Are we at fault in this situation?
My wife rear-ended someone in our ML at a "Red light right turn" situation. Here's the details.
At the light before the scene of accident the light was green but the other car didn't move. My wife noticed he was looking down at his cell phone and gave him the friendly honk. The guy put his hand up to signal his apology and drive off.
At the next light (scene of accident), the light was red and it was supposed to be treaded as a stop sign. The guy stopped but didn't proceed even when the cross traffic was clear. About 5 seconds later he decided to make the turn but slammed on the brakes all of a sudden. My wife didn't expect him slamming on his brakes and bumped into him. His excuse was there was a car approaching. But he did admit he wasn't paying attention at the cross traffic. My wife suspect he was looking at his cell phone again causing the lack of attention to the intersection, and he didn't deny it.
We offered paying 80% of his quote to get this done and over with but he wanted the full quote and seem like he was trying to avoid insurance.
My question is: Are we at fault in this situation? Or it's 50/50 due to the possibility of him on his cell phone at the time?
Thanks in advance guys...




My wife rear-ended someone in our ML at a "Red light right turn" situation. Here's the details.
At the light before the scene of accident the light was green but the other car didn't move. My wife noticed he was looking down at his cell phone and gave him the friendly honk. The guy put his hand up to signal his apology and drive off.
At the next light (scene of accident), the light was red and it was supposed to be treaded as a stop sign. The guy stopped but didn't proceed even when the cross traffic was clear. About 5 seconds later he decided to make the turn but slammed on the brakes all of a sudden. My wife didn't expect him slamming on his brakes and bumped into him. His excuse was there was a car approaching. But he did admit he wasn't paying attention at the cross traffic. My wife suspect he was looking at his cell phone again causing the lack of attention to the intersection, and he didn't deny it.
We offered paying 80% of his quote to get this done and over with but he wanted the full quote and seem like he was trying to avoid insurance.
My question is: Are we at fault in this situation? Or it's 50/50 due to the possibility of him on his cell phone at the time?




The OPA should proceed with caution because in Ontario, unless you have solid evidence, witnesses, police report filed in your favor, etc., the person driving into the back of another car is by default seen as at-fault. This is what I understand from an acquaintance that had a similar situation.
If you are able to settle this without involving insurance, even if its 80% of the cost, you might be better off.
I'd get professional/legal advice if I were in your situation, which could have happened to anyone.
Curious, how extensive was the damage? How did the ML hold up?
Dumb driver or no, your wife was either too close to safely stop, wasn't paying attention either or a little of both.
As a career law enforcement officer and traffic homicide investigator, in almost every state there is law that you must maintain enough distance to avoid impact if the vehicle ahead suddenly stops.
So (legally) either she was following to close to avoid a crash, or was inattentive and did not see the sudden stop until late. Either way, it's careless driving.
The reason for him stopping is irrelevant, legally. He could have seen a dog in the road, spilled coffee on himself, had a stroke, or whatever. Even if he admitted to stopping for no reason, then both drivers would get tickets (him for obstructing the road, her for careless driving).
I know that's not what you want to hear, just trying to save you time and money on a fruitless endeavor.
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With Distronic Plus, the system will intervene even when cruise is off by adjusting the brake force on tap because it includes Brake Assist Plus. So I don't think it'll stop for you because that system is called Collision Prevention Assist which won't be standard until 2013, but when the driver steps on the brakes the full brake force will be in effect. So the Brake Assist along with the audible beep may have prevented this particular incident.
DISTRONIC PLUS proximity control operates at speeds of between 0 and 200 km/h: it keeps the car a set distance behind the vehicle in front, applies the brakes as required and can even bring the car to a complete halt, depending on the traffic situation. If the gap to the vehicle in front narrows too quickly, the system gives the driver an audible warning and, as soon as this first warning signal sounds, automatically calculates the brake pressure required to prevent a collision in this situation.
This technology helps the driver to gauge the level of risk and makes the calculated brake boosting force available instantly, even if the driver does not press the brake pedal forcefully enough. Brake Assist PLUS allows controlled, targeted braking and, if necessary, increases the braking force right up to the point at which an emergency stop is performed, depending on the road speed and the distance to the vehicle in front.

My Distronic/lane control operates correctly when I have cruise control set and it generally notifies me with beeps if I'm rapidly approaching someone just before I switch lanes.
Our 2012 ML has blindspot but not active (blindspot).





Can't wait for the new vejhicle with this
Also works this way in NY. If you rear end someone, even if they slam on the brakes for no reason you are at fault.
They will say that she was too close to him. If she wasn't, she would have had time to stop.
Good Luck.
If you change lanes and quickly come to a stop, such as at red lights, and you subsequently get rear ended, you may be at fault. This is true in any state.
Always try to get witnesses, take pictures and call the police and fire dept. ALWAYS! Try to get the other driver to admit inatentiveness, get an apology, etc. DO NOT rely on the police to do this as they don't know anything about how insurance companies work.
I went through major pain figuratively and literally when the person who rear ended me lied about all of the details. It took 4 months of investigation and multiple recorded interviews to have the other driver's ins accept liability. I was stopped at a light for 15 seconds when the driver slammed into me and totaled my car. The photos I took and the police report were in my favor but I still was not assured a slam dunk resolution even with my well versed attorney making sure I don't get screwed over.
My suggestion is to call the police, and also request paramedics before you exit your vehicle. Then get out with your phone and film the first few minutes of your interaction with the other driver and bystanders. Don't point the camera directly at them but act like you car recording the vehicles --- you will still pick up audio in the background.
Take photos of everything police, fire, street, cars, interior of other car, damage, etc.
And don't talk to insurance agents, DMV, etc without first talking to an attorney. It stinks that it has to be this way but the ins cos know what they are doing and you don't. They will trap you with what may seem an innocuous statement. They do this every day and are pros at it.
Last edited by 27T; Jul 24, 2012 at 03:28 PM.


