why we buy insurance...for the others on the road. I've never hit anyone in my 28 years of driving - yet I have excellent coverage on all our cars - just in case some idiot smashes into my car and leaves a trail of blood to be found...
I wish you luck!
I wish you luck!
Senior Member
Joined: Oct 2005
Posts: 352
Likes: 1
From: fl
1992 500E, 2006 E500, 2007 GL 450
If you talk with the dealer before you have it repaired perhaps you can trade it in and get a decent deal. But in, reality there are probably no decent options. In the few instances I know of, the owner of a damaged vehicle essentially took the hit for the loss in value even if the repairs were excellent. I have read that some have used legal pressure to try to get the insurance company to pay for lost value but haven't heard of any sucess.
Member
Joined: Jun 2007
Posts: 239
Likes: 0
2007 GL450
Chill Out
Jpl3,
You'e posted 3 times to this forum and 2 out of the 3 posts are aggressive, defensive and could be taken as insulting.
The typed work is not as clear as the spoken word and sometimes things are mis-understood, by others and you.
Chill Out!!
There are a lot of good people with a lot of experience on this forum. If you chill and stick around and stay on topic you will learn a lot. Thanks.
Gordon
You'e posted 3 times to this forum and 2 out of the 3 posts are aggressive, defensive and could be taken as insulting.
The typed work is not as clear as the spoken word and sometimes things are mis-understood, by others and you.
Chill Out!!
There are a lot of good people with a lot of experience on this forum. If you chill and stick around and stay on topic you will learn a lot. Thanks.
Gordon
Senior Member
Joined: Sep 2007
Posts: 487
Likes: 0
2007 ML 500
i was with your mindset of thinking until he ending his post with ... "why should I make payments of a vehicle that was hit?"
Member
Joined: Apr 2007
Posts: 138
Likes: 0
From: West Virginia, by way of NYC
2010 S550, '10 Road glide, '10 Sportster "48"
happened to me, I took the hit on a vehicle I owned that was in an accident and fixed at the Audi dealership----I don't think that it matters what you do,once it's in the system that it was hit the owner takes it on trade---dealer has to disclose that car was repaired to next customer.
just my .02
just my .02
Super Member
Joined: Apr 2007
Posts: 800
Likes: 1
From: Southern California
2014 GL 450
This is an exceptionally helpful, friendly forum. If you choose to be rude, then that's your choice, but I just do not see the point of being rude.
Senior Member
Joined: Sep 2007
Posts: 362
Likes: 0
From: Minnesota
2008 GL 320 CDI Black/Black
I do appreciate the people on this forum for their efforts to keep us informed of issues. I made the decision to purchase this vehicle because of all the great comments many on this site have made. It may not quit be "precious", but it has value. Some just add more to it than others.
Last edited by BJ021; Oct 17, 2007 at 08:58 PM.
Member
Joined: Mar 2007
Posts: 226
Likes: 0
From: South of the Mason Dixon, North of the Gulf
2007 GL 320 CDI, 2008 M5
I appreciate the people who share their insights with me, and I hope you can do the same. We are all sorry that the s****y thing happened and your new GL 320 was damaged due to no fault of yours, and I understand you are angry about it, but don't take it out on people who sympathize with you and only want the best for you.
Good luck.
MBWorld Fanatic!
Joined: Apr 2007
Posts: 1,046
Likes: 1
From: Colorado Rocky Mtns.
'06 A6 & '08 GL550
Saw your post late last night and really felt for you. Your situation really sucks. Unfortunately, I didn't have any good suggestions, so didn't respond. Can't resist now though.
After reading through your responses tonight I've got a suggestion for you...
Find the nearest bridge and take a flying leap sans wrecked GL. You won't have to worry about your payments anymore and the fine people on this forum won't have to worry about you and your flaming posts any longer.
Newbie_2_MB was extremely thoughtful in her response to you. I'm an a**hole though... get lost pal. BJ021 and vinceching, along with everyone else on this forum, don't need your crap.
Junior Member
Joined: Aug 2007
Posts: 62
Likes: 0
'08 GL320 CDI, 2001 996 C4S
Check. Couldn't agree more. I have never had a diesel or a MB before, so to buy a GL 320 was really a leap of faith on my part. I got tremendous information from the people who post here to support my decision to buy the car. I am really happy to have it. I was glad to learn about the turbo hose issue, even though it did not affect me. I got that information here.
I appreciate the people who share their insights with me, and I hope you can do the same. We are all sorry that the s****y thing happened and your new GL 320 was damaged due to no fault of yours, and I understand you are angry about it, but don't take it out on people who sympathize with you and only want the best for you.
Good luck.
I appreciate the people who share their insights with me, and I hope you can do the same. We are all sorry that the s****y thing happened and your new GL 320 was damaged due to no fault of yours, and I understand you are angry about it, but don't take it out on people who sympathize with you and only want the best for you.
Good luck.
I know that you are angry. it is okey to vent but do not take it out on the good people on this forum.
By the way, from what you describe the person that hit your GL was caught. does he have insurance? I suggest you talk to your insurance to go after the other guys insurance on your issues or better yet get a lawyer to have this issue settled with the insurance.
MBWorld Fanatic!
Joined: May 2007
Posts: 2,244
Likes: 1
From: Scottsdale, AZ
2004 RX330, 2008 Scion xB, 2001 Honda Insight Hybrid, 2010 Toyot Prius v ATP
Two words; "Gap Insurance." (Unless I misunderstand what 'Gap Insurance' is completely, doesn't it ensure you don't owe anything if you're upside-down in a wrecked car?)
I am sorry to hear your beauty got beasted (I know, that's not a word) but I am glad that the only person hurt was the guy who left the blood trail. I've been in situations where my cars have been hit before and all I can say is, the SC400 that was wrecked by my nephew (there's a fine line between grand theft and joy ride is all I can say) was never the same, while my Land Cruiser (80 series) that was whacked by a Mary Kay Buick and pushed into a car so hard it cracked their gas tank turned out good as new. Just be sure you get the best people to give you a couple estimates and don't accept aftermarket parts. (I think most insurers will use OEM if you demand it, but try and get away with cheap aftermarket if you don't ask.)
Best of luck!
STP
PS After reading the rest of the thread, I think this will be the last I'll post on this thread because someone didn't take their happy pills. A couple of you, in fact. Knock it off or I'll have to separate you!
I am sorry to hear your beauty got beasted (I know, that's not a word) but I am glad that the only person hurt was the guy who left the blood trail. I've been in situations where my cars have been hit before and all I can say is, the SC400 that was wrecked by my nephew (there's a fine line between grand theft and joy ride is all I can say) was never the same, while my Land Cruiser (80 series) that was whacked by a Mary Kay Buick and pushed into a car so hard it cracked their gas tank turned out good as new. Just be sure you get the best people to give you a couple estimates and don't accept aftermarket parts. (I think most insurers will use OEM if you demand it, but try and get away with cheap aftermarket if you don't ask.)
Best of luck!
STP
PS After reading the rest of the thread, I think this will be the last I'll post on this thread because someone didn't take their happy pills. A couple of you, in fact. Knock it off or I'll have to separate you!
Last edited by StevethePilot; Oct 21, 2007 at 04:16 PM. Reason: Read the rest of the thread
