How to be qualified for USAA program?
#1
How to be qualified for USAA program?
I know it is a newbie question, but I don't know how to get the USAA discount, I have never been in the army, nor any relative I know, any help here?
If it is inconvenient to post it, would you mind pm me?
Thanks!
If it is inconvenient to post it, would you mind pm me?
Thanks!
![Big Grin](https://mbworld.org/forums/images/smilies/biggrin.gif)
#3
Junior Member
Join Date: Jan 2011
Posts: 50
Likes: 0
Received 5 Likes
on
5 Posts
2011 ML350 Blueteck (Sold); 2014 E350 Wagon, Sport, Indigo Blue (Sold); 2021 GLC300, 2022 BMW X5
So if you, spouse, parent, or inlaws are not currently in service, honorably discharged from service, or existing full eligible USAA member then I believe you cannot become full eligible USAA member. With the full eligibility status you can get the extra incentive money off. If a parent or inlaw was honorably discharged, etc then there is a path but it still isn't that easy.
You can still get USAA car buying service prenegotiated pricing. You can even get that pricing via American Express as well. It sounded like people were getting better than that prenegotiated pricing.
There are some other incentives that are around at times. There appears to maybe still be conquest cash incentive if you currently own bmx, audi, lexus (not sure which other makes).
You can still get USAA car buying service prenegotiated pricing. You can even get that pricing via American Express as well. It sounded like people were getting better than that prenegotiated pricing.
There are some other incentives that are around at times. There appears to maybe still be conquest cash incentive if you currently own bmx, audi, lexus (not sure which other makes).
#4
MBWorld Fanatic!
The only USAA service reserved for military members and relatives is Insurance (home, Auto, etc.)
You don’t have to be affiliated with the military in any way to get any other type of USAA account.
Just apply for any USAA service like you would at any other bank. (online of course)
You don’t have to be affiliated with the military in any way to get any other type of USAA account.
Just apply for any USAA service like you would at any other bank. (online of course)
![Big Grin](https://mbworld.org/forums/images/smilies/biggrin.gif)
#5
MBWorld Fanatic!
So if you, spouse, parent, or inlaws are not currently in service, honorably discharged from service, or existing full eligible USAA member then I believe you cannot become full eligible USAA member. With the full eligibility status you can get the extra incentive money off. If a parent or inlaw was honorably discharged, etc then there is a path but it still isn't that easy.
Originally Posted by USAA.COM
USAA's investment products, most checking and savings products, credit cards, life insurance, and shopping and discounts are available to other individuals. While auto and property insurance policies are not available due to membership eligibility requirements, we can still help.
The following products are available to other individuals:
ProductAvailabilityInsurance
Shopping and Discounts: All products
The following products are available to other individuals:
ProductAvailabilityInsurance
- Life insurance
- Auto insurance not available through USAA. Please call 1-888-870-8096.
- Property insurance not available through USAA.
- Checking and Savings
- Checking for Teens and College Students
- Youth Savings
- Certificates of Deposit (CDs)
- CD IRAs
- Prepaid Card
- Credit Cards
Shopping and Discounts: All products
#6
Senior Member
Join Date: Nov 2007
Location: FRESNO CA
Posts: 435
Likes: 0
Received 0 Likes
on
0 Posts
GL550
Try signing up at their web site. I served in the army but wasn't asked about service. Maybe they verify by social which is required. The car buying program is spelled out there.
#7
Junior Member
Join Date: Jan 2011
Posts: 50
Likes: 0
Received 5 Likes
on
5 Posts
2011 ML350 Blueteck (Sold); 2014 E350 Wagon, Sport, Indigo Blue (Sold); 2021 GLC300, 2022 BMW X5
And to the other response, I don't know if they fully check or if you could lie or say you are the child of someone who is a full USAA member. I don't know how thorough the checks are. I would never try. I investigated the path I do have to the money.
So everything is not available except home and auto insurance. That mercedes cash incentive is another example of something tied to that home/auto/fully eligible USAA member bucket.
I'm not complaining, I think people that are or have served in the military deserve perks. And I did acknowledge anyone can get access to the car buying service negotiated pricing via USAA or even AMEX. Just not that additional cash incentive.
But to those of you that then must have USAA insurance, do you like it? I would have to change some aspect of my insurance and I'm hesitating because I don't know what USAA is like to deal with if I ever had a claim.
Trending Topics
#8
Junior Member
I switched from Allstate to USAA and saved almost $700/yr for the same coverage (plus some perks Allstate couldn't touch). User reviews were overwhelmingly positive. FWIW I insure two newer cars on full coverage (06 Jetta, 08 GL) and three pre '90 on liability only. After switching I had to get over the feeling that Allstate had jacked me all those
years.
Definately a happy prior service USAA member!
years.
Definately a happy prior service USAA member!
#9
Senior Member
We ended up with cheaper auto insurance with better service from Allied.
But I appreciate the $3K USAA saved me on the GL.
![Smilie](https://mbworld.org/forums/images/smilies/smile.gif)
- Mark
#10
MBWorld Fanatic!
I saved money with USAA back in the early 2000 when they had good insurance rates. I never had to file a claim with them so I can’t rate them on service in that regard. As of 2008 they had horrible Auto and Home insurance rates so I had to dump them. I switched to Progressive who I was with before I went to USAA.
Like I said before they had unbeatable rates early last decade but now for some reason they can’t compete with Progressive for 2 cars, bike and Home insurance.
Like I said before they had unbeatable rates early last decade but now for some reason they can’t compete with Progressive for 2 cars, bike and Home insurance.
#11
MBWorld Fanatic!
I have switched from USAA to Progressive and Geico and back, and the rates may be slightly higher with USAA, but service is stellar. The package deal you get with USAA us in fact, super stellar. I have not seen any regular available to most joes financial institution that can touch them on quality of product as a whole. More power to you if you want to join USAA solely for the new car incentives, but realize you can probably do just as good or better by negotiating for yourself.
#12
MBWorld Fanatic!
The other piece is the flexibility in auto insurance that USAA offers - say you're military with Kansas plates living in California. USAA will print you a CA policy, no questions asked whereas any other company I delay with would throw bureaucracy at me and demand I register my car in CA (F to the NO!) not understanding what being on active duty entails you to.